Cheap Apartments for Rent in Chattanooga, TN from $400 with Utilities Included (61 Rentals)

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Apartments with Utilities Included.

Cheap Apartments in Chattanooga.

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The View at Mission Ridge
Rent Specials
$700 - $915
Total Monthly Price

Total Monthly Price

Base Rent
$690 - $905
Required Monthly Fees
$10
Total Monthly Price
$700 - $915
Studio to 1 Bedroom Apartments Available Now

The View at Mission Ridge

2400 Westside DrChattanooga, TN 37404
Affordability
  • Verified
  • Utilities Included
  • Smoke Free

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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The Hills at Oakwood Apartment Homes
Rent Specials
$1,045 - $1,610
Total Monthly Price

Total Monthly Price

Base Rent
$960 - $1,525
Required Monthly Fees
$85
Total Monthly Price
$1,045 - $1,610
1 to 3 Bedroom Apartments Available Now

The Hills at Oakwood Apartment Homes

4827 Jersey PikeChattanooga, TN 37416
Eco-Friendly
  • Verified
  • Customer Reviewed
  • Utilities Included
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The Fleetwood Building
Rent Specials
$1,050 - $2,200
Total Monthly Price

Total Monthly Price

Base Rent
$960 - $2,110
Required Monthly Fees
$90
Total Monthly Price
$1,050 - $2,200
Studio to 2 Bedroom Apartments Available Now

The Fleetwood Building

232 E 11th StChattanooga, TN 37402
Pet Friendly
  • Verified
  • Customer Reviewed
  • Utilities Included
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West 6th Apartments
Rent Specials
$1,199 - $1,869
Total Monthly Price

Total Monthly Price

Base Rent
$1,124 - $1,794
Required Monthly Fees
$75
Total Monthly Price
$1,199 - $1,869
Studio to 2 Bedroom Apartments Available Now

West 6th Apartments

302 W 6th StChattanooga, TN 37402
Affordability
  • Verified
  • Utilities Included
  • 3D Tour

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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St Elmo
Studio to 2 Bedroom Apartments

St Elmo

4625 Saint Elmo AveChattanooga, TN 37409
Senior Living
  • Utilities Included
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Mission at Main
Studio to 2 Bedroom Apartments

Mission at Main

26 E Main StChattanooga, TN 37408
  • Utilities Included
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Crestview Apartments
1 to 2 Bedroom Apartments

Crestview Apartments

107 Goodson AveChattanooga, TN 37405
  • Utilities Included
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900 Mountain Creek Rd
Studio to 4 Bedroom Apartments

900 Mountain Creek Rd

900 Mountain Creek RdChattanooga, TN 37405
  • Utilities Included
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Campbell Ridge
1 to 3 Bedroom Apartments

Campbell Ridge

3401 Campbell StChattanooga, TN 37406
  • Utilities Included
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Montview Apartments
1 to 2 Bedroom Apartments

Montview Apartments

30 Tunnel BlvdChattanooga, TN 37411
  • Utilities Included
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Arbor Hill Apartments
1 to 2 Bedroom Apartments

Arbor Hill Apartments

5305-5315 Highway 58Chattanooga, TN 37416
  • Utilities Included
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320 High Street
1 Bedroom Apartments

320 High Street

320 High StChattanooga, TN 37403
  • Utilities Included

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

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The View at Midtown
1 to 2 Bedroom Apartments

The View at Midtown

3700 Cherryton DrChattanooga, TN 37411
  • Utilities Included
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Dodson Ave Apartments
2 to 3 Bedroom Apartments

Dodson Ave Apartments

457 Dodson AveChattanooga, TN 37404
  • Utilities Included
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Sergeant's Apartments
1 to 2 Bedroom Apartments

Sergeant's Apartments

710 Cherokee BlvdChattanooga, TN 37405
  • Utilities Included
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404 Homes
Studio to 3 Bedroom Apartments

404 Homes

404 Tunnel BlvdChattanooga, TN 37411
  • Utilities Included
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The Lofts at Tremont
Studio to 2 Bedroom Apartments

The Lofts at Tremont

110 Tremont StChattanooga, TN 37405
  • Utilities Included
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Abby North
1 to 2 Bedroom Apartments

Abby North

560 Cherokee BlvdChattanooga, TN 37405
  • Utilities Included
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Hannah Parc
2 to 3 Bedroom Apartments

Hannah Parc

610 Gurley StChattanooga, TN 37405
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Mana Lane Apartments
2 Bedroom Apartments

Mana Lane Apartments

1413 Mana LnChattanooga, TN 37412
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Chattanooga, TN Local Guide

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Chattanooga, TN Rentals by Map

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Chattanooga, TN Area Reviews

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Catrina • 1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Cheap Chattanooga Apartments

What is a cheap apartment in Chattanooga?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Chattanooga is under $850.

What is the price of a cheap apartment in Chattanooga?

The cheapest apartment in Chattanooga is The Highlands Apartments which is listed at $830, while the average apartment in Chattanooga costs $3,340.

What types of apartments are the cheapest in Chattanooga?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 666 regular apartments in Chattanooga that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Chattanooga?

Cheap apartments in Chattanooga have an average cost of $889 which is $2,451 cheaper than the average rent for all rentals in Chattanooga.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN article

A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

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A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.