Cheap Apartments for Rent near Effingham, KS from $400 (58 Rentals)

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Search the lowest-cost Apartments available for rent right now in Effingham.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Maplewinds I & II
1 to 2 Bedroom Apartments

Maplewinds I & II

403 Iowa StHiawatha, KS 66434
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Library Park Apartments
Studio to 1 Bedroom Apartments

Library Park Apartments

1037 SW Garfield AveTopeka, KS 66604
  • Utilities Included
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Oak Hill
1 to 2 Bedroom Apartments

Oak Hill

1000 Oak StValley Falls, KS 66088
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Southview
2 to 3 Bedroom Apartments

Southview

110 S Pennsylvania AveHolton, KS 66436
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1601 NW Central Ave
1 to 2 Bedroom Apartments

1601 NW Central Ave

1601 NW Central AveTopeka, KS 66608
Student Housing
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College Villas
1 to 2 Bedroom Apartments

College Villas

1436 SW Byron StTopeka, KS 66604
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Pioneer Adams Townhomes
1 to 4 Bedroom Apartments

Pioneer Adams Townhomes

2024 SE Massachusetts AveTopeka, KS 66607
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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CityView Lofts
Studio to 2 Bedroom Apartments

CityView Lofts

201 S 10th StSt. Joseph, MO 64501
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Summit Place
1 to 3 Bedroom Apartments

Summit Place

516-520 N 10th StSt. Joseph, MO 64501
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Ben Day
2 Bedroom Apartments

Ben Day

1100 3rd AveLeavenworth, KS 66048
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148 Park Lane
1 Bedroom Apartments

148 Park Lane

148 Park LnSt. Joseph, MO 64506
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Effingham, KS Local Guide

Cheapest Available Effingham Apartments for Rent and Nearby

 

The cheapest available apartment rental in Effingham, KS is a Studio unit found at Capital Corner in the East Topeka neighborhood priced from $423. The Village at Old Town in the Central Topeka neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $615. Here is today’s list of the most affordable Effingham apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Capital CornerStudioStudio,1BA$423
The Village at Old Town1Bed1BR,1BA$615
The Pines ApartmentsJuniorStudio,1BA$630
Chartwell ApartmentsStudioStudio,1BA$634
Coventry Apartments0BR/1.0BAStudio,1BA$650
The Kapital ApartmentsJunior 1-BedStudio,1BA$669
University Heights ApartmentsStudioStudio,1BA$700
Harrison Street Apartments1-bedrooms1BR,1BA$714
HL29 Modern FlatsStudioStudio,1BA$725
Milestone StudiosStudioStudio,1BA$745

Best Value Apartments for Rent in Effingham, KS and Nearby

As of August 07, 2026 the best value apartment in the Effingham area is the $0.92 price per square foot Three Bedroom Model at Cottonwood Creek in the in the Buchanan County neighborhood starting from $1,039. The second greatest value Effingham apartment is the B9 - 2BD/2BA Model at Mitchell Park Plaza Apartment starting at $911 with a $0.87 price per square foot in the Buchanan County neighborhood. Here is today’s list of the best values for Effingham apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Cottonwood CreekThree Bedroom3BR,2BA$0.92
Mitchell Park Plaza ApartmentB9 - 2BD/2BA2BR,2BA$0.87
Paradise Plaza ApartmentsThree Bedroom3BR,1.5BA$1.09
Stonleigh Court Apartment Homes2x1.5 Reno2BR,1.5BA$1.22
The Lofts at College HillOne Bed1BR,1BA$1.10
Brittany Village2 Bd2BR,1BA$1.14
Harrison Street Apartments1-bedrooms1BR,1BA$1.22
The Pines ApartmentsJuniorStudio ,1BA$1.20
Capital CornerOne Bedroom1BR,1BA$1.01
The Village at Old Town1Bed1BR,1BA$1.27

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Effingham, KS Rentals by Map

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See the most popular apartments and homes in Effingham, KS

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Frequently Asked Questions about Cheap Effingham Apartments

What is the Cheapest Studio apartment in Effingham?

Currently the most affordable Cheap Studio Apartment in Effingham is at Capital Corner listed at $423.

How much is rent for a Cheap One Bedroom Effingham Apartment?

The lowest price for a Cheap One Bedroom Effingham Apartment is $528 at Capital Corner.

What is the lowest price for a Cheap Two Bedroom Effingham Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Effingham is starting from $587 at Capital Corner.

What is the most affordable Effingham Three Bedroom Apartment?

The best deal on a cheap Effingham Three Bedroom Apartment rental is at Pin Oak Apartments 925 Brookside and starts from $900.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.