Cheap Apartments for Rent in the City Center Neighborhood of Chattanooga, TN from $649 (32 Rentals)

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Search the lowest-cost Apartments available for rent right now in the City Center area of Chattanooga.

Chattanooga's Best Affordable Neighborhoods

Learn about Chattanooga and the best places to live with original content written by our Local Expert Catrina Cowart

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Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Mission at Main
Studio to 2 Bedroom Apartments

Mission at Main

26 E Main StChattanooga, TN 37408
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320 High Street
1 Bedroom Apartments

320 High Street

320 High StChattanooga, TN 37403
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611 Houston St
Studio to 3 Bedroom Apartments

611 Houston St

611 Houston StChattanooga, TN 37403
Student Housing
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Marion
1 Bedroom Apartments

Marion

311 Lindsay StChattanooga, TN 37403
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Chestnut Flats
1 to 3 Bedroom Apartments

Chestnut Flats

2108 Chestnut StChattanooga, TN 37408

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Lindsay 414
Studio to 2 Bedroom Apartments

Lindsay 414

414 Lindsay StChattanooga, TN 37403
Senior Living
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Patten Towers
Studio to 2 Bedroom Apartments

Patten Towers

1 E 11th StChattanooga, TN 37402
Senior Living
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Bode Chattanooga
1 to 3 Bedroom Apartments

Bode Chattanooga

730 Chestnut StChattanooga, TN 37402
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Milburn Apartments
1 to 4 Bedroom Apartments

Milburn Apartments

525 E 4th StChattanooga, TN 37403
Furnished
  • Utilities Included
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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Showing Results 1-32, Page 1 of 1

City Center, Chattanooga, TN Local Guide

Cheapest Available City Center Apartments for Rent

 

The cheapest available apartment rental in the City Center area of Chattanooga, TN is a 1 Bed unit found at The Overlook Apartments priced from $890. Passenger Flats has the second lowest priced unit, which is a Studio apartment currently listed from $949. Here are the most affordable City Center apartments for rent in Chattanooga, TN:

Apartment ListingModel NameBed/BathPriced From
The Overlook Apartments1 Bedroom 1 Bathroom1BR,1BA$890
Passenger FlatsStudio EastStudio,1BA$949
8th Street ApartmentsS1Studio,1BA$1,025
The MaclellanBalustrade- PILOTStudio,1BA$1,110
Southside FlatsA1 - 1 Bedroom1BR,1BA$1,190
West 6th ApartmentsStudiosStudio,1BA$1,200
17 BroadWalnut1BR,1BA$1,216
The Fleetwood Building1BR/1.0BA1BR,1BA$1,225
Walnut Commons1 Bedroom One Bathroom1BR,1BA$1,249
Ayrshire Building - 418 Mccallie Ave2 Bedroom 2 Bathroom2BR,2BA$1,600

Best Value Apartments for Rent in City Center, TN

As of August 24, 2026 the best value apartment in the City Center area is the $1.45 price per square foot 2 Bedroom 2 Bathroom Model at Ayrshire Building - 418 Mccallie Ave in the in the St. Elmo neighborhood starting from $1,600. The second greatest value City Center apartment is the 2 Bedroom Two Bathroom Model at Walnut Commons starting at $1,899 with a $1.86 price per square foot in the University of Tennessee At Chattanooga neighborhood. Here is today’s list of the best values for City Center apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Ayrshire Building - 418 Mccallie Ave2 Bedroom 2 Bathroom2BR,2BA$1.45
Walnut Commons2 Bedroom Two Bathroom2BR,2BA$1.86
The Fleetwood Building1BR/1.0BA1BR,1BA$1.33
Market City Center2 Bedroom 1 Bathroom2BR,1BA$1.88
The MaclellanKeystone- Fully Furnished1BR,1BA$2.11
Southside FlatsA1 - 1 Bedroom1BR,1BA$1.43
Campus Walk2BR/2BA - B12BR,2BA$1.08
17 BroadWalnut1BR,1BA$1.84
The Overlook Apartments1 Bedroom 1 Bathroom1BR,1BA$1.72
8th Street ApartmentsS1Studio ,1BA$2.05

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
City Center, Chattanooga, TN

Ranked #25

Among cities in Tennessee for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

2.5
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of neighborhoods, cities, and rental properties across Tennessee including City Center, Chattanooga, and the greater Chattanooga area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including our Star Ratings to compare for the best outdoor access, luxury amenities, places that make kids happy, raising pets, transit options, walking, and biking. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap City Center Apartments

What is a cheap apartment in City Center?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in City Center is under $1,600.

What is the price of a cheap apartment in City Center?

The cheapest apartment in City Center is The Overlook Apartments which is listed at $890, while the average apartment in City Center costs $1,541.

What types of apartments are the cheapest in City Center?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 19 regular apartments in City Center that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in City Center?

Cheap apartments in City Center have an average cost of $1,252 which is $289 cheaper than the average rent for all rentals in City Center.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Top Neighborhoods to Rent Near Major Colleges and Universities in Chattanooga, TN

Written by: Catrina Cowart

Chattanooga is the home to many different universities, including the University of Tennessee at Chattanooga, Chattanooga State Community College, Southern Adventist University, Covenant College, and Richmont Graduate University.

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.