Cheap Apartments for Rent in the City Center Neighborhood of Chattanooga, TN from $600 (30 Rentals)

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Search the lowest-cost Apartments available for rent right now in the City Center area of Chattanooga.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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623 E Main St
$1,280 - $1,350
Total Monthly Price

Total Monthly Price

Base Rent
$1,280 - $1,350
Total Monthly Price
$1,280 - $1,350
1 Bedroom Apartment Available Now

623 E Main St

623 E Main StChattanooga, TN 37408
Affordability
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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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property at 782 Riverfront Pky

$1,450

Total Monthly Price

Total Monthly Price

Base Rent
$1,450
Total Monthly Price
$1,450

1 Bedroom, 1 Bath Condo for Rent

Available Now

782 Riverfront Pky, Unit 101

782 Riverfront Pky
ChattanoogaTN37402
property at 24 Station St

$1,450

1 Bedroom Rentals

Available Now

24 Station St

ChattanoogaTN37408
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Mission at Main
Studio to 2 Bedroom Apartments

Mission at Main

26 E Main StChattanooga, TN 37408
  • Utilities Included
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320 High Street
1 Bedroom Apartments

320 High Street

320 High StChattanooga, TN 37403
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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611 Houston St
Studio to 3 Bedroom Apartments

611 Houston St

611 Houston StChattanooga, TN 37403
Student Housing
  • Utilities Included
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Marion
1 Bedroom Apartments

Marion

311 Lindsay StChattanooga, TN 37403
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Chestnut Flats
1 to 3 Bedroom Apartments

Chestnut Flats

2108 Chestnut StChattanooga, TN 37408
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Patten Towers
Studio to 2 Bedroom Apartments

Patten Towers

1 E 11th StChattanooga, TN 37402
Senior Living
  • Utilities Included

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Bode Chattanooga
1 to 3 Bedroom Apartments

Bode Chattanooga

730 Chestnut StChattanooga, TN 37402
  • Utilities Included
Showing Results 1-30, Page 1 of 1

City Center, Chattanooga, TN Local Guide

Cheapest Available City Center Apartments for Rent

 

The cheapest available apartment rental in the City Center area of Chattanooga, TN is a 1 Bed unit found at The Overlook Apartments priced from $890. Tomorrow Building at Patten Parkway has the second lowest priced unit, which is a Studio apartment currently listed from $899. Here are the most affordable City Center apartments for rent in Chattanooga, TN:

Apartment ListingModel NameBed/BathPriced From
The Overlook Apartments1 Bedroom 1 Bathroom1BR,1BA$890
Tomorrow Building at Patten ParkwayEssential FloorplanStudio,1BA$899
Passenger FlatsStudio WestStudio,1BA$909
The Fleetwood Building0BR/1.0BAStudio,1BA$1,045
Southside FlatsA1 - 1 Bedroom1BR,1BA$1,190
17 BroadWalnut1BR,1BA$1,194
The MaclellanBalustrade- PILOTStudio,1BA$1,225
Lindsay 4141 Bedroom - Stewart1BR,1BA$1,259
West 6th ApartmentsStudiosStudio,1BA$1,298

Best Value Apartments for Rent in City Center, TN

As of July 10, 2026 the best value apartment in the City Center area is the $0.60 price per square foot 3BR/3BA - C1 Model at Campus Walk in the in the St. Elmo neighborhood starting from $709. The second greatest value City Center apartment is the 2 Bedroom 2 Bathroom Model at Ayrshire Building - 418 Mccallie Ave starting at $1,600 with a $1.45 price per square foot in the St. Elmo neighborhood. Here is today’s list of the best values for City Center apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Campus Walk3BR/3BA - C13BR,3BA$0.60
Ayrshire Building - 418 Mccallie Ave2 Bedroom 2 Bathroom2BR,2BA$1.45
Walnut Commons2 Bedroom Two Bathroom2BR,2BA$1.91
Market City Center2 Bedroom 1 Bathroom2BR,1BA$1.88
Southside FlatsA1 - 1 Bedroom1BR,1BA$1.43
1400 Chestnut1A101BR,1BA$2.32
17 BroadWalnut1BR,1BA$1.81
The Fleetwood Building0BR/1.0BAStudio ,1BA$1.73
Lindsay 4141 Bedroom - Stewart1BR,1BA$2.10
The Overlook Apartments1 Bedroom 1 Bathroom1BR,1BA$1.72

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
City Center, Chattanooga, TN

Ranked #22

Among cities in Tennessee for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.0
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of neighborhoods, cities, and rental properties across Tennessee including City Center, Chattanooga, and the greater Chattanooga area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including our Star Ratings to compare for the best outdoor access, luxury amenities, places that make kids happy, raising pets, transit options, walking, and biking. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap City Center Apartments

What is a cheap apartment in City Center?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in City Center is under $1,298.

What is the price of a cheap apartment in City Center?

The cheapest apartment in City Center is The Overlook Apartments which is listed at $890, while the average apartment in City Center costs $3,425.

What types of apartments are the cheapest in City Center?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 19 regular apartments in City Center that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in City Center?

Cheap apartments in City Center have an average cost of $1,200 which is $2,225 cheaper than the average rent for all rentals in City Center.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN article

A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.