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Watermark at Urban Blu
Panama City Beach, FL 32407

- 1–3 Bedrooms
- 678–1,362 Square Feet
About Watermark at Urban Blu
Welcome to Watermark at Urban Blu, where contemporary design meets relaxed coastal living. Our spacious one-, two-, and three-bedroom apartment homes feature open-concept layouts, designer finishes, and modern conveniences like stainless-steel appliances, in-home washers and dryers, and private balconies or patios. Step outside and enjoy resort-inspired amenities, including a sparkling swimming pool, 24-hour fitness center, outdoor lounge areas, and inviting spaces perfect for gathering with friends or unwinding after a long day. Conveniently located near shopping, dining, and entertainment, Watermark at Urban Blu offers effortless access to everything you love about coastal living. Experience a vibrant community where every detail is designed for comfort, connection, and style — discover your next home at Watermark at Urban Blu.
Watermark at Urban Blu is located in the 32407 Zip code of Panama City Beach, FL.
Unique Features and Amenities
- Air Conditioner
- BBQ/Picnic Area
- Built-In Microwave
- Carpeting
- Ceiling Fan
- Door-To-Door Trash Pick-Up
- Electronic Thermostat
- Extra Storage
- French Door Refrigerator with Ice-Maker
- Furnished Options Available
- Grey Cabinetry
- Large Closets
- Off Street Parking
- Outdoor Fireplace Lounge and Fire Pit
- Pond Views
- Premier Apartments Available
- Preventative Pest Control
- Private Patios & Balconies
- Tile Backsplash
- Vinyl Plank Flooring
- Washer & Dryer In-Unit
- Wheelchair Access
Property Contact Info
Floorplan Pricing and Availability
New! Interactive Property Map
1 Bedroom
Sundial
1 Bed, 1 Bath, 689 sq ftAvailable NowCheapest 1 BedroomThis is the cheapest 1 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit Available Now 05-5205 689 $200 Apartment Model: Sundial1 Bedroom, 1 Bath, 689 sq ftAvailable Now![]()
Sundial - Floorplan Apartment Unit: 05-5205Apartment Model: Sundial1 Bedroom, 1 Bath, 689 sq ftAvailable NowBlu Shell
1 Bed, 1 Bath, 755 sq ftAvailable NowLargest 1 BedroomThis is the largest 1 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit View Details Available Now 07-7307 755 $200 July 9, 2026 04-4108 755 $200 July 19, 2026 01-1108 755 $200 Apartment Model: Blu Shell1 Bedroom, 1 Bath, 755 sq ftAvailable Now![]()
Blu Shell - Floorplan Apartment Unit: 07-7307Apartment Model: Blu Shell1 Bedroom, 1 Bath, 755 sq ftAvailable NowApartment Unit: 04-4108Apartment Model: Blu Shell1 Bedroom, 1 Bath, 755 sq ftAvailable July 9, 2026Apartment Unit: 01-1108Apartment Model: Blu Shell1 Bedroom, 1 Bath, 755 sq ftAvailable July 19, 2026Seashell
1 Bed, 1 Bath, 678 sq ftAvailable Jun 6Model Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit View Details June 6, 2026 04-4110 678 $200 August 3, 2026 08-8106 678 $200 Apartment Model: Seashell1 Bedroom, 1 Bath, 678 sq ftAvailable June 6, 2026![]()
Seashell - Floorplan Apartment Unit: 04-4110Apartment Model: Seashell1 Bedroom, 1 Bath, 678 sq ftAvailable June 6, 2026Apartment Unit: 08-8106Apartment Model: Seashell1 Bedroom, 1 Bath, 678 sq ftAvailable August 3, 20262 Bedrooms
Blu Bird
2 Beds, 2 Baths, 1174 sq ftAvailable NowCheapest 2 BedroomThis is the cheapest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit View Details Available Now 06-6304 1174 $200 Available Now 08-8311 1174 $200 Available Now 03-3311 1174 $200 Apartment Model: Blu Bird2 Bedroom, 2 Bath, 1174 sq ftAvailable Now![]()
Blu Bird - Floorplan Apartment Unit: 06-6304Apartment Model: Blu Bird2 Bedroom, 2 Bath, 1174 sq ftAvailable NowApartment Unit: 08-8311Apartment Model: Blu Bird2 Bedroom, 2 Bath, 1174 sq ftAvailable NowApartment Unit: 03-3311Apartment Model: Blu Bird2 Bedroom, 2 Bath, 1174 sq ftAvailable NowSeagull
2 Beds, 2 Baths, 1049 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit View Details Available Now 07-7302 1049 $200 Available Now 05-5302 1049 $200 Apartment Model: Seagull2 Bedroom, 2 Bath, 1049 sq ftAvailable Now![]()
Seagull - Floorplan Apartment Unit: 07-7302Apartment Model: Seagull2 Bedroom, 2 Bath, 1049 sq ftAvailable NowApartment Unit: 05-5302Apartment Model: Seagull2 Bedroom, 2 Bath, 1049 sq ftAvailable NowPelican
2 Beds, 2 Baths, 1063 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit View Details Available Now 01-1302 1063 $200 July 5, 2026 07-7310 1063 $200 Apartment Model: Pelican2 Bedroom, 2 Bath, 1063 sq ftAvailable Now![]()
Pelican - Floorplan Apartment Unit: 01-1302Apartment Model: Pelican2 Bedroom, 2 Bath, 1063 sq ftAvailable NowApartment Unit: 07-7310Apartment Model: Pelican2 Bedroom, 2 Bath, 1063 sq ftAvailable July 5, 2026Sandpiper
2 Beds, 2 Baths, 1041 sq ftAvailable Jul 8Model Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit July 8, 2026 05-5101 1041 $200 Apartment Model: Sandpiper2 Bedroom, 2 Bath, 1041 sq ftAvailable July 8, 2026![]()
Sandpiper - Floorplan Apartment Unit: 05-5101Apartment Model: Sandpiper2 Bedroom, 2 Bath, 1041 sq ftAvailable July 8, 20263 Bedrooms
Show Unavailable FloorplansManatee
3 Beds, 2 Baths, 1251 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Deposit Available Now 06-6301 1251 $200 Apartment Model: Manatee3 Bedroom, 2 Bath, 1251 sq ftAvailable Now![]()
Manatee - Floorplan Apartment Unit: 06-6301Apartment Model: Manatee3 Bedroom, 2 Bath, 1251 sq ftAvailable NowDolphin
3 Beds, 2 Baths, 1237 sq ftModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Unavailable Dolphin 1237 sq ft Apartment Model: Dolphin3 Bedroom, 2 Bath, 1237 sq ftUnavailable![]()
Dolphin - Floorplan Blu Whale
3 Beds, 2 Baths, 1362 sq ftLargest 3 BedroomThis is the largest 3 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Unavailable Blu Whale 1362 sq ft Apartment Model: Blu Whale3 Bedroom, 2 Bath, 1362 sq ftUnavailable![]()
Blu Whale - Floorplan
Property Information
- 312 Units
- 3 Stories
- Built in 2021
Lease Terms
- 15 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$60.00
- Due at Move-In
- Administrative FeeiCharged per unit.$150.00
Utilities
- Utility Billing FeeiUtility Billing Fee Charged per unit.Varies/mo
- Water Sewer ChargesiWater Sewer Charges Charged per unit.Varies/mo
Other Fees and Policies
Situational Fees
- Legal Court FeesiLegal Court Fees Charged Per Unit.Varies/per occurrence
- Early Termination FeeiEarly Termination Fee Charged Per Unit.Varies
- NSF Tenant FeeiNSF Tenant Fee Charged Per Unit.$75.00/per occurrence
- Late FeeiLate Fee Charged Per Unit.10.0% of base rent/per occurrence
- MTM Flat FeeiMonth to Month Flat Fee Charged Per Unit.$400.00/mo
- Additional DepositiAdditional Deposit Charged per unit.Varies
- Online Payment Processing FeesiOnline Payment Processing Fees Charged per unit.Varies/per occurrence
- Short Term Lease FeesiShort Term Lease Fees Charged per unit.Varies/mo
Pet Fees
- Cat
- Cat FeeiCharged per Pet.$300.00
- Cat RentiCharged Per Pet.$25.00/mo
- Dog
- Dog FeeiCharged per Pet.$300.00
- Dog RentiCharged Per Pet.$25.00/mo
- Other Pet
- Pet Deposit (1 Pet)iPet Deposit (1 Pet) Charged Per Pet.$300.00
- Pet Deposit (2 Pets)iPet Deposit (2 Pets) Charged Per Pet.$600.00
- Pet Fee (1 Pet)iPet Fee (1 Pet) Charged Per Pet.$300.00
- Pet Fee (2 Pets)iPet Fee (2 Pets) Charged Per Pet.$500.00
- Pet Rent (1 Pet)iPet Rent (1 Pet) Charged Per Pet.$25.00/mo
- Pet Rent (2 Pets)iPet Rent (2 Pets) Charged Per Pet.$50.00/mo
None
None
| Restrictions: None.
Parking Fees
- Garage
- GarageiGarage Charged Per Vehicle.$100.00/mo
- Surface Lot
Additional Parking Options
Storage Fees
- Storage Unit
- StorageiStorage Charged Per Rentable Item.$25.00/mo
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
Living Area Features
- Walk In Closets
Map
- Shopping
- Colleges
- Grocery
- Medical
- Nearby Properties

Map
Hours and Contact Info
| Monday | 10:00 am–6:00 pm |
| Tuesday | 10:00 am–6:00 pm |
| Wednesday | 10:00 am–6:00 pm |
| Thursday | 10:00 am–6:00 pm |
| Friday | 10:00 am–6:00 pm |
| Saturday | 10:00 am–5:00 pm |
| Sunday | 12:00 pm–5:00 pm |
Renters Reviews and Ratings
Not as Advertised. Look Elsewhere
October 9, 2021This apartment is advertising amenities they are not providing. There is currently no pool, fitness center, dog parks, pet spas, coffee bar, community gates or mailboxes available to residents and no concessions have been made on rent despite not delivering what they have advertised. We were unable to view the property before renting as we were relocating and were not told the place is not nearly finished before signing the lease. We were then told the amenities would be finished two weeks from ...move in. That was a month ago. The management has been very overbearing and has even threatened to "daily inspect apartments to determine who is not in compliance," with some of their policies. I would pick a different place if you can until this place decides to treat their (high paying) residents as parts of their community rather than criminals. Additionally, the 5 star review listed is not genuine. These apartments were not even completed until September and the review is from May.Read MoreReview from Apartments.com
Excellent community
May 11, 2021Very nice and clean, the units are spacious and comfortable...the staff is very patient,courteous and friendly this is definitely a home anyone would want to haveReview from Apartments.com
Nearby Schools
Breakfast Point Academy
J.R. Arnold High School
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Watermark at Urban Blu.
Big Box and Retail
Autozone
Lowe's
Walmart
Colleges and Universities
Groceries
Publix
Save-A-Lot
Hospitals
Gulf Coast Regional Medical Center
Emerald Coast Behavioral Hospital
Ascension Sacred Heart Bay
Military Bases
Naval Coastal Systems Center
Shopping Centers
Watermark at Urban Blu has 5 shopping centers within 1.5 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Beach Studio Apartments | $1,563 | $899 | $2,568 |
| Panama City Beach 1 Bedroom Apartments | $1,676 | $1,039 | $5,184 |
| Panama City Beach 2 Bedroom Apartments | $2,135 | $1,225 | $8,479 |
| Panama City Beach 3 Bedroom Apartments | $2,531 | $1,650 | $10,000+ |
| Panama City Beach 4 Bedroom Apartments | $7,437 | $2,683 | $10,000+ |
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| Restrictions: None.