Arbor Crossing at Mill Bayou Apartments in Panama City, FL

Q: When is the leasing office open?

The office Hours for Arbor Crossing at Mill Bayou are: Monday 8:30 am–5:30 pm ,Tuesday 7:30 am–5:30 pm ,Wednesday 7:30 am–5:30 pm ,Thursday 7:30 am–5:30 pm ,Friday 8:30 am–5:30 pm ,Saturday 10:30 am–5:00 pm ,Sunday 1:00 pm–5:00 pm ,

Photos

Arbor Crossing at Mill Bayou in Panama City, FL - Building Photo — Building Photo

Arbor Crossing at Mill Bayou in Panama City, FL - Building Photo - Building Photo — Building Photo

Contact

Arbor Crossing at Mill Bayou

198 Mill Bayou Blvd
Panama City, FL 32404
(850) 771-1973

1–3 Bedrooms
$1,449-$2,110 Pricing
940–1,610 Square Feet

Rent Specials

SPECIAL******~~Waived Application Fees, $600 in Move in Specials, W/D included in Select Apartments.

Ask Us About Our Specials

About Arbor Crossing at Mill Bayou

Welcome to your future luxury home in a brand new Arbor Properties apartment community in Lynn Haven, Florida! Our prime location places you near Highways 390 and 231, making your possibilities endless for work, school, entertainment, and dining. We're only 14 miles away from Tyndall Air Force Base and only 13 miles from the Naval Support Activity. Take in some nature around Lynn Haven Bayou Park & Preserve, or hit the trails at the brand new Rail Trail. With close proximity to both Lynn Haven and Panama City, numerous bay accesses, and only a 30 minute drive to the beach for a day at the gulf, choosing this community for your new home will be the best choice you've ever made.

Arbor Crossing at Mill Bayou is located in the 32404 Zip code of Panama City, FL.

Property Contact Info

Listed by:
Agency:
Vendor Logo:
Website:: View Property Website
Call Us:: (850) 771-1973
Disclaimer:

Floorplan Pricing and Availability

Arbor Crossing at Mill Bayou offers 1 to 3 Bedroom apartments starting from $1,449 and having 940–1,610 sq ft. Here is the current pricing and availability:

1 Bedrooms
2 Bedrooms
3 Bedrooms

1 Bedroom
Sort by
The Cattail
$1,449
1 Bed, 1 Bath, 1042 sq ft
Available Now
Model Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft
$1,449 Available Now The Cattail 1042 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Model Rent and Fees
Model Price
$1,449
Apartment Model: The Cattail$1,4491 Bedroom, 1 Bath, 1042 sq ftAvailable Now
FloorplansPhotos
The Cattail - Image 1
The Cattail - Image 2
The Cattail - Image 3
The Cattail - Image 4
The Cattail - Image 5
The Cattail - Image 6
The Cattail - Image 7
The Cattail - Image 8
The Cattail - Image 9
The Cattail - Image 10
The Cattail - Floorplan
The Water Lily
$1,569
1 Bed, 1 Bath, 940 sq ft
Available Now
Model Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft
$1,569 Available Now The Water Lily 940 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Model Rent and Fees
Model Price
$1,569
Apartment Model: The Water Lily$1,5691 Bedroom, 1 Bath, 940 sq ftAvailable Now
FloorplansPhotos
The Water Lily - Image 1
The Water Lily - Image 2
The Water Lily - Image 3
The Water Lily - Image 4
The Water Lily - Image 5
The Water Lily - Image 6
The Water Lily - Image 7
The Water Lily - Image 8
The Water Lily - Image 9
The Water Lily - Image 10
The Water Lily - Floorplan
2 Bedrooms
Sort by
The Swamp Rose
$1,559
2 Beds, 2 Baths, 1344 sq ft
Available Now
Model Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft
$1,559 Available Now The Swamp Rose 1344 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Model Rent and Fees
Model Price
$1,559
Apartment Model: The Swamp Rose$1,5592 Bedroom, 2 Bath, 1344 sq ftAvailable Now
FloorplansPhotos
The Swamp Rose - Image 1
The Swamp Rose - Image 2
The Swamp Rose - Image 3
The Swamp Rose - Image 4
The Swamp Rose - Image 5
The Swamp Rose - Image 6
The Swamp Rose - Image 7
The Swamp Rose - Image 8
The Swamp Rose - Image 9
The Swamp Rose - Image 10
The Swamp Rose - Floorplan
The Water Hyacinth Upper
$1,775
2 Beds, 2 Baths, 1091 sq ft
Available Now
Availability Details
Price Availability Date Unit Sq Ft
$1,775 Available Now The Water Hyacinth Upper 1091 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Stackable Washer/dryer Connections!
Model Rent and Fees
Model Price
$1,775
The Saw Palmetto
$1,875
2 Beds, 2 Baths, 1223 sq ft
Available Now
Model Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft
$1,875 Available Now The Saw Palmetto 1223 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Model Rent and Fees
Model Price
$1,875
Apartment Model: The Saw Palmetto$1,8752 Bedroom, 2 Bath, 1223 sq ftAvailable Now
FloorplansPhotos
The Saw Palmetto - Image 1
The Saw Palmetto - Image 2
The Saw Palmetto - Image 3
The Saw Palmetto - Image 4
The Saw Palmetto - Image 5
The Saw Palmetto - Image 6
The Saw Palmetto - Image 7
The Saw Palmetto - Image 8
The Saw Palmetto - Image 9
The Saw Palmetto - Image 10
The Saw Palmetto - Floorplan
The Cardinal Flower Upper
$1,909
2 Beds, 2 Baths, 1560 sq ft
Available Now
Largest 2 BedroomThis is the largest 2 Bedroom at this Property
Availability Details
Price Availability Date Unit Sq Ft
$1,909 Available Now The Cardinal Flower Upper 1560 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Model Rent and Fees
Model Price
$1,909
The Cardinal Flower Lower
$1,930
2 Beds, 2 Baths, 1528 sq ft
Available Now
Availability Details
Price Availability Date Unit Sq Ft
$1,930 Available Now The Cardinal Flower Lower 1528 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Bay Window
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Model Rent and Fees
Model Price
$1,930
The Water Hyacinth Lower
2 Beds, 2 Baths, 1091 sq ft
Model Gallery
Photos
Availability Details
Price Availability Date Unit Sq Ft
$1,725 Call for Availability The Water Hyacinth Lower 1091 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Stackable Washer/dryer Connections!
Model Rent and Fees
Model Price
$1,725
Apartment Model: The Water Hyacinth Lower$1,7252 Bedroom, 2 Bath, 1091 sq ftUnavailable
The Water Hyacinth Lower - Image 1
The Water Hyacinth Lower - Image 2
The Water Hyacinth Lower - Image 3
The Water Hyacinth Lower - Image 4
The Water Hyacinth Lower - Image 5
The Water Hyacinth Lower - Image 6
The Water Hyacinth Lower - Image 7
The Water Hyacinth Lower - Image 8
The Water Hyacinth Lower - Image 9
The Water Hyacinth Lower - Image 10
Show Unavailable Floorplans
3 Bedrooms
Sort by
The Cinnamon Fern
$1,799
3 Beds, 2 Baths, 1547 sq ft
Available Now
Model Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft
$1,799 Available Now The Cinnamon Fern 1547 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Model Rent and Fees
Model Price
$1,799
Apartment Model: The Cinnamon Fern$1,7993 Bedroom, 2 Bath, 1547 sq ftAvailable Now
FloorplansPhotos
The Cinnamon Fern - Image 1
The Cinnamon Fern - Image 2
The Cinnamon Fern - Image 3
The Cinnamon Fern - Image 4
The Cinnamon Fern - Image 5
The Cinnamon Fern - Image 6
The Cinnamon Fern - Image 7
The Cinnamon Fern - Image 8
The Cinnamon Fern - Image 9
The Cinnamon Fern - Image 10
The Cinnamon Fern - Floorplan
The Pond Cypress Lower
$2,065
3 Beds, 2 Baths, 1556 sq ft
Available Now
Availability Details
Price Availability Date Unit Sq Ft
$2,065 Available Now The Pond Cypress Lower 1556 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Bay Window
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Model Rent and Fees
Model Price
$2,065
The Pond Cypress Upper
$2,110
3 Beds, 2 Baths, 1610 sq ft
Available Now
Largest 3 BedroomThis is the largest 3 Bedroom at this Property
Model Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft
$2,110 Available Now The Pond Cypress Upper 1610 sq ft
Model Amenities and Features
Features
Air Conditioning
Balcony
Cable Ready
Ceiling Fans
Fireplace
Heating
Storage Space
Trash Compactor
Tub/Shower
Washer/Dryer Hookup
Kitchen
Dishwasher
Disposal
Freezer
Granite Countertops
Ice Maker
Island Kitchen
Kitchen
Microwave
Oven
Pantry
Quartz Countertops
Range
Refrigerator
Stainless Steel Appliances
Living Space
Carpet
Dining Room
Family Room
High Ceilings
Linen Closet
Vinyl Flooring
Walk-In Closets
Unique Features
Comes With Attached Garage!
Model Rent and Fees
Model Price
$2,110
Apartment Model: The Pond Cypress Upper$2,1103 Bedroom, 2 Bath, 1610 sq ftAvailable Now
FloorplansPhotos
The Pond Cypress Upper - Image 1
The Pond Cypress Upper - Image 2
The Pond Cypress Upper - Image 3
The Pond Cypress Upper - Image 4
The Pond Cypress Upper - Image 5
The Pond Cypress Upper - Image 6
The Pond Cypress Upper - Image 7
The Pond Cypress Upper - Image 8
The Pond Cypress Upper - Image 9
The Pond Cypress Upper - Image 10
The Pond Cypress Upper - Floorplan

Price	Availability Date	Unit	Sq Ft
$1,449	Available Now	The Cattail	1042 sq ft

Price	Availability Date	Unit	Sq Ft
$1,569	Available Now	The Water Lily	940 sq ft

Price	Availability Date	Unit	Sq Ft
$1,559	Available Now	The Swamp Rose	1344 sq ft

Price	Availability Date	Unit	Sq Ft
$1,775	Available Now	The Water Hyacinth Upper	1091 sq ft

Price	Availability Date	Unit	Sq Ft
$1,875	Available Now	The Saw Palmetto	1223 sq ft

Price	Availability Date	Unit	Sq Ft
$1,909	Available Now	The Cardinal Flower Upper	1560 sq ft

Price	Availability Date	Unit	Sq Ft
$1,930	Available Now	The Cardinal Flower Lower	1528 sq ft

Price	Availability Date	Unit	Sq Ft
$1,725	Call for Availability	The Water Hyacinth Lower	1091 sq ft

Price	Availability Date	Unit	Sq Ft
$1,799	Available Now	The Cinnamon Fern	1547 sq ft

Price	Availability Date	Unit	Sq Ft
$2,065	Available Now	The Pond Cypress Lower	1556 sq ft

Price	Availability Date	Unit	Sq Ft
$2,110	Available Now	The Pond Cypress Upper	1610 sq ft

Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Call us at: (850) 771-1973 to schedule a tour.

Videos

Property Video Tour 1

3D Tours

The Cattail - 1BR, 1BA - 1,042SF

Water Hyacinth - 2BR, 2BA - 1,172SF

Saw Palmetto - 2BR, 2BA - 1,223SF

Cardinal Flower - 2BR, 2BA - 1,528SF

Property Information

284 Units
3 Stories
Built in 2024

Lease Terms

7, 12, 15, 18 mo

Ask About Our Lease Terms

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

Other Fees and Policies

Pet Fees

Pet Policies are Negotiable

Bird: Pet DepositiCharged per Pet.$0.00; One-Time Pet FeeiCharged Per Pet.$0.00; Monthly Pet FeeiCharged Per Pet.$0.00/mo
Cat: Pet DepositiCharged per Pet.$0.00; One-Time Pet FeeiCharged Per Pet.$0.00; Monthly Pet FeeiCharged Per Pet.$0.00/mo
Dog: Pet DepositiCharged per Pet.$0.00; One-Time Pet FeeiCharged Per Pet.$0.00; Monthly Pet FeeiCharged Per Pet.$0.00/mo
Fish: Pet DepositiCharged per Pet.$0.00; One-Time Pet FeeiCharged Per Pet.$0.00; Monthly Pet FeeiCharged Per Pet.$0.00/mo
Reptile: Pet DepositiCharged per Pet.$0.00; One-Time Pet FeeiCharged Per Pet.$0.00; Monthly Pet FeeiCharged Per Pet.$0.00/mo

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Features and Amenities

Unique Amenities

Comes With Attached Garage!
Stackable Washer/dryer Connections!

On-Site Services

Car Wash Area
Maintenance On Site
Property Manager On Site

Community Features

Multi Use Room
Clubhouse
Walk Up
Corporate Suites

Outdoor Features

Grill
Controlled Access
Patio

Recreation and Fitness

Fitness Center
Walking/Biking Trails
Pool

Interior Features

Balcony
Tub/Shower
Trash Compactor
Ceiling Fans
Fireplace
Heating
Cable Ready
Washer/Dryer Hookup
Air Conditioning

Kitchen Amenities

Dishwasher
Microwave
Island Kitchen
Oven
Pantry
Stainless Steel Appliances
Ice Maker
Kitchen
Range
Refrigerator
Disposal
Freezer
Breakfast Nook
Quartz Countertops
Granite Countertops

Living Area Features

Walk In Closets
High Ceilings
Bay Window
Carpet
Vinyl Flooring
Linen Closet

Ask About Our Amenities

Map

198 Mill Bayou Blvd, Panama City, FL 32404

Hours and Contact Info

Call Us - Open Now!

Currently Closed

By Appointment

(850) 771-1973

Monday	8:30 am–5:30 pm
Tuesday	7:30 am–5:30 pm
Wednesday	7:30 am–5:30 pm
Thursday	7:30 am–5:30 pm
Friday	8:30 am–5:30 pm
Saturday	10:30 am–5:00 pm
Sunday	1:00 pm–5:00 pm

Ask About Live Online Tours

Frequently Asked Questions about Arbor Crossing at Mill Bayou

Where is Arbor Crossing at Mill Bayou located?

Arbor Crossing at Mill Bayou is located at 198 Mill Bayou Blvd, Panama City, FL

What is the current rent range at Arbor Crossing at Mill Bayou?

1 Bedroom to 3 Bedroom Apartments at Arbor Crossing at Mill Bayou currently range from $1,449 to $2,110

When is the leasing office open?

The office Hours for Arbor Crossing at Mill Bayou are
Monday 8:30 am–5:30 pm
Tuesday 7:30 am–5:30 pm
Wednesday 7:30 am–5:30 pm
Thursday 7:30 am–5:30 pm
Friday 8:30 am–5:30 pm
Saturday 10:30 am–5:00 pm
Sunday 1:00 pm–5:00 pm

Are pets allowed?

Call us today to find out our pet policy and if we allow pets

Are there any rent specials?

The current rent special at Arbor Crossing at Mill Bayou is: SPECIAL******~~Waived Application Fees, $600 in Move in Specials, W/D included in Select Apartments..

Lifestyle Ratings

Luxury 3.2
The Luxury rating shows you how this community's high end floorplan pricing relates to the local average.
Rating Factors
This 3.2-star Luxury rating is based on the following features:
- Fireplaces
- Car Wash Area
- Controlled Gate Access
- Fitness Center
- Balconies
- Granite Countertops
- Stainless Steel Appliances
- Maintenance on site
- Clubhouse
- Walking/Biking Trails
- Swimming Pool(s)
- High Ceilings
- Property Manager on Site
- Multi-Use Room
- Grill(s)
- Tub/Showers
- Trash Compactor
- Heating
- Air Conditioning
- Dishwashers
- Island Kitchens
- Pantries
- Ice Makers
- Kitchens
- Ranges
- Refrigerators
- Disposals
- Freezers
- Breakfast Nooks
- Bay Windows
- Linen Closets
- Patios
- Cable Ready
See more
See less
Affordability Nice Value3.0
The Arbor Crossing at Mill Bayou Apartments are 2.27% cheaper than the average apartment city-wide.
Rent Comparison to the city of Panama City
Floorplan Lowest Price Here City Average Rent Cost Difference %
1 Bedroom $1,449 $1,344 +$105 7.8%
2 Bedroom $1,559 $1,645 -$86 -5.2%
3 Bedroom $1,799 $1,986 -$187 -9.4%
Methodology: On 04/23/2026, ApartmentHomeLiving.com compared current rents by floorplan to 318 other apartment communities in Panama City using today’s up-to-date pricing using the sum/count averaging formula. This data will be updated in real-time as prices fluctuate.
Rent Pricing Data as of 04/23/2026
Family Friendly 3.2
Family Friendly apartments feature the best community amenities for larger families like larger floorplans, playgrounds and day care options.
Rating Factors
This 3.2-star Family Friendly rating is based on the following features:
- Fireplaces
- Fitness Center
- Walking/Biking Trails
- Controlled Gate Access
- Maintenance on site
- Multi-Use Room
- Swimming Pool(s)
- Dishwashers
- Patios
- Car Wash Area
- Property Manager on Site
- Grill(s)
- Balconies
- Tub/Showers
- Ceiling Fans
- Heating
- Washer/Dryer Hookups
- Air Conditioning
- Island Kitchens
- Pantries
- Ice Makers
- Kitchens
- Disposals
- Freezers
- Breakfast Nooks
- Granite Countertops
- Bay Windows
- Vinyl Flooring
- Cable Ready
See more
See less
Student Living 3.0
Rentals that are highly rated for the Student Living Lifestyle rating have top features and amenities that benefit students and others who enjoy living the student lifestyle.
Rating Factors
This 3.0-star Student Living rating is based on the following features:
- Property Manager on Site
- Multi-Use Room
- Fitness Center
- Swimming Pool(s)
- Car Wash Area
- Maintenance on site
- Clubhouse
- Grill(s)
- Controlled Gate Access
- Walking/Biking Trails
- Balconies
- Tub/Showers
- Fireplaces
- Heating
- Washer/Dryer Hookups
- Air Conditioning
- Dishwashers
- Ovens
- Pantries
- Stainless Steel Appliances
- Ice Makers
- Kitchens
- Ranges
- Refrigerators
- Disposals
- Breakfast Nooks
- Granite Countertops
- High Ceilings
- Bay Windows
- Patios
- Trash Compactor
- Ceiling Fans
- Cable Ready
See more
See less

Floorplan	Lowest Price Here	City Average Rent	Cost Difference	%
1 Bedroom	$1,449	$1,344	+$105	7.8%
2 Bedroom	$1,559	$1,645	-$86	-5.2%
3 Bedroom	$1,799	$1,986	-$187	-9.4%

Learn more about Lifestyle Search

Renters Reviews and Ratings

5.0

3 Renters Reviews

ⓘ How is this Rating Determined?The property ratings on ApartmentHomeLiving.com are created using a 5-star scale that includes average renter review scores combined with building ratings to determine an overall blended property score.

Building ratings are based on a community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

Sort by

Safe and dog friendly!
December 12, 2025
I’ve really enjoyed living here. The complex is quiet, safe, and very dog-friendly, with plenty of space to walk around peacefully. The apartments are new and spacious, and the staff has always been kind, responsive, and helpful. It feels like a well-cared-for community, not just a place to live.
- Property Manager Responded
  December 18, 2025
  Thank you so much for taking the time to share this wonderful review! We’re happy to hear that you’ve enjoyed living here and that you feel safe, comfortable, and at home in our community. We’re grateful to have you as part of our community! ????- Tiffany, Arbor Crossing Community Manager
Review from Apartments.com

Not just any apartment this is my Home
December 5, 2025
If you are looking for a quiet community with a staff that treats you like family please look here. I was one of the very first residents to move here and I cant say enough about this community. Did I mention there a so many amenities!! Gated for safety, pool with grill and a park for the kids to play! Become my new neighbor you wont regret it!!
- Property Manager Responded
  December 11, 2025
  Thank you so much for this amazing review! It means even more coming from one of our very first residents. We’re so grateful you’ve chosen to call Arbor Crossing home and that you’ve enjoyed the amenities and sense of community we try to create. We appreciate you! ? -Tiffany, Arbor Crossing Community Manager
Review from Apartments.com

Absolutely love arbor crossings
December 2, 2025
I can’t tell anyone enough how much I love it here. Maintenance is quick to respond to anything we need help with. The office staff are super sweet and always so helpful. The property is always nice and clean! And the apartments are spacious and beautiful! Love Arbor Crossings!
- Property Manager Responded
  December 11, 2025
  Thank you so much for sharing this! We’re so happy to hear you love living here! Our maintenance and office staff work hard to make sure everyone feels taken care of, so it’s wonderful to know that’s been your experience. We appreciate you being part of the Arbor Crossing community! ???? Tiffany, Arbor Crossing Community Manager
Review from Apartments.com

Nearby Schools

Deer Point Elementary School

Bay

4800 HIGHWAY 2321

Public School - Grades PK-5 (705 Students)

In Attendance Zone3 minute drive / 1.3 miles away

School data provided by GreatSchools.

Points of Interest

Time and distance from Arbor Crossing at Mill Bayou.

Big Box and Retail

Walgreens

1402 Ohio Ave

7 minute drive / 3.55 miles away

Kohl's

2610 Martin Luther King Jr Blvd

10 minute drive / 4.69 miles away

Target

2340 Martin Luther King Jr Blvd

10 minute drive / 4.84 miles away

Colleges and Universities

Gulf Coast State College - North Bay Center

637 Highway 2300

12 minute drive / 5.89 miles away

Gulf Coast State College - Panama City Campus

5230 West Highway 98

19 minute drive / 8.92 miles away

Groceries

Save-A-Lot

902 Ohio Ave

7 minute drive / 3.57 miles away

Publix

3204 Heartleaf Ave E

11 minute drive / 5.52 miles away

Military Bases

Naval Coastal Systems Center

22 minute drive / 10.72 miles away

Arbor Crossing at Mill Bayou has 5 shopping centers within 4.9 miles.

Rental Price Ranges in the Area

Bedroom	Average Rent	Cheapest Rent	Highest Rent
Panama City Studio Apartments	$1,014	$895	$1,325
Panama City 1 Bedroom Apartments	$1,344	$850	$2,185
Panama City 2 Bedroom Apartments	$1,645	$950	$5,376
Panama City 3 Bedroom Apartments	$1,986	$1,200	$8,288
Panama City 4 Bedroom Apartments	$3,211	$1,250	$10,000+

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Viewing: Arbor Crossing at Mill Bayou | Desktop Version | Listing Updated: 04/22/2026

Arbor Crossing at Mill Bayou Apartments

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1 Bedroom

The Cattail

$1,449

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The Water Lily

$1,569

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2 Bedrooms

The Swamp Rose

$1,559

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The Water Hyacinth Upper

$1,775

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The Saw Palmetto

$1,875

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The Cardinal Flower Upper

$1,909

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