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$1,020 - $1,250
Plus Fees12 Month Lease Term
1 Bedroom Apartments Available NowWestwood Park
669 County Road D EVadnais Heights, MN 55117
Cheap Apartments for Rent in Gem Lake, MN from $700 (33 Rentals)
Search the lowest-cost Apartments available for rent right now in Gem Lake.
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$1,051 - $1,381
Total Monthly Price
1 to 2 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,049 - $1,379
Required Monthly Fees
$2
Total Monthly Price
$1,051 - $1,381
White Bear Manor Apartments
1820 Birch StWhite Bear Lake, MN 55110
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$1,094 - $1,369
Total Monthly Price12 Month Lease Term
1 to 2 Bedroom Apartments Available Jul 24Total Monthly Price
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$1,075 - $1,350
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Pinehurst Apartments
1801-1821 Cedar AveWhite Bear Lake, MN 55110
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$1,203 - $1,629
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Studio to 2 Bedroom Apartments Available NowTotal Monthly Price
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$1,199 - $1,625
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Cherry Court Apartments
2095 Dotte DrWhite Bear Lake, MN 55110
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$1,230 - $1,850
Plus Fees
2 Bedroom Apartments Available NowWhite Bear Terrace
3908 Hoffman RdWhite Bear Lake, MN 55110
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$1,250 - $1,650
Plus Fees
1 to 3 Bedroom Apartments Available NowPineview Apartments
1620-1640 9th StWhite Bear Lake, MN 55110
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$1,260 - $1,405
Plus Fees12 Month Lease Term
2 Bedroom Apartments Available NowBirch Park
1880 Birch StWhite Bear Lake, MN 55110
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$1,310 - $2,685
Total Monthly Price12 Month Lease Term
1 to 2 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,310 - $2,685
Total Monthly Price
$1,310 - $2,685
Maple Ridge Apartment Homes
1695 County Road D EMaplewood, MN 55109
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.
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$1,311 - $1,886
Total Monthly Price
1 to 3 Bedroom Apartments Available Aug 17Total Monthly Price
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$1,275 - $1,850
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The Grove of White Bear Lake
1501 Park StWhite Bear Lake, MN 55110
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$1,358 - $2,463
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Studio to 3 Bedroom Apartments Available NowTotal Monthly Price
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$1,350 - $2,455
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Lochner Apartments
3600-3646 Hoffman RdWhite Bear Lake, MN 55110
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$1,395 - $2,695
Plus Fees12 Month Lease Term
Studio to 3 Bedroom Apartments Available NowTrails Edge of Maplewood
3000 Country View NMaplewood, MN 55109
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$1,395 - $1,965
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1 to 2 Bedroom Apartments Available NowTotal Monthly Price
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$1,395 - $1,965
Total Monthly Price
$1,395 - $1,965
Lakewood Hills Apartments
3185 Karth RdWhite Bear Lake, MN 55110
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$1,399 - $1,989
Total Monthly Price12 Month Lease Term
Studio to 2 Bedroom Apartments Available Aug 15Total Monthly Price
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$1,399 - $1,989
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Conifer Ridge Apartments
3090 Hazelwood StMaplewood, MN 55109
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$1,400 - $1,700
Plus Fees12 Month Lease Term
1 to 2 Bedroom Apartments Available NowWhite Bear Royal
3675 Highland AveWhite Bear Lake, MN 55110
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$1,400 - $2,350
Plus Fees12 Month Lease Term
1 to 2 Bedroom Apartments Available NowBoulders Senior Living Apartments
3533 Willow AveWhite Bear Lake, MN 55110
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$1,416 - $2,361
Plus Fees
Studio to 2 Bedroom Apartments Available NowWhite Bear Woods
4776 Centerville RdWhite Bear Lake, MN 55127
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
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$1,425
Plus Fees
1 to 2 Bedroom Apartments Available NowNorthwood Villa
915 County Road D EVadnais Heights, MN 55109
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$1,461 - $1,915
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1 to 2 Bedroom Apartments Available NowTotal Monthly Price
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$1,425 - $1,879
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The Markham
2730 Hazelwood StSt. Paul, MN 55109
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$1,535 - $1,675
Plus Fees
Studio Apartments Contact Us For AvailabilityBirch Glen Apartments
3100 Ariel St NMaplewood, MN 55109
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$1,545
Plus Fees12 Month Lease Term
2 Bedroom Apartments Available NowCottages of White Bear Lake Township
4700-4768 Golden Pond LnWhite Bear Lake, MN 55110
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$1,604
Total Monthly Price
1 Bedroom Apartments Available Sep 21Total Monthly Price
Base Rent
$1,600
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Cottages of Vadnais Heights
955 Vadnais DrSt. Paul, MN 55127
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Studio to 2 Bedroom Apartments
Manitou Ridge Apartments
3149 McKnight Rd NWhite Bear Lake, MN 55110
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1 Bedroom Apartments
1871 7th St E
1871 7th St ESt. Paul, MN 55119
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Studio to 3 Bedroom Apartments
Gervais Lake Apartments
1075 County Road D ESt. Paul, MN 55109
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
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1 to 3 Bedroom Apartments
Shadowlawn Estates
1175 County Road D EVadnais Heights, MN 55109
969 Lawson Ave E
St. PaulMN55106
1133 Beech St
St. PaulMN55106
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2 to 3 Bedroom Apartments
Willow Ridge Apartments
1255 County Road D EVadnais Heights, MN 55109
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1 to 2 Bedroom Apartments
Arbors of White Bear Lake
4800 Division AveWhite Bear Lake, MN 55110
936 Westminster St
St. PaulMN55130
1051 Arkwright St N
St. PaulMN55130
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1 to 2 Bedroom Apartments
Park Avenue Townhomes
1500-1524 Park StSt. Paul, MN 55110
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.
116 Skyline Dr
St. PaulMN55127
Showing Results 1-33, Page 1 of 1
Gem Lake, MN Local Guide
Minnesota Flags by Tony Webster is licensed under CC BY 2.0
How much does it cost to rent an apartment in Gem Lake?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Gem Lake Studio Apartments | $1,407 | $1,254 | $1,675 |
| Gem Lake 1 Bedroom Apartments | $1,545 | $1,051 | $2,685 |
| Gem Lake 2 Bedroom Apartments | $1,847 | $1,194 | $2,618 |
| Gem Lake 3 Bedroom Apartments | $2,190 | $1,595 | $2,695 |
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Browse Top Apartments in Gem Lake
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Gem Lake, MN Local Guide
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Cheapest Available Gem Lake Apartments for Rent and Nearby
The cheapest available apartment rental in Gem Lake, MN is a 1 Bed unit found at Westwood Park in the White Bear Lake neighborhood priced from $1,020. Cherry Court Apartments in the White Bear Lake neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,203. Here is today’s list of the most affordable Gem Lake apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Westwood Park | 1 Bedroom/1 Bath | 1BR,1BA | $1,020 |
| Cherry Court Apartments | The Apple | 1BR,1BA | $1,203 |
| White Bear Terrace | Two Bedroom 21A | 2BR,1BA | $1,230 |
| White Bear Manor Apartments | 1BR/1BA w/Den | 1BR,1BA | $1,251 |
| Birch Park | Two Bedroom/One Bath | 2BR,1BA | $1,260 |
| Lochner Apartments | Aberdeen | Studio,1BA | $1,358 |
| Pineview Apartments | 2x1 800 | 2BR,1BA | $1,395 |
| Boulders Senior Living Apartments | 1BR B | 1BR,1BA | $1,400 |
| Northwood Villa | 2 Bedroom | 2BR,1BA | $1,425 |
| White Bear Woods | Aspen | 1BR,1BA | $1,461 |
Best Value Apartments for Rent in Gem Lake, MN and Nearby
As of July 04, 2026 the best value apartment in the Gem Lake area is the $1.62 price per square foot 2 Bedroom - 2B Model at Maple Ridge Apartment Homes in the in the White Bear Lake neighborhood starting from $1,850. The second greatest value Gem Lake apartment is the Two Bedroom Model at Hoffman Place starting at $1,717 with a $1.62 price per square foot in the White Bear Lake neighborhood. Here is today’s list of the best values for Gem Lake apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Maple Ridge Apartment Homes | 2 Bedroom - 2B | 2BR,2BA | $1.62 |
| Hoffman Place | Two Bedroom | 2BR,2BA | $1.62 |
| Park Avenue Townhomes | Two Bedroom | 2BR,1BA | $1.57 |
| Cottages of White Bear Lake Township | Two Bedroom | 2BR,1BA | $1.55 |
| White Bear Terrace | Two Bedroom 21A | 2BR,1BA | $1.28 |
| Northwood Villa | 2 Bedroom | 2BR,1BA | $1.49 |
| White Bear Royal | 2X1 940 | 2BR,1BA | $1.65 |
| White Bear Manor Apartments | 2BR/1BA | 2BR,1BA | $1.42 |
| Birch Park | Two Bedroom/One Bath Corner | 2BR,1BA | $1.60 |
| Westwood Park | 1 Bedroom/1 Bath | 1BR,1BA | $1.40 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
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See the most popular apartments and homes in Gem Lake, MN
Frequently Asked Questions about Cheap Gem Lake Apartments
What is the Cheapest Studio apartment in Gem Lake?
Currently the most affordable Cheap Studio Apartment in Gem Lake is at Lochner Apartments listed at $1,358.
How much is rent for a Cheap One Bedroom Gem Lake Apartment?
The lowest price for a Cheap One Bedroom Gem Lake Apartment is $1,020 at Westwood Park.
What is the lowest price for a Cheap Two Bedroom Gem Lake Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Gem Lake is starting from $1,230 at White Bear Terrace.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.
Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.
Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.