
Cheap Apartments for Rent in Gem Lake, MN from $700 (13 Rentals)
Search the lowest-cost Apartments available for rent right now in Gem Lake.


Pineview Apartments

White Bear Manor Apartments

Park Avenue Apartments

White Bear Royal

Boulders Senior Living Apartments
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

959 Earl St

754 Payne Ave

1164 7th St E

863 Clark St N
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Gervais Lakes Apartments - Convenient Living At An Affordable Price
Gem Lake, MN Local Guide

How much does it cost to rent an apartment in Gem Lake?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Gem Lake Studio Apartments | $1,291 | $1,225 | $1,350 |
| Gem Lake 1 Bedroom Apartments | $1,500 | $1,020 | $2,305 |
| Gem Lake 2 Bedroom Apartments | $1,766 | $1,205 | $2,460 |
| Gem Lake 3 Bedroom Apartments | $2,184 | $1,395 | $2,905 |
Browse Top Apartments in Gem Lake
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Gem Lake, MN Local Guide
- Nearby Cities
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Cheapest Available Gem Lake Apartments for Rent and Nearby
 The cheapest available apartment rental in Gem Lake, MN is a 1 Bed unit found at Westwood Park priced from $1,020. White Bear Royal in the Ledgestone neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,100. Here is today’s list of the most affordable Gem Lake apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Westwood Park | 1 Bedroom/1 Bath | 1BR,1BA | $1,020 |
| White Bear Royal | 1x1 760 | 1BR,1BA | $1,100 |
| Boulders Senior Living Apartments | 1BR B | 1BR,1BA | $1,175 |
| Gervais Lakes Apartments - Convenient Living At An Affordable Price | 1 bd/1ba | 1BR,1BA | $1,200 |
| White Bear Terrace | Two Bedroom 21A | 2BR,1BA | $1,205 |
Best Value Apartments for Rent in Gem Lake, MN and Nearby
As of December 10, 2025 the best value apartment in the Gem Lake area is the $1.30 price per square foot Two Bedroom Model at Hoffman Place in the in the Hoffmans Corner neighborhood starting from $1,610. The second greatest value Gem Lake apartment is the 3 Bedroom + Attached Garage Model at Cottages of Vadnais Heights starting at $1,699 with a $1.54 price per square foot in the White Bear Parkway neighborhood. Here is today’s list of the best values for Gem Lake apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Hoffman Place | Two Bedroom | 2BR,2BA | $1.30 |
| Cottages of Vadnais Heights | 3 Bedroom + Attached Garage | 3BR,1BA | $1.54 |
| Park Avenue Apartments | Townhome | 2BR,2BA | $1.44 |
| White Bear Royal | 2X1.5 1000 | 2BR,1.5BA | $1.50 |
| The Grove of White Bear Lake | Cedar Vintage 3rd Floor | 2BR,2BA | $1.51 |
| White Bear Terrace | Two Bedroom 21A | 2BR,1BA | $1.26 |
| White Bear Manor Apartments | 2BR/1BA Large | 2BR,1BA | $1.41 |
| Birch Park | Two Bedroom/One Bath Corner | 2BR,1BA | $1.60 |
| Pineview Apartments | 2x1 800 | 2BR,1BA | $1.56 |
| Westwood Park | 1 Bedroom/1 Bath | 1BR,1BA | $1.40 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Gem Lake, MN Rentals by Map
See the most popular apartments and homes in Gem Lake, MN
Getting Around Gem Lake, MN
Walk Score®
36 / 100
Car-Dependent
Most errands require a car
Bike Score®
39 / 100
Somewhat Bikeable
Minimal bike infrastructure
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Frequently Asked Questions about Cheap Gem Lake Apartments
What is the Cheapest Studio apartment in Gem Lake?
Currently the most affordable Cheap Studio Apartment in Gem Lake is at The Barnum listed at $1,225.
How much is rent for a Cheap One Bedroom Gem Lake Apartment?
The lowest price for a Cheap One Bedroom Gem Lake Apartment is $1,020 at Westwood Park.
What is the lowest price for a Cheap Two Bedroom Gem Lake Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Gem Lake is starting from $1,205 at White Bear Terrace.
What is the most affordable Gem Lake Three Bedroom Apartment?
The best deal on a cheap Gem Lake Three Bedroom Apartment rental is at Cottages of White Bear Lake Township and starts from $1,595.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Renting with Roommates: Realistic Expectations for Shared Lease
Written by: Christine Leonard, Esq.
Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

Apartment Common Area Rules: What Renters Need to Know
Written by: Christine Leonard, Esq.
Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

How to Negotiate Your Apartment Lease and Save Money
Written by: Christine Leonard, Esq.
Everything is a negotiation in real estate!

The Rental Move-In Inspection Checklist: A Guide for Renters
Written by: Trey Huguley
The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

