Cheap Apartments for Rent in the St. Elmo Neighborhood of Chattanooga, TN from $600 (53 Rentals)

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Search the lowest-cost Apartments available for rent right now in the St. Elmo area of Chattanooga.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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5209 Saint Elmo Ave, Unit 2
$1,050
Total Monthly Price

Total Monthly Price

Base Rent
$1,050
Total Monthly Price
$1,050
1 Bedroom Apartment Available Aug 1

5209 Saint Elmo Ave, Unit 2

5209 Saint Elmo AveChattanooga, TN 37409
Affordability

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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St Elmo
Studio to 2 Bedroom Apartments

St Elmo

4625 Saint Elmo AveChattanooga, TN 37409
Senior Living
  • Utilities Included

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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St. Elmo, Chattanooga, TN Local Guide

Cheapest Available St. Elmo Apartments for Rent

 

The cheapest available apartment rental in the St. Elmo area of Chattanooga, TN is a 2 Beds unit found at 821 Vine St priced from $700. The Highlands Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $830. Here are the most affordable St. Elmo apartments for rent in Chattanooga, TN:

Apartment ListingModel NameBed/BathPriced From
821 Vine StPrivate Bedroom2BR,1BA$700
The Highlands Apartments1 Bed, 1 bath1BR,1BA$830
The Overlook ApartmentsStudioStudio,1BA$838
Tomorrow Building at Patten ParkwayEssential FloorplanStudio,1BA$899
The View at Mission RidgeOne Bedroom1BR,1BA$900
Passenger FlatsStudio WestStudio,1BA$909
Woodland Apartments1 Bedroom1BR,1BA$950
The Ridge ApartmentsOne Bedroom1BR,1BA$950
Gateway at Rossville2bd2ba2BR,2BA$1,037
The Fleetwood Building0BR/1.0BAStudio,1BA$1,045

Best Value Apartments for Rent in St. Elmo, TN

As of July 08, 2026 the best value apartment in the St. Elmo area is the $1.24 price per square foot Valley Model at Valley Ridge in the in the St. Elmo neighborhood starting from $2,188. The second greatest value St. Elmo apartment is the 3x1-1257 Model at Grey Parc of Rossville starting at $1,110 with a $0.88 price per square foot in the East Lake neighborhood. Here is today’s list of the best values for St. Elmo apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Valley RidgeValley4BR,2BA$1.24
Grey Parc of Rossville3x1-12573BR,1BA$0.88
Campus Walk3BR/3BA - C13BR,3BA$0.60
The Highlands Apartments3 Beds, 2 baths3BR,2BA$1.17
Calvary Park Apartments2 Bed/1.5 Bath Deluxe2BR,1.5BA$1.18
Woodland Apartments2br/2ba2BR,2BA$1.19
Gateway at Rossville2bd2ba2BR,2BA$0.98
821 Vine St2 Bed/1 Bath2BR,1BA$1.35
Burnside1BR/1.0BA1BR,1BA$1.22
2 Bed/1.5 Bath Apartment-Rossville, GA2BR/1.5BA2BR,1BA$1.17

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
St. Elmo, Chattanooga, TN

Ranked #6

Among cities in Tennessee for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Frequently Asked Questions about Cheap St. Elmo Apartments

What is a cheap apartment in St. Elmo?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in St. Elmo is under $1,045.

What is the price of a cheap apartment in St. Elmo?

The cheapest apartment in St. Elmo is The Highlands Apartments which is listed at $830, while the average apartment in St. Elmo costs $3,425.

What types of apartments are the cheapest in St. Elmo?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 51 regular apartments in St. Elmo that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in St. Elmo?

Cheap apartments in St. Elmo have an average cost of $1,088 which is $2,337 cheaper than the average rent for all rentals in St. Elmo.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.