Cheap Apartments for Rent in New York, NY from $445 with Utilities Included (345 Rentals) Page 2 of 7

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Apartments with Utilities Included.

Cheap Apartments in New York.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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L @ 31st Drive
Studio to 1 Bedroom Apartments

L @ 31st Drive

2336 31st DrAstoria, NY 11106
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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595 Elizabeth Ave
Studio to 2 Bedroom Apartments

595 Elizabeth Ave

595 Elizabeth AveNewark, NJ 07112
  • Utilities Included
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129 Chancellor Ave
Studio to 2 Bedroom Apartments

129 Chancellor Ave

129 Chancellor AveNewark, NJ 07112
  • Utilities Included
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30-07 Astoria Blvd
1 Bedroom Apartments

30-07 Astoria Blvd

30-07 Astoria BlvdAstoria, NY 11102
  • Utilities Included
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Ponce De Leon
1 Bedroom Apartments

Ponce De Leon

9209 Kennedy BlvdNorth Bergen, NJ 07047
  • Utilities Included
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305 Osborne Ter
1 to 2 Bedroom Apartments

305 Osborne Ter

305 Osborne TerNewark, NJ 07112
  • Utilities Included
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218-220 Duncan Ave
1 Bedroom Apartments

218-220 Duncan Ave

218-220 Duncan AveJersey City, NJ 07306
  • Utilities Included
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30 Kensington Ave
Studio Apartments

30 Kensington Ave

30 Kensington AveJersey City, NJ 07304
  • Utilities Included
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170 Academy St
Studio Apartments

170 Academy St

170 Academy StJersey City, NJ 07306
  • Utilities Included
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100 Beacon Ave
1 Bedroom Apartments

100 Beacon Ave

100 Beacon AveJersey City, NJ 07306
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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653-663 N Broad St
Studio to 2 Bedroom Apartments

653-663 N Broad St

653-663 N Broad StElizabeth, NJ 07208
  • Utilities Included
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Holliswood Apartments
Studio to 2 Bedroom Apartments

Holliswood Apartments

190-05 Hillside AveHollis, NY 11423
  • Utilities Included
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305 Fairmount Ave
1 Bedroom Apartments

305 Fairmount Ave

305 Fairmount AveJersey City, NJ 07306
  • Utilities Included
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143-28 Cherry Ave
Studio to 1 Bedroom Apartments

143-28 Cherry Ave

143-28 Cherry AveFlushing, NY 11355
  • Utilities Included
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Marineview East & West
1 to 3 Bedroom Apartments

Marineview East & West

57 Water StPerth Amboy, NJ 08861
  • Utilities Included
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574 Bergen Ave
1 Bedroom Apartments

574 Bergen Ave

574 Bergen AveJersey City, NJ 07304
  • Utilities Included
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Manchester Arms
Studio to 2 Bedroom Apartments

Manchester Arms

330 Fort Lee RdLeonia, NJ 07605
  • Utilities Included
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OVM Affordable
Studio to 3 Bedroom Apartments

OVM Affordable

683-689 Ocean AveJersey City, NJ 07305
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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70 Parkway N
Studio to 3 Bedroom Apartments

70 Parkway N

70 Parkway NYonkers, NY 10704
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Wade
Studio Apartments

Wade

3022 W 22nd StBrooklyn, NY 11224
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1811 Quentin Rd
Studio Apartments

1811 Quentin Rd

1811 Quentin RdBrooklyn, NY 11229
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1100-1127 Sheridan Ave
Studio to 2 Bedroom Apartments

1100-1127 Sheridan Ave

1100-1127 Sheridan AveElizabeth, NJ 07208
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40-50 Locust Hill Ave
Studio to 2 Bedroom Apartments

40-50 Locust Hill Ave

40-50 Locust Hill AveYonkers, NY 10701
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Crystal Apartments
Studio to 2 Bedroom Apartments

Crystal Apartments

92-41 190th StHollis, NY 11423
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Palisades Apartments
Studio to 3 Bedroom Apartments

Palisades Apartments

701 Palisade AveUnion City, NJ 07087
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300 E Westfield Ave
1 Bedroom Apartments

300 E Westfield Ave

300 E Westfield AveRoselle Park, NJ 07204
  • Utilities Included
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1105 Elder Ave
Studio to 3 Bedroom Apartments

1105 Elder Ave

1105 Elder AveBronx, NY 10472
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

New York, NY Area Reviews

  • Parks
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Virginia4+ years in New York

October 16, 2025

Good vibes - but the stores could be better. Too many junk stores and nail salons. Not enough food stores - and the ones here are rather pricey. Not pet friendly - yet another service presented by the greedy landlords--rents are too high.

Frequently Asked Questions about Cheap New York Apartments

What is a cheap apartment in New York?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in New York is under $1,200.

What is the price of a cheap apartment in New York?

The cheapest apartment in New York is Mirador at Union City which is listed at $800, while the average apartment in New York costs $4,384.

What types of apartments are the cheapest in New York?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 539 regular apartments in New York that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in New York?

Cheap apartments in New York have an average cost of $766 which is $3,618 cheaper than the average rent for all rentals in New York.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Helpful Local Expert Guides

decorative image for Beyond the Bridges: Brooklyn, Queens, Jersey City, and the Other Smart Moves for NYC Renters article

Beyond the Bridges: Brooklyn, Queens, Jersey City, and the Other Smart Moves for NYC Renters

Written by: Joshua Carlucci

I'm Josh, your ApartmentHomeLiving.com Local Expert for New York City, and I live in the Lower East Side of Manhattan. I love it here.

decorative image for The Unofficial NYC Playbook: An Insider's Guide to Where to Eat, Roam, and Find Your Home in the City That Never Sleeps article

The Unofficial NYC Playbook: An Insider's Guide to Where to Eat, Roam, and Find Your Home in the City That Never Sleeps

Written by: Joshua Carlucci

Every block of New York City feels like a stage set for daily life.

decorative image for The Local NYC Expert's Guide to the Perfect Neighborhoods Near Top Employers article

The Local NYC Expert's Guide to the Perfect Neighborhoods Near Top Employers

Written by: Joshua Carlucci

New York has a funny way of making your commute part of your identity.

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Top Student Friendly Neighborhoods to Rent Near Colleges in NYC

Written by: Joshua Carlucci

New York City is more than just a destination—it’s a way of life, especially for students eager to dive into a melting pot of cultures, endless activities, and academic prestige.

Articles, How-To's, and Tips

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.