Apartments for Rent in San Francisco, CA Under $3,200 with Utilities Included (172 Rentals)

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Apartments in San Francisco where your utility payments are included in your rent.

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Lucerne Apartments
2 Bedroom Apartments

Lucerne Apartments

766 Sutter StSan Francisco, CA 94109
  • Utilities Included
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Alta Pine Apartments
1 Bedroom Apartments

Alta Pine Apartments

960 Pine StSan Francisco, CA 94108
  • Utilities Included
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350 Judah
1 Bedroom Apartments

350 Judah

350-350 Judah StSan Francisco, CA 94122
  • Utilities Included
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1850 Clay St
1 Bedroom Apartments

1850 Clay St

1850 Clay StSan Francisco, CA 94109
  • Utilities Included
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1242-1244 Howard St
3 Bedroom Apartments

1242-1244 Howard St

1242-1244 Howard StSan Francisco, CA 94103
  • Utilities Included
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2222 Leavenworth
Studio Apartments

2222 Leavenworth

2222 Leavenworth StSan Francisco, CA 94133
  • Utilities Included
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466 14th Street
1 Bedroom Apartments

466 14th Street

470-470 14th StSan Francisco, CA 94114
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Avalon at Mission Bay
Studio to 2 Bedroom Apartments

Avalon at Mission Bay

255 King StSan Francisco, CA 94107
  • Utilities Included
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518-524 6th Ave
2 Bedroom Apartments

518-524 6th Ave

518-524 6th AveSan Francisco, CA 94118
  • Utilities Included
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655 Powell
1 to 2 Bedroom Apartments

655 Powell

655 Powell StSan Francisco, CA 94108
  • Utilities Included
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2355 Polk
1 to 3 Bedroom Apartments

2355 Polk

2355 Polk StSan Francisco, CA 94109
  • Utilities Included
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1690 Beach St
Studio Apartments

1690 Beach St

1690 Beach StSan Francisco, CA 94123
  • Utilities Included
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2200 Leavenworth
Studio Apartments

2200 Leavenworth

2200 Leavenworth StSan Francisco, CA 94133
  • Utilities Included
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2060 Pacific Ave
1 Bedroom Apartments

2060 Pacific Ave

2060 Pacific AveSan Francisco, CA 94109
  • Utilities Included
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Grosvenor Court
2 Bedroom Apartments

Grosvenor Court

2055 Sacramento StSan Francisco, CA 94109
  • Utilities Included

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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330 Parnassus Ave
1 Bedroom Apartments

330 Parnassus Ave

330 Parnassus AveSan Francisco, CA 94117
  • Utilities Included
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Normandy Manor
1 Bedroom Apartments

Normandy Manor

1350 Washington StSan Francisco, CA 94109
  • Utilities Included
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1275 California Street
1 Bedroom Apartments

1275 California Street

1275 California StSan Francisco, CA 94109
  • Utilities Included
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3101 Scott St
Studio to 1 Bedroom Apartments

3101 Scott St

3101 Scott StSan Francisco, CA 94123
  • Utilities Included

San Francisco's Best Affordable Neighborhoods

Learn about San Francisco and the best places to live with original content written by our San Francisco, CA Local Expert Shannon Hilson

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1436 California St
2 Bedroom Apartments

1436 California St

1436 California StSan Francisco, CA 94109
  • Utilities Included
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1650 Jones St
1 Bedroom Apartments

1650 Jones St

1650 Jones StSan Francisco, CA 94109
  • Utilities Included
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Cesar Chavez Apartments
Studio to 2 Bedroom Apartments

Cesar Chavez Apartments

4130-4140 Cesar Chavez StSan Francisco, CA 94131
  • Utilities Included

San Francisco, CA Local Guide

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Getting Around San Francisco, CA

Walk Score®

95 / 100

Walker’s Paradise

Daily errands do not require a car

Bike Score®

81 / 100

Very Bikeable

Biking is convenient for most trips

Transit Score®

83 / 100

Excellent Transit

Transit is convenient for most trips

San Francisco, CA Area Reviews

  • Parks
  • Entertainment
  • Local Vibes
  • Restaurants
  • Location
  • Traffic
  • Public Transportation
  • Outdoor Access
  • Cost of Living
  • Safety

Shannon

February 25, 2025

Gorgeous parks and a wonderful place for those who appreciate culture, great food, and incredible ocean views. The arts and culture scene here is world-class!

Frequently Asked Questions about Utilities Included San Francisco Apartments

What is the Cheapest Utilities Included apartment in San Francisco?

Currently the most affordable Utilities Included Apartment in San Francisco is at UrbaNests | 221 7th St Residences listed at $595.

How much is the average rent for a Utilities Included San Francisco Apartment?

The average rent for a Utilities Included Apartment in San Francisco is $3,001.

What is the largest Utilities Included San Francisco Apartment for rent?

Today's Utilities Included apartment with the most square footage in San Francisco is a 2,390 square feet unit starting from $3,700 at The Presidio Residences.

What is the average size for San Francisco Utilities Included Apartments for rent?

The average size for a Utilities Included rental in San Francisco is currently at 560 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

decorative image for A San Francisco Local Expert’s Guide to the Top Budget-Friendly Bay Area Neighborhoods to Rent article

A San Francisco Local Expert’s Guide to the Top Budget-Friendly Bay Area Neighborhoods to Rent

Written by: Shannon Hilson

If you’re anything like me, the thought of San Francisco is synonymous with concepts like creativity, character, and quirky local style.

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The Art of the Rental Viewing: What to look for during a property tour

Written by: Marie Brown

You’ve scrolled through countless listings, walked through a blur of rentals, and finally found what feels like the one. The pictures? Fantastic. The neighborhood seems just right.

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Know Your Budget: Calculating What You Can Realistically Afford When Renting

Written by: Lauren Harrington

Renting an apartment or house isn’t just about looking through online ads, choosing a few apartments or homes you want to tour, filling out an application, and putting down a deposit. Those things are all necessary and important.

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The Freedom of Short-Term Leases: Exploring the Advantages for Renters

Written by: Bobbi Jackson

If you’re looking to relocate right now, a popular solution that may best fit your current rental needs is a short-term lease.