3 Bedroom Apartments for Rent in St. Charles, IL (45 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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property at 511 Pheasant Trail

$2,700

3 Bedroom, 3 Bath Townhome for Rent

Available Now

511 Pheasant Trail

St. CharlesIL60174
property at 4019 Faith Ln

$5,000

3 Bedroom, 2 Bath Home for Rent

Available Now

4019 Faith Ln

St. CharlesIL60174

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 4016 Faith Ln

$5,200

3 Bedroom, 3 Bath Home for Rent

Available Now

4016 Faith Ln

St. CharlesIL60174
property at 4009 Faith Ln

$4,400

3 Bedroom, 3 Bath Home for Rent

Available Now

4009 Faith Ln

St. CharlesIL60174
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Sterling Building
3 Bedroom Apartments

Sterling Building

10 Illinois StSt. Charles, IL 60174
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219 N 4th St
3 Bedroom Apartments

219 N 4th St

219 N 4th StSt. Charles, IL 60174
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1414 S 14th St
3 Bedroom Apartments

1414 S 14th St

1414 S 14th StSt. Charles, IL 60174

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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200 N River Ln
3 Bedroom Apartments

200 N River Ln

200 N River LnGeneva, IL 60134
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1222 W State St
3 Bedroom Apartments

1222 W State St

1222 W State StGeneva, IL 60134
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St. Charles, IL Local Guide

St. Charles 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: January 15, 2026

There are currently 112 available 3 Bedroom apartment units from neighborhoods all over St. Charles, IL that range in price from $1,824 to $4,804. Fox River Valley, Cambridge and North Central Corridor are the neighborhoods that currently have the most 3 Bedroom availability. Here is today's list of the top neighborhoods in St. Charles with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Fox River Valley24$2,457$1,824
Cambridge9$2,584$1,824
North Central Corridor9$2,638$1,824
Riverfront9$2,638$1,824
Upper River Corridor9$2,620$1,824
Valley View9$2,434$2,143
Dunham Woods8$2,546$2,350
Crane Road Estates7$2,693$1,824
Lower Corridor7$2,545$1,824
Harvest Hills5$2,818$1,824

Largest Available St. Charles 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in St. Charles, IL is found at Ascend St. Charles in the Riverfront neighborhood and is 1,452 square feet priced from $2,456. Fox Run Apartments has the second largest 3 Bedroom, which is sized at 1,430 square feet and currently listed start at $2,766. Here is today’s list of the largest available 3 Bedroom units in St. Charles:

Apartment ListingModel NameSquare FootagePriced From
Ascend St. CharlesD5 - Classic1,452 Sq Ft$2,456
Fox Run ApartmentsRandall1,430 Sq Ft$2,766
Springs At South Elgin3 BR Grand Overlook1,430 Sq Ft$2,409
Springs at St Charles3 BR Grand Overlook1,422 Sq Ft$2,548
Prairie Winds Apartments3 Bedrooms Floor plan C11,419 Sq Ft$2,818
The Township at St. CharlesCovington1,380 Sq Ft$2,345
The View Apartments St CharlesPanorama1,150 Sq Ft$2,350

Cheapest Available St. Charles 3 Bedroom Apartments

As of January 15, 2026 the lowest priced 3 Bedroom apartment unit in St. Charles, IL is the 3-2 BR Horizon Overlook Model starting from $2,143 at Authentix South Elgin in the Valley View neighborhood. The second most affordable St. Charles 3 Bedroom is the Covington Model at The Township at St. Charles starting at $2,345 in the Riverfront neighborhood. The average price for all 3 Bedroom apartments in St. Charles is currently $2,567. Here is today’s list of the cheapest available 3 Bedroom options in St. Charles:

Apartment ListingModel NamePriced From
Authentix South Elgin3-2 BR Horizon Overlook$2,143
The Township at St. CharlesCovington$2,345
The View Apartments St CharlesPanorama$2,350
Springs At South Elgin3 BR Grand Overlook$2,409
Ascend St. CharlesD5 - Classic$2,456
Springs at St Charles3 BR Grand Overlook$2,548
Fox Run ApartmentsRandall$2,766
Prairie Winds Apartments3 Bedrooms Floor plan C1$2,818

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
St. Charles, IL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Charles, IL Rentals by Map

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Frequently Asked Questions about 3 Bedroom St. Charles Apartments

What is the Cheapest apartment in St. Charles with 3 Bedroom?

Currently the most affordable 3 Bedroom in St. Charles is at Authentix South Elgin listed at $2,143.

How much is the average rent for a 3 Bedroom St. Charles Apartment?

The average rent for a 3 Bedroom Apartment in St. Charles is $2,567.

What is the largest available 3 Bedroom St. Charles Apartment for rent?

Today's apartment with the most square footage in St. Charles is a 1,452 square feet unit starting from $2,456 at Ascend St. Charles.

What is the average size for St. Charles 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in St. Charles is currently 1,100 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate!