Cheap Apartments for Rent in the North Chattanooga Hill City UTC Neighborhood of Chattanooga, TN from $649 (67 Rentals)

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Search the lowest-cost Apartments available for rent right now in the North Chattanooga Hill City UTC area of Chattanooga.

Chattanooga's Best Affordable Neighborhoods

Learn about Chattanooga and the best places to live with original content written by our Local Expert Catrina Cowart

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Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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property at 109 Scruggs St

$1,250 - $2,325

1 To 3 Bedroom Rentals

Available Aug 31

109 Scruggs St

ChattanoogaTN37403

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Crestview Apartments
1 to 2 Bedroom Apartments

Crestview Apartments

107 Goodson AveChattanooga, TN 37405
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320 High Street
1 Bedroom Apartments

320 High Street

320 High StChattanooga, TN 37403
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611 Houston St
Studio to 3 Bedroom Apartments

611 Houston St

611 Houston StChattanooga, TN 37403
Student Housing
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Midvale Heights
1 to 3 Bedroom Apartments

Midvale Heights

300 W Midvale AveChattanooga, TN 37405
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Sergeant's Apartments
1 to 2 Bedroom Apartments

Sergeant's Apartments

710 Cherokee BlvdChattanooga, TN 37405
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Marion
1 Bedroom Apartments

Marion

311 Lindsay StChattanooga, TN 37403

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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North Chattanooga Hill City UTC, Chattanooga, TN Local Guide

Cheapest Available North Chattanooga Hill City UTC Apartments for Rent

 

The cheapest available apartment rental in the North Chattanooga Hill City UTC area of Chattanooga, TN is a 1 Bed unit found at 821 Vine St priced from $775. River Hills Flats has the second lowest priced unit, which is a Studio apartment currently listed from $849. Here are the most affordable North Chattanooga Hill City UTC apartments for rent in Chattanooga, TN:

Apartment ListingModel NameBed/BathPriced From
821 Vine StPrivate Bedroom1BR,1BA$775
River Hills FlatsRiver Hills Flats Studio Units AvailableStudio,1BA$849
The Overlook Apartments1 Bedroom 1 Bathroom1BR,1BA$890
Midvale Heights1 Bedroom 1 Bathroom A1BR,1BA$950
Eight59 Flats - Downtown ChattanoogaStudio - 349 - Eight59Studio,1BA$999
8th Street ApartmentsS1Studio,1BA$1,025
The Oaks at Northshore1x1tri1BR,1BA$1,080
The MaclellanBalustrade- PILOTStudio,1BA$1,110
Ridgemont at Stringers Ridge1X1A1BR,1BA$1,146

Best Value Apartments for Rent in North Chattanooga Hill City UTC, TN

As of August 23, 2026 the best value apartment in the North Chattanooga Hill City UTC area is the $1.10 price per square foot The Sycamore Model at MAA Windridge in the in the Mountain Creek neighborhood starting from $2,148. The second greatest value North Chattanooga Hill City UTC apartment is the 2 Bedroom 2 Bathroom Model at Ayrshire Building - 418 Mccallie Ave starting at $1,600 with a $1.45 price per square foot in the St. Elmo neighborhood. Here is today’s list of the best values for North Chattanooga Hill City UTC apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
MAA WindridgeThe Sycamore3BR,2BA$1.10
Ayrshire Building - 418 Mccallie Ave2 Bedroom 2 Bathroom2BR,2BA$1.45
Riverview NorthB12BR,1.5BA$1.26
821 Vine StPrivate Bedroom1BR,1BA$0.78
22 W Ontario St, Unit 122 W Ontario St1BR,1BA$0.95
The Fleetwood Building1BR/1.0BA1BR,1BA$1.33
Kate's View2 Bedroom2BR,1BA$1.28
Midvale Heights1 Bedroom 1 Bathroom B1BR,1BA$1.15
Campus Walk2BR/2BA - B12BR,2BA$1.08
The Oaks at Northshore1x1a1BR,1BA$1.54

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
North Chattanooga Hill City Utc, Chattanooga, TN

Ranked #7

Among cities in Tennessee for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Best Local Schools in
North Chattanooga Hill City Utc, Chattanooga, TN

School data provided by Great Schools

Lifestyle Ratings

ApartmentHomeLiving brings you our detailed rental analysis called 'Lifestyle Ratings' - a comparison of rentals in cities across the United States, including Chattanooga. LifeStyle Ratings are the best way to sort through finding a place to live - beyond price and floorplan. This takes in many factors including rankings of the best places for the best outdoor access, luxury amenities, kid and pet-friendly communities, availability of transit options, and other valuable search options. Find Lifestyle Search in the filter options (above). Happy Searching!

Frequently Asked Questions about Cheap North Chattanooga Hill City UTC Apartments

What is a cheap apartment in North Chattanooga Hill City UTC?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in North Chattanooga Hill City UTC is under $1,146.

What is the price of a cheap apartment in North Chattanooga Hill City UTC?

The cheapest apartment in North Chattanooga Hill City UTC is 821 Vine St which is listed at $775, while the average apartment in North Chattanooga Hill City UTC costs $1,595.

What types of apartments are the cheapest in North Chattanooga Hill City UTC?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 29 regular apartments in North Chattanooga Hill City UTC that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in North Chattanooga Hill City UTC?

Cheap apartments in North Chattanooga Hill City UTC have an average cost of $1,411 which is $184 cheaper than the average rent for all rentals in North Chattanooga Hill City UTC.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Top Neighborhoods to Rent Near Major Colleges and Universities in Chattanooga, TN article

Top Neighborhoods to Rent Near Major Colleges and Universities in Chattanooga, TN

Written by: Catrina Cowart

Chattanooga is the home to many different universities, including the University of Tennessee at Chattanooga, Chattanooga State Community College, Southern Adventist University, Covenant College, and Richmont Graduate University.

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.