Cheap Apartments for Rent in Saint James, NY from $1,800 (40 Rentals)

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Search the lowest-cost Apartments available for rent right now in Saint James.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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property at 44 NY-25A

$2,870 - $3,295

1 To 2 Bedroom Rentals

Available Now

44 NY-25A

SmithtownNY11787

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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property at 460 Old Town Rd

$2,300 - $3,400

1 To 3 Bedroom Rentals

Available Now

460 Old Town Rd

Port Jefferson StationNY11776

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Showing Results 1-40, Page 1 of 1

Saint James, NY Local Guide

Cheapest Neighborhoods for Apartments in Saint James, NY

Pricing Updated: 07/29/2026

Current apartment rentals in the Saint James, NY area range in price from to with an overall median price of . Here is today’s list neighborhoods with the lowest median pricing for Saint James Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Head of the Harbor$3,225$2,24511
Nissequogue$3,225$2,2453

Cheapest Available Saint James Apartments for Rent

 

The cheapest available apartment rental in Saint James, NY is a 1 Bed unit found at The Waterfalls 55+ in the Five Corners neighborhood priced from $2,000. Fairfield At Smithtown in the Village of the Branch neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $2,135. Here is today’s list of the most affordable Saint James apartments for rent:

Apartment ListingModel NameBed/BathPriced From
The Waterfalls 55+One Bedroom Upper1BR,1BA$2,000
Fairfield At SmithtownThe QuintonStudio,1BA$2,135
Fairfield At HauppaugeThe Savoy LowerStudio,1BA$2,235
Fairfield At Lake GroveThe Huron UpperStudio,1BA$2,245
Fairfield Estates At St JamesStudioStudio,1BA$2,245
Fairfield West At HauppaugeThe Sheffield LowerStudio,1BA$2,255
Hawthorne LivingA111BR,1BA$2,300
Fairfield Manor at NesconsetSTUDIO LOWER LEVELStudio,1BA$2,315
Maple Garden ApartmentsOne Bedroom Upper1BR,1BA$2,325

Best Value Apartments for Rent in Saint James, NY

As of July 29, 2026 the best value apartment in the Saint James area is the $3.10 price per square foot The Aspen I B W/O Model at Fairfield Knolls North At Port Jefferson in the in the Setauket East Setauket neighborhood starting from $4,080. The second greatest value Saint James apartment is the B7 Model at Heritage Spy Ring Golf Club starting at $4,401 with a $3.40 price per square foot in the Setauket East Setauket neighborhood. Here is today’s list of the best values for Saint James apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Fairfield Knolls North At Port JeffersonThe Aspen I B W/O2BR,2BA$3.10
Heritage Spy Ring Golf ClubB72BR,2BA$3.40
Fairfield Landmark At Port Jefferson VillageTwo Bedroom First Floor Ranch Alvord Floor Plan2BR,2BA$2.84
Fairfield Gables At South SetauketHermes II1BR,2BA$3.34
Heatherwood House at RonkonkomaThe Deluxe2BR,1BA$3.10
Maple Garden ApartmentsTwo Bedroom Duplex2BR,1.5BA$2.74
Fairfield Centereach GardensThe Evergreen Lower2BR,1BA$3.00
Willow Lake ApartmentsModel C 1 Bedroom First Floor1BR,1BA$3.59
Mayfair GardensOne Bedroom1BR,1BA$3.37
The Waterfalls 55+One Bedroom Upper1BR,1BA$2.67

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
Saint James, NY

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Saint James Apartments

What is the Cheapest Studio apartment in Saint James?

Currently the most affordable Cheap Studio Apartment in Saint James is at Fairfield At Smithtown listed at $2,135.

How much is rent for a Cheap One Bedroom Saint James Apartment?

The lowest price for a Cheap One Bedroom Saint James Apartment is $2,000 at The Waterfalls 55+.

What is the lowest price for a Cheap Two Bedroom Saint James Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Saint James is starting from $2,600 at Hawthorne Living.

What is the most affordable Saint James Three Bedroom Apartment?

The best deal on a cheap Saint James Three Bedroom Apartment rental is at Renaissance Hills and starts from $3,850.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

decorative image for Apartment Occupancy Rates: Renter Attraction vs Renter Retention article

Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.