Apartments for Rent in Effingham, IL Under $1,200 (71 Rentals)

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property at 303 W Wernsing Ave

303 W Wernsing Ave

EffinghamIL62401
Showing Results 1-50, Page 1 of 2

Effingham, IL Local Guide

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Best Local Schools in
Effingham, IL

School data provided by Great Schools

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Location, Location, Location!

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Getting Around Effingham, IL

Walk Score®

39 / 100

Car-Dependent

Most errands require a car

Bike Score®

44 / 100

Somewhat Bikeable

Minimal bike infrastructure

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Effingham, IL Area Reviews

  • Parks
  • Entertainment
  • Local Vibes
  • Restaurants
  • Location
  • Traffic
  • Public Transportation
  • Outdoor Access
  • Cost of Living
  • Safety

Kathy • 2+ years in Effingham

September 24, 2025

There are a lot of parks, bars, and churches. And doctors! It’s a super tiny town but it’s got more like tiny town vibes.

Frequently Asked Questions about Effingham

What is the current price range for One Bedroom Effingham Apartments for rent?

Today's rental pricing for One Bedroom Apartments in Effingham ranges from $413 to $1,274 with an average monthly rent of $809.

What does renting a Two Bedroom Apartment in Effingham cost?

The monthly rent prices of Two Bedroom Apartments currently available in Effingham range from $400 to $1,584. Today's average rental price for Two Bedrooms here is $937.

How expensive are Effingham Three Bedroom Apartments?

There are currently 22 Three Bedroom Apartments listings available in Effingham on ApartmentHomeLiving.com. The pricing ranges from $490 to $1,694 - averaging $1,055 for the location.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.