Cheap Apartments for Rent in the City Center Neighborhood of Chattanooga, TN from $600 (32 Rentals)

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Search the lowest-cost Apartments available for rent right now in the City Center area of Chattanooga.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

property at 24 Station St

$1,450

1 Bedroom Rentals

Available Now

24 Station St

ChattanoogaTN37408
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Mission at Main
Studio to 2 Bedroom Apartments

Mission at Main

26 E Main StChattanooga, TN 37408
  • Utilities Included
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320 High Street
1 Bedroom Apartments

320 High Street

320 High StChattanooga, TN 37403
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611 Houston St
Studio to 3 Bedroom Apartments

611 Houston St

611 Houston StChattanooga, TN 37403
Student Housing
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Marion
1 Bedroom Apartments

Marion

311 Lindsay StChattanooga, TN 37403

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The Grand
1 Bedroom Apartments

The Grand

1401 Market StChattanooga, TN 37402
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Patten Towers
Studio to 2 Bedroom Apartments

Patten Towers

1 E 11th StChattanooga, TN 37402
Senior Living
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Bode Chattanooga
1 to 3 Bedroom Apartments

Bode Chattanooga

730 Chestnut StChattanooga, TN 37402
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Milburn Apartments
1 to 4 Bedroom Apartments

Milburn Apartments

525 E 4th StChattanooga, TN 37403
Furnished
  • Utilities Included
  • Smoke Free

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

City Center, Chattanooga, TN Local Guide

Cheapest Available City Center Apartments for Rent

 

The cheapest available apartment rental in the City Center area of Chattanooga, TN is a Studio unit found at The Overlook Apartments priced from $838. Tomorrow Building at Patten Parkway has the second lowest priced unit, which is a Studio apartment currently listed from $899. Here are the most affordable City Center apartments for rent in Chattanooga, TN:

Apartment ListingModel NameBed/BathPriced From
The Overlook ApartmentsStudioStudio,1BA$838
Tomorrow Building at Patten ParkwayEssential FloorplanStudio,1BA$899
Passenger FlatsStudio WestStudio,1BA$909
The Hardwick1Bd / 1Ba - 7101BR,1BA$999
The Fleetwood Building0BR/1.0BAStudio,1BA$1,045
1400 Chestnut1B101BR,1BA$1,125
Walnut CommonsStudioStudio,1BA$1,149
Southside FlatsA1 - 1 Bedroom1BR,1BA$1,190
Market City Center1 Bedroom 1 Bathroom1BR,1BA$1,200
17 BroadWalnut1BR,1BA$1,219

Best Value Apartments for Rent in City Center, TN

As of May 26, 2026 the best value apartment in the City Center area is the $0.60 price per square foot 3BR/3BA - C1 Model at Campus Walk in the in the St. Elmo neighborhood starting from $709. The second greatest value City Center apartment is the 2A20 Model at 1400 Chestnut starting at $1,980 with a $1.71 price per square foot in the St. Elmo neighborhood. Here is today’s list of the best values for City Center apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Campus Walk3BR/3BA - C13BR,3BA$0.60
1400 Chestnut2A202BR,2BA$1.71
Fountain Plaza - Fitzgerald Apartments2 Bed / 1 Bath - 11452BR,1BA$1.31
Market City Center2 Bedroom 1 Bathroom2BR,1BA$1.88
The Fleetwood Building0BR/1.0BAStudio ,1BA$1.21
Southside FlatsA1 - 1 Bedroom1BR,1BA$1.43
Bread Factory LoftsStudioStudio ,1BA$1.51
The Hardwick1Bd / 1Ba - 7101BR,1BA$1.41
17 BroadWalnut1BR,1BA$1.84
The Overlook ApartmentsStudioStudio ,1BA$1.86

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
City Center, Chattanooga, TN

Ranked #19

Among cities in Tennessee for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.0
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of neighborhoods, cities, and rental properties across Tennessee including City Center, Chattanooga, and the greater Chattanooga area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including our Star Ratings to compare for the best outdoor access, luxury amenities, places that make kids happy, raising pets, transit options, walking, and biking. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap City Center Apartments

What is the Cheapest Studio apartment in City Center?

Currently the most affordable Cheap Studio Apartment in City Center is at The Overlook Apartments listed at $838.

How much is rent for a Cheap One Bedroom City Center Apartment?

The lowest price for a Cheap One Bedroom City Center Apartment is $890 at The Overlook Apartments.

What is the lowest price for a Cheap Two Bedroom City Center Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in City Center is starting from $1,060 at The Overlook Apartments.

What is the most affordable City Center Three Bedroom Apartment?

The best deal on a cheap City Center Three Bedroom Apartment rental is at 615 Lindsay St and starts from $2,397.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

decorative image for Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts  article

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.