Cheap Apartments for Rent in Gem Lake, MN from $700 (51 Rentals)

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Search the lowest-cost Apartments available for rent right now in Gem Lake.

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White Bear Manor Apartments
Rent Specials
$1,051 - $1,401
Total Monthly Price

Total Monthly Price

Base Rent
$1,049 - $1,399
Required Monthly Fees
$2
Total Monthly Price
$1,051 - $1,401
1 to 2 Bedroom Apartments Available Now

White Bear Manor Apartments

1820 Birch StWhite Bear Lake, MN 55110
Pet Friendly
  • Verified
  • Customer Reviewed
  • Utilities Included
property at 4445 Lincoln Ave

$1,100

Total Monthly Price

Total Monthly Price

Base Rent
$1,100
Total Monthly Price
$1,100

1 Bedroom, 1 Bath Home for Rent

Available Now

4445 Lincoln Ave

White Bear LakeMN55110
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Cherry Court Apartments
Rent Specials
$1,204 - $1,609
Total Monthly Price

Total Monthly Price

Base Rent
$1,200 - $1,605
Required Monthly Fees
Varies
Total Monthly Price
Varies
Studio to 2 Bedroom Apartments Available Now

Cherry Court Apartments

2095 Dotte DrWhite Bear Lake, MN 55110
Pet Friendly
  • Verified
  • Customer Reviewed
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The Barnum
Rent Specials
$1,289 - $2,618
Total Monthly Price

Total Monthly Price

Base Rent
$1,281 - $2,610
Required Monthly Fees
Varies
Total Monthly Price
Varies
Studio to 2 Bedroom Apartments Available Now

The Barnum

1711 County Road EWhite Bear Lake, MN 55110
Luxury
  • Verified
  • 3D Tour
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Pinehurst Apartments
$1,294 - $1,344
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,275 - $1,325
Required Monthly Fees
Varies
Total Monthly Price
Varies
1 to 2 Bedroom Apartments Available Jun 26

Pinehurst Apartments

1801-1821 Cedar AveWhite Bear Lake, MN 55110
  • Verified
  • Customer Reviewed
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Lochner Apartments
Rent Specials
$1,358 - $2,908
Total Monthly Price

Total Monthly Price

Base Rent
$1,350 - $2,900
Required Monthly Fees
Varies
Total Monthly Price
Varies
Studio to 3 Bedroom Apartments Available Now

Lochner Apartments

3600-3646 Hoffman RdWhite Bear Lake, MN 55110
Corporate Housing
  • Verified
  • 3D Tour
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Conifer Ridge Apartments
Rent Specials
$1,375 - $1,979
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,375 - $1,979
Total Monthly Price
Varies
Studio to 2 Bedroom Apartments Available May 22

Conifer Ridge Apartments

3090 Hazelwood StMaplewood, MN 55109
Family Friendly
  • Verified
  • Customer Reviewed
  • Utilities Included
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The Markham
Rent Specials
$1,441 - $1,915
Total Monthly Price

Total Monthly Price

Base Rent
$1,405 - $1,879
Required Monthly Fees
Varies
Total Monthly Price
Varies
1 to 2 Bedroom Apartments Available Now

The Markham

2730 Hazelwood StSt. Paul, MN 55109
Pet Friendly
  • Verified
  • Customer Reviewed
  • 3D Tour

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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property at 3985 Parkridge Dr

$1,950

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,950
Total Monthly Price
$1,950

2 Bedroom, 1.5 Bath Townhome for Rent

Available Now

3985 Parkridge Dr

White Bear LakeMN55110

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Manitou Ridge Apartments
Studio to 2 Bedroom Apartments

Manitou Ridge Apartments

3149 McKnight Rd NWhite Bear Lake, MN 55110
  • Utilities Included
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1871 7th St E
1 Bedroom Apartments

1871 7th St E

1871 7th St ESt. Paul, MN 55119
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Shadowlawn Estates
1 to 3 Bedroom Apartments

Shadowlawn Estates

1175 County Road D EVadnais Heights, MN 55109
  • Utilities Included
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Willow Ridge Apartments
2 to 3 Bedroom Apartments

Willow Ridge Apartments

1255 County Road D EVadnais Heights, MN 55109
  • Utilities Included
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Arbors of White Bear Lake
1 to 2 Bedroom Apartments

Arbors of White Bear Lake

4800 Division AveWhite Bear Lake, MN 55110
Senior Living
  • Utilities Included
property at 936 Westminster St

$1,375

Total Monthly Price

Total Monthly Price

Base Rent
$1,375
Total Monthly Price
$1,375

2 Bedroom, 1 Bath Home for Rent

Available Now

936 Westminster St

St. PaulMN55130
property at 1051 Arkwright St N

$1,495

Total Monthly Price

Total Monthly Price

Base Rent
$1,495
Total Monthly Price
$1,495

3 Bedroom, 1 Bath Condo for Rent

Available Now

1051 Arkwright St N

St. PaulMN55130

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Hoffman Place
1 to 3 Bedroom Apartments

Hoffman Place

3656 Hoffman RdWhite Bear Lake, MN 55110
  • Utilities Included
property at 2193 1st St

$1,800

Total Monthly Price

Total Monthly Price

Base Rent
$1,800
Total Monthly Price
$1,800

3 Bedroom, 1 Bath Home for Rent

Available Now

2193 1st St

White Bear LakeMN55110
property at 74 Jessamine Ave W

$1,800

Total Monthly Price

Total Monthly Price

Base Rent
$1,800
Total Monthly Price
$1,800

3 Bedroom, 1 Bath Home for Rent

Available Now

74 Jessamine Ave W

St. PaulMN55117
property at 932 York Ave

$1,800

Total Monthly Price

Total Monthly Price

Base Rent
$1,800
Total Monthly Price
$1,800

3 Bedroom, 1 Bath Home for Rent

Available Now

932 York Ave

St. PaulMN55106
property at 950 Arkwright St N

$1,895

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,895
Total Monthly Price
$1,895

3 Bedroom, 1 Bath Townhome for Rent

Available Jun 10

950 Arkwright St N

St. PaulMN55130
property at 1326 Clarence St

$1,895

Total Monthly Price

Total Monthly Price

Base Rent
$1,895
Total Monthly Price
$1,895

3 Bedroom, 1 Bath Home for Rent

Available Jun 1

1326 Clarence St

St. PaulMN55106
property at 1709 Elm St

$1,900

Total Monthly Price

Total Monthly Price

Base Rent
$1,900
Total Monthly Price
$1,900

2 Bedroom, 2 Bath Townhome for Rent

Available Jul 1

1709 Elm St

White Bear LakeMN55110
property at 623 Maryland Ave E

$1,900

Total Monthly Price

Total Monthly Price

Base Rent
$1,900
Total Monthly Price
$1,900

3 Bedroom, 1 Bath Home for Rent

Available Now

623 Maryland Ave E

St. PaulMN55130
property at 137 Skyline Dr

$1,955

Total Monthly Price

Total Monthly Price

Base Rent
$1,955
Total Monthly Price
$1,955

3 Bedroom, 2 Bath Home for Rent

Available Now

137 Skyline Dr

St. PaulMN55127
property at 571 County Rd B E

$1,995

Total Monthly Price

Total Monthly Price

Base Rent
$1,995
Total Monthly Price
$1,995

3 Bedroom, 1 Bath Townhome for Rent

Available Now

571 County Rd B E

MaplewoodMN55117

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Showing Results 1-50, Page 1 of 2

Gem Lake, MN Local Guide

Cheapest Available Gem Lake Apartments for Rent and Nearby

 

The cheapest available apartment rental in Gem Lake, MN is a 1 Bed unit found at 1871 7th St E in the Lake Shore Park neighborhood priced from $995. Westwood Park has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,020. Here is today’s list of the most affordable Gem Lake apartments for rent:

Apartment ListingModel NameBed/BathPriced From
1871 7th St E1871 1-Bedroom Rent Portfolio Wide1BR,1BA$995
Westwood Park1 Bedroom/1 Bath1BR,1BA$1,020
Northwood Villa1 Bedroom1BR,1BA$1,195
Cherry Court ApartmentsThe Apple1BR,1BA$1,204
Pineview Apartments2x1 8002BR,1BA$1,250
Birch ParkTwo Bedroom/One Bath2BR,1BA$1,260
White Bear TerraceTwo Bedroom 21A2BR,1BA$1,265
White Bear Manor Apartments2BR/1BA2BR,1BA$1,291
Boulders Senior Living Apartments1BR B1BR,1BA$1,300
White Bear Royal1x1 7601BR,1BA$1,300

Best Value Apartments for Rent in Gem Lake, MN and Nearby

As of May 19, 2026 the best value apartment in the Gem Lake area is the $1.38 price per square foot Two Bedroom Model at Hoffman Place in the in the Hoffmans Corner neighborhood starting from $1,717. The second greatest value Gem Lake apartment is the 2 Bedroom - 2D Model at Maple Ridge Apartment Homes starting at $1,590 with a $1.53 price per square foot in the Ledgestone neighborhood. Here is today’s list of the best values for Gem Lake apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Hoffman PlaceTwo Bedroom2BR,2BA$1.38
Maple Ridge Apartment Homes2 Bedroom - 2D2BR,2BA$1.53
Park Avenue TownhomesTwo Bedroom2BR,1BA$1.57
Cottages of White Bear Lake TownshipTwo Bedroom2BR,1BA$1.55
The Grove of White Bear LakeCedar Mini Remodel 2nd Floor Scenic View2BR,2BA$1.56
White Bear TerraceTwo Bedroom 21A2BR,1BA$1.32
White Bear Manor Apartments2BR/1BA2BR,1BA$1.42
Pineview Apartments2x1 8002BR,1BA$1.56
Northwood Villa1 Bedroom1BR,1BA$1.58
Westwood Park1 Bedroom/1 Bath1BR,1BA$1.40

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Gem Lake, MN Rentals by Map

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See the most popular apartments and homes in Gem Lake, MN

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Frequently Asked Questions about Cheap Gem Lake Apartments

What is the Cheapest Studio apartment in Gem Lake?

Currently the most affordable Cheap Studio Apartment in Gem Lake is at Cherry Court Apartments listed at $1,304.

How much is rent for a Cheap One Bedroom Gem Lake Apartment?

The lowest price for a Cheap One Bedroom Gem Lake Apartment is $995 at 1871 7th St E.

What is the lowest price for a Cheap Two Bedroom Gem Lake Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Gem Lake is starting from $1,250 at Pineview Apartments.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.