
Cheap Apartments for Rent in Palatka, FL from $500 with Swimming Pool (5 Rentals)
Search the lowest-cost Apartments available for rent right now in Palatka.


6401 St Johns Ave, Unit 124
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

6401 St Johns Ave, Unit 336

6401 St Johns Ave, Unit 344
Apartment Common Area Rules: What Renters Need to Know
From the lounge to the laundry room, understand your rights and responsibilities in shared apartment spaces. Get tips on pet rules, noise, and security.

Summer Breeze
Palatka, FL Local Guide

How much does it cost to rent an apartment in Palatka?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Palatka Studio Apartments | $1,263 | $1,020 | $1,359 |
| Palatka 1 Bedroom Apartments | $1,608 | $859 | $2,359 |
| Palatka 2 Bedroom Apartments | $1,870 | $1,025 | $3,554 |
| Palatka 3 Bedroom Apartments | $2,188 | $1,330 | $3,541 |
Explore Palatka
Palatka, FL Local Guide
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10 Hidden Costs of Renting You Should Budget for Before Signing a Lease
Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.
Read ArticleJacksonville Student Housing Guide: Where to Rent Near UNF, JU, FSCJ and EWU
From historic Riverside to coastal Jacksonville Beach, find your perfect student apartment. Local expert advice on UNF, JU, and FSCJ neighborhoods and rent costs.
Read ArticleDon't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Palatka, FL
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
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See the most popular apartments and homes in Palatka, FL
Palatka, FL Area Reviews
Lillian • 4+ years in Palatka
February 14, 2026I’ve lived in San Mateo for 10 years, which is right outside Palatka. I went into Palatka for years for my shopping and everything else worked. Then I moved to Hawthorne, which I have to go to Palatka again for my shopping and everything else they do not have enough apartments or homes for people with low income they don’t have any shelters for homeless people. There’s so many people living in the woods. It’s crazy they need help.
Frequently Asked Questions about Cheap Palatka Apartments
What is the Cheapest Studio apartment in Palatka?
Currently the most affordable Cheap Studio Apartment in Palatka is at Palatka Oaks Apartments listed at $1,020.
How much is rent for a Cheap One Bedroom Palatka Apartment?
The lowest price for a Cheap One Bedroom Palatka Apartment is $900 at St Johns Landing Apartments.
What is the lowest price for a Cheap Two Bedroom Palatka Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Palatka is starting from $1,040 at St Johns Landing Apartments.
What is the most affordable Palatka Three Bedroom Apartment?
The best deal on a cheap Palatka Three Bedroom Apartment rental is at St Johns Landing Apartments and starts from $1,375.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Helpful Local Expert Guides

A Local Experts Guide To 10 Budget-Friendly Neighborhoods to Rent in the Jacksonville Area
Written by: Chuck Navarra
Hey there! I’m Chuck, your ApartmentHomeLiving.com local Expert! I've joined Jaguars fans many times on Sundays to hear their rallying cry, "Duuuval!", but there's so much more to enjoy here in one of the nation's largest cities.

Jacksonville Student Housing Guide: Where to Rent Near UNF, JU, FSCJ and EWU
Written by: Allaire Williams
Hello there! I'm Allaire, your ApartmentHomeLiving.

Looking for the Perfect Place? Top Neighborhoods to Rent Near major Employers in Jacksonville
Written by: Allaire Williams
I’m Allaire, your ApartmentHomeLiving.com Local Expert for Jacksonville, Florida.
Articles, How-To's, and Tips

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property
Written by: Lauren Harrington
Renting your next home can feel thrilling and overwhelming at the same time.