
Cheap Apartments for Rent in the Payne-Phalen Neighborhood of St. Paul, MN from $615 (85 Rentals)
Search the lowest-cost Apartments available for rent right now in the Payne-Phalen area of St. Paul.


1676 English St, Unit 304

783 6th St E

826 5th St E

761-761 Jessie St

Lyon's Court Senior Apartments

Phalen View Apartments

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Sibley Court

602 N Mendota St

726 Wilson Ave
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

904-906 Burr St N

556 Jenks Ave E, Unit 4

Renaissance Box

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Nova SP

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472 Case Ave, Unit 1

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Rolling Hills Apartments

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Wheelock Ridge Villa

353 Lawson Ave E

Phalen Shores

1127 Ross Ave E
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

644 Sherwood Ave

1036 Jessie St

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English Conway Place

217-219 Bates Ave

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The Whitley

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1133 Beech St, Unit 1

935 Sims Ave

556 Jenks Ave E, Unit 11

York Ave Apartments

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765 Jessie St, Unit B
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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The Schurmeier Lofts

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Eastside 1256

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681 Lawson Ave E, Unit 1

223 Bates Ave

678 Jessamine Ave E, Unit Apt 1

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The Cambric Senior Apartments

1040 Jessie St

Lawson Arms Apartments

701 N Bedford St, Unit 2

921 Hudson Rd
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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468 Beaumont St, Unit 4

891 Rose Ave E

880 Wilson Ave

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298 Lawson Ave E, Unit #3

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942 Rose Ave E, Unit 1

1158 Edgerton St, Unit 1

715 Sims Ave

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684 Hawthorne Ave E, Unit Unit1LowerLevel

East Side Commons

Cornerstone Estates
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
Payne-Phalen, St. Paul, MN Local Guide

How much does it cost to rent an apartment in Payne-Phalen?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Payne-Phalen Studio Apartments | $1,106 | $990 | $1,316 |
| Payne-Phalen 1 Bedroom Apartments | $1,220 | $895 | $1,595 |
| Payne-Phalen 2 Bedroom Apartments | $1,417 | $790 | $2,250 |
| Payne-Phalen 3 Bedroom Apartments | $1,846 | $1,425 | $2,195 |
Browse Apartments in this Neighborhood
There are currently 85 rentals with your search options within a 2 mile radius of the Payne-Phalen Neighborhood of St. Paul, MN.
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Payne-Phalen, St. Paul, MN Local Guide
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Cheapest Available Payne-Phalen Apartments for Rent
 The cheapest available apartment rental in the Payne-Phalen area of Minneapolis, MN is a 1 Bed unit found at Parkway Gardens priced from $692. Parklawn has the second lowest priced unit, which is a Studio apartment currently listed from $775. Here are the most affordable Payne-Phalen apartments for rent in Minneapolis, MN:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Parkway Gardens | The Rose | 1BR,1BA | $692 |
| Parklawn | Parklawn - 1270-... | Studio,1BA | $775 |
| Phalen Senior Lofts | 2 Bedroom | 2BR,1BA | $777 |
| 296 Bates | 0BR/1.0BA | Studio,1BA | $890 |
| 826 5th St E | 1 Bedroom 1 Bathroom | 1BR,1BA | $900 |
| Lyon's Court Senior Apartments | 1 Bedroom - HOME | 1BR,1BA | $945 |
| Phalen View Apartments | 1BD 1BA | 1BR,1BA | $978 |
| Sibley Court | Studio | Studio,1BA | $990 |
| Nova SP | York | Studio,1BA | $1,000 |
| Lake Phalen Place | 1 Bedroom 1 Bath | 1BR,1BA | $1,003 |
Best Value Apartments for Rent in Payne-Phalen, MN
As of August 31, 2026 the best value apartment in the Payne-Phalen area is the $1.16 price per square foot 681 Lawson Ave E Model at 681 Lawson Ave E, Unit 1 in the in the Payne-Phalen neighborhood starting from $1,273. The second greatest value Payne-Phalen apartment is the 765 Jessie St Model at 765 Jessie St, Unit B starting at $1,200 with a $1.09 price per square foot in the Payne-Phalen neighborhood. Here is today’s list of the best values for Payne-Phalen apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 681 Lawson Ave E, Unit 1 | 681 Lawson Ave E | 1BR,1BA | $1.16 |
| 765 Jessie St, Unit B | 765 Jessie St | 2BR,1BA | $1.09 |
| 298 Lawson Ave E, Unit #3 | 298 Lawson Ave E | 2BR,1BA | $1.40 |
| Phalen Senior Lofts | 2 Bedroom | 2BR,1BA | $0.78 |
| 1133 Beech St, Unit 1 | 1133 Beech St | 2BR,1BA | $1.28 |
| 283-289 Bates Avenue | 3 Bedroom | 3BR,1BA | $1.39 |
| Lake Phalen Place | 1 Bedroom 1 Bath | 1BR,1BA | $1.29 |
| 658 Greenbrier St | 1 Bedroom with Beautiful Wood Floors Right Next... | 1BR,1BA | $1.54 |
| Phalen Shores | One Bedroom | 1BR,1BA | $1.52 |
| Phalen View Apartments | 1BD 1BA | 1BR,1BA | $1.40 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Pet Friendly LifestylePayne-Phalen, St. Paul, MN
Ranked #81
Among cities in Minnesota for Apartment listings with Pet Friendly Amenities.
Pet Friendliness Lifestyle Score
4.0Pet Friendly
Best Local Schools in Payne-Phalen, St. Paul, MN
Farnsworth Aerospace Lower
Johnson Senior High School
Farnsworth Aerospace Upper
School data provided by Great Schools
Frequently Asked Questions about Cheap Payne-Phalen Apartments
What is a cheap apartment in Payne-Phalen?
A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Payne-Phalen is under $1,003.
What is the price of a cheap apartment in Payne-Phalen?
The cheapest apartment in Payne-Phalen is Parkway Gardens which is listed at $692, while the average apartment in Payne-Phalen costs $1,254.
What types of apartments are the cheapest in Payne-Phalen?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 57 regular apartments in Payne-Phalen that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Payne-Phalen?
Cheap apartments in Payne-Phalen have an average cost of $607 which is $647 cheaper than the average rent for all rentals in Payne-Phalen.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Helpful Local Expert Guides

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I'm Stephanie, your ApartmentHomeLiving.com Local Expert for Minneapolis, MN. I've lived in Minnesota all my life, save for a brief stint in Wisconsin.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

First Apartment Regrets: Real Renters Share What They'd Do Differently
Written by: Robin Stewart
Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.