Apartments for Rent in New York, NY Under $3,500 with Utilities Included (2,024 Rentals)

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Apartments in New York where your utility payments are included in your rent.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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221 2nd Avenue
Studio to 2 Bedroom Apartments

221 2nd Avenue

221 Second AveNew York, NY 10003
  • Utilities Included

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

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212 E 70th St
1 to 2 Bedroom Apartments

212 E 70th St

212 E 70th StNew York, NY 10021
  • Utilities Included
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229 E 24th St
Studio to 3 Bedroom Apartments

229 E 24th St

229 E 24th StNew York, NY 10010
  • Utilities Included
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254 Front
Studio to 4 Bedroom Apartments

254 Front

254-258 Front StNew York, NY 10038
  • Utilities Included
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237-239 W 63rd St
2 to 3 Bedroom Apartments

237-239 W 63rd St

237-239 W 63rd StNew York, NY 10023
  • Utilities Included
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212 West
1 Bedroom Apartments

212 West

242 W 61st StNew York, NY 10023
  • Utilities Included
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The Sherry House
Studio to 3 Bedroom Apartments

The Sherry House

125-137 E 87th StNew York, NY 10128
  • Utilities Included
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26 Vandam St
1 to 5 Bedroom Apartments

26 Vandam St

26 Vandam StNew York, NY 10013
  • Utilities Included
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225 W 23rd St
Studio to 2 Bedroom Apartments

225 W 23rd St

225 W 23rd StNew York, NY 10011
  • Utilities Included
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463 W 43rd St
2 to 3 Bedroom Apartments

463 W 43rd St

463 W 43rd StNew York, NY 10036
  • Utilities Included
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The Corner
Studio to 3 Bedroom Apartments

The Corner

212 W 72nd StNew York, NY 10023
Furnished
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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201 W 105th St
4 to 5 Bedroom Apartments

201 W 105th St

201 W 105th StNew York, NY 10025
  • Utilities Included
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233-235 W 22nd St
Studio to 3 Bedroom Apartments

233-235 W 22nd St

233-235 W 22nd StNew York, NY 10011
  • Utilities Included
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408-410 W 51st St
1 Bedroom Apartments

408-410 W 51st St

408-410 W 51st StNew York, NY 10019
  • Utilities Included
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440 E 85th St
Studio to 2 Bedroom Apartments

440 E 85th St

440 E 85th StNew York, NY 10028
  • Utilities Included
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212 West 20th Street
Studio to 1 Bedroom Apartments

212 West 20th Street

212 W 20th StNew York, NY 10011
  • Utilities Included
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20-22 Prince St
Studio to 2 Bedroom Apartments

20-22 Prince St

20-22 Prince StNew York, NY 10012
  • Utilities Included
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Rivington House
Studio to 3 Bedroom Apartments

Rivington House

110-114 Ridge StNew York, NY 10002
  • Utilities Included
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56 Beaver St
Studio to 2 Bedroom Apartments

56 Beaver St

56 Beaver StNew York, NY 10004
  • Utilities Included
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61 East 66th Street
1 Bedroom Apartments

61 East 66th Street

61 E 66th StNew York, NY 10065
  • Utilities Included
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Plaza East
Studio to 3 Bedroom Apartments

Plaza East

340 E 34th StNew York, NY 10016
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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246-248 Mott St
Studio to 1 Bedroom Apartments

246-248 Mott St

246-248 Mott StNew York, NY 10012
  • Utilities Included
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Avalon Clinton
Studio to 2 Bedroom Apartments

Avalon Clinton

515 W 51st StNew York, NY 10019
  • Utilities Included
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175-179 Second Ave
1 Bedroom Apartments

175-179 Second Ave

175-179 Second AveNew York, NY 10003
  • Utilities Included
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101 Maiden Ln
Studio to 3 Bedroom Apartments

101 Maiden Ln

101 Maiden LnNew York, NY 10038
  • Utilities Included
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Hudson Landing
Studio to 3 Bedroom Apartments

Hudson Landing

561 10th AveNew York, NY 10036
  • Utilities Included
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1413 York Avenue
Studio to 3 Bedroom Apartments

1413 York Avenue

1413 York AveNew York, NY 10021
  • Utilities Included
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123-127 W 106th St
2 to 4 Bedroom Apartments

123-127 W 106th St

123-127 W 106th StNew York, NY 10025
  • Utilities Included
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Bloom 62
1 to 4 Bedroom Apartments

Bloom 62

62 Avenue BNew York, NY 10009
  • Utilities Included
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Gracie Mews
Studio to 4 Bedroom Apartments

Gracie Mews

401 E 80th StNew York, NY 10075
  • Utilities Included
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34-36 Morton St
Studio to 1 Bedroom Apartments

34-36 Morton St

34-36 Morton StNew York, NY 10014
  • Utilities Included

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

New York, NY Local Guide

The Local NYC Expert's Guide to the Perfect Neighborhoods Near Top Employers

From Battery Park City to Hudson Heights, find a rental that makes walking to work a reality. Explore the best NYC neighborhoods near major employers.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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A Local Expert's Top Student Friendly Neighborhoods to Rent Near Colleges in NYC

A Local Expert's guide to the Best Student Friendly Neighborhoods Near Colleges in the New York City area for affordable living. Find your perfect NYC Student apartment, condo, or rental home today at ApartmentHomeliving.com

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore New York, NY Rentals by Map

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New York, NY Area Reviews

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Virginia4+ years in New York

October 16, 2025

Good vibes - but the stores could be better. Too many junk stores and nail salons. Not enough food stores - and the ones here are rather pricey. Not pet friendly - yet another service presented by the greedy landlords--rents are too high.

Frequently Asked Questions about Utilities Included New York Apartments

What is the Cheapest Utilities Included apartment in New York?

Currently the most affordable Utilities Included Apartment in New York is at The Willows at Glassworks listed at $735.

How much is the average rent for a Utilities Included New York Apartment?

The average rent for a Utilities Included Apartment in New York is $3,356.

What is the largest Utilities Included New York Apartment for rent?

Today's Utilities Included apartment with the most square footage in New York is a 4,452 square feet unit starting from $4,950 at Madison Square.

What is the average size for New York Utilities Included Apartments for rent?

The average size for a Utilities Included rental in New York is currently at 614 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Helpful Local Expert Guides

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The 10 Best Affordable Neighborhoods for Renting in New York City

Written by: Joshua Carlucci

New York City is the city that never sleeps, but it’s also the city that’s often synonymous with sky-high rents and steep living costs. That said, if you’re like many of us at ApartmentHomeLiving.

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Top Student Friendly Neighborhoods to Rent Near Colleges in NYC

Written by: Joshua Carlucci

New York City is more than just a destination—it’s a way of life, especially for students eager to dive into a melting pot of cultures, endless activities, and academic prestige.

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The Local NYC Experts Guide to the Perfect Neighborhoods Near Top Employers

Written by: Joshua Carlucci

New York has a funny way of making your commute part of your identity.

Articles, How-To's, and Tips

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How to Make Your Apartment Holiday-Ready: Renter-Friendly Tips

Written by: Justin Habersaat

Getting your apartment ready for the holidays can be exciting but sometimes challenging in a smaller space. Here are some modern tips to keep things festive, safe, and inviting this season.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate!