Cheap Apartments for Rent in Palatka, FL from $500 (27 Rentals)

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Search the lowest-cost Apartments available for rent right now in Palatka.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Holly Ridge Senior
1 to 2 Bedroom Apartments

Holly Ridge Senior

6401 St. John's AvePalatka, FL 32177
Senior Living
  • Utilities Included
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Mellon Manor Apartments
1 to 3 Bedroom Apartments

Mellon Manor Apartments

3701 St. John's AvePalatka, FL 32177
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807 S Moody Rd
1 Bedroom Apartments

807 S Moody Rd

807 S Moody RdPalatka, FL 32177

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Stone Cove
Studio to 2 Bedroom Apartments

Stone Cove

630 Pope RdSt. Augustine, FL 32080

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Showing Results 1-27, Page 1 of 1

Palatka, FL Local Guide

Cheapest Available Palatka Apartments for Rent

 

The cheapest available apartment rental in Palatka, FL is a Studio unit found at Palatka Oaks Apartments in the Greater St Augustine neighborhood priced from $1,020. St Johns Landing Apartments in the The Colony at Greenbriar neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $1,040. Here is today’s list of the most affordable Palatka apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Palatka Oaks ApartmentsStudioStudio,1BA$1,020
St Johns Landing ApartmentsTwo Bedroom Townhouse2BR,1BA$1,040
807 S Moody Rd1/11BR,1BA$1,049
Summer Breeze1 bedroom, 1 bathroom1BR,1BA$1,159
MAA Fleming IslandSt Marks Light1BR,1BA$1,283
BarringtonSt. John1BR,1BA$1,313
Madison FountainsS1Studio,1BA$1,319
Flagler CrossingA2LL1BR,1BA$1,354

Best Value Apartments for Rent in Palatka, FL

As of June 22, 2026 the best value apartment in the Palatka area is the $1.67 price per square foot 3A Model at Tuscan Reserve Apartments in the starting from $2,076. The second greatest value Palatka apartment is the Vilano Model at Beacon Point Townes starting at $1,995 with a $1.61 price per square foot in the Sunset Point neighborhood. Here is today’s list of the best values for Palatka apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Tuscan Reserve Apartments3A3BR,2BA$1.67
Beacon Point TownesVilano2BR,2.5BA$1.61
Pointe Grand Palm Coast2 Bedroom, 2 Bathroom2BR,2BA$1.28
CAMELLIA WORLD COMMERCE CENTERB1LL2BR,2BA$1.44
LUCA St. AugustineB12BR,2BA$1.68
220 Skeet Club Rd220 Skeet Club Rd2BR,1BA$1.20
The Reserve at BrookhavenMagnolia2BR,2BA$1.62
612 Emmett St, Unit 1612 Emmett St2BR,1BA$1.39
Summerset2X22BR,2BA$1.47
St Johns Landing ApartmentsTwo Bedroom Townhouse2BR,1BA$1.32

Jacksonville Student Housing Guide: Where to Rent Near UNF, JU, FSCJ and EWU

From historic Riverside to coastal Jacksonville Beach, find your perfect student apartment. Local expert advice on UNF, JU, and FSCJ neighborhoods and rent costs.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
Palatka, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Palatka, FL Rentals by Map

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Palatka, FL Area Reviews

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Lillian • 4+ years in Palatka

February 14, 2026

I’ve lived in San Mateo for 10 years, which is right outside Palatka. I went into Palatka for years for my shopping and everything else worked. Then I moved to Hawthorne, which I have to go to Palatka again for my shopping and everything else they do not have enough apartments or homes for people with low income they don’t have any shelters for homeless people. There’s so many people living in the woods. It’s crazy they need help.

Frequently Asked Questions about Cheap Palatka Apartments

What is the Cheapest Studio apartment in Palatka?

Currently the most affordable Cheap Studio Apartment in Palatka is at Palatka Oaks Apartments listed at $1,020.

How much is rent for a Cheap One Bedroom Palatka Apartment?

The lowest price for a Cheap One Bedroom Palatka Apartment is $1,049 at 807 S Moody Rd.

What is the lowest price for a Cheap Two Bedroom Palatka Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Palatka is starting from $1,040 at St Johns Landing Apartments.

What is the most affordable Palatka Three Bedroom Apartment?

The best deal on a cheap Palatka Three Bedroom Apartment rental is at St Johns Landing Apartments and starts from $1,375.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Helpful Local Expert Guides

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A Local Experts Guide To 10 Budget-Friendly Neighborhoods to Rent in the Jacksonville Area

Written by: Chuck Navarra

Hey there! I’m Chuck, your ApartmentHomeLiving.com local Expert! I've joined Jaguars fans many times on Sundays to hear their rallying cry, "Duuuval!", but there's so much more to enjoy here in one of the nation's largest cities.

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Jacksonville Student Housing Guide: Where to Rent Near UNF, JU, FSCJ and EWU

Written by: Allaire Williams

Hello there! I'm Allaire, your ApartmentHomeLiving.

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Looking for the Perfect Place? Top Neighborhoods to Rent Near major Employers in Jacksonville

Written by: Allaire Williams

I’m Allaire, your ApartmentHomeLiving.com Local Expert for Jacksonville, Florida.

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Unlocking Coastal Value: Why Jacksonville is the Best-Kept Secret for Affordable Living in the Sunshine State

Written by: Allaire Williams

I’m Allaire, your ApartmentHomeLiving.com Local Expert for Jacksonville, Florida. I’ve been in and around Jacksonville for many years and want to make sure you’re making informed decisions.

Articles, How-To's, and Tips

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

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Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.