Apartments for Rent in San Francisco, CA Under $3,200 with Utilities Included (168 Rentals)

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Apartments in San Francisco where your utility payments are included in your rent.

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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The Kelsey Civic Center
Studio to 2 Bedroom Apartments

The Kelsey Civic Center

240 Van Ness AveSan Francisco, CA 94102
  • Utilities Included
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Lucerne Apartments
2 Bedroom Apartments

Lucerne Apartments

766 Sutter StSan Francisco, CA 94109
  • Utilities Included
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Alta Pine Apartments
1 Bedroom Apartments

Alta Pine Apartments

960 Pine StSan Francisco, CA 94108
  • Utilities Included
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466 14th Street
1 Bedroom Apartments

466 14th Street

470-470 14th StSan Francisco, CA 94114
  • Utilities Included
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1242-1244 Howard St
3 Bedroom Apartments

1242-1244 Howard St

1242-1244 Howard StSan Francisco, CA 94103
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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1850 Clay St
1 Bedroom Apartments

1850 Clay St

1850 Clay StSan Francisco, CA 94109
  • Utilities Included
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518-524 6th Ave
2 Bedroom Apartments

518-524 6th Ave

518-524 6th AveSan Francisco, CA 94118
  • Utilities Included
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2355 Polk
1 to 3 Bedroom Apartments

2355 Polk

2355 Polk StSan Francisco, CA 94109
  • Utilities Included
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1690 Beach St
Studio Apartments

1690 Beach St

1690 Beach StSan Francisco, CA 94123
  • Utilities Included
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2060 Pacific Ave
1 Bedroom Apartments

2060 Pacific Ave

2060 Pacific AveSan Francisco, CA 94109
  • Utilities Included
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Grosvenor Court
2 Bedroom Apartments

Grosvenor Court

2055 Sacramento StSan Francisco, CA 94109
  • Utilities Included
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330 Parnassus Ave
1 Bedroom Apartments

330 Parnassus Ave

330 Parnassus AveSan Francisco, CA 94117
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Normandy Manor
1 Bedroom Apartments

Normandy Manor

1350 Washington StSan Francisco, CA 94109
  • Utilities Included
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1275 California Street
1 Bedroom Apartments

1275 California Street

1275 California StSan Francisco, CA 94109
  • Utilities Included
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3101 Scott St
Studio to 1 Bedroom Apartments

3101 Scott St

3101 Scott StSan Francisco, CA 94123
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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1436 California St
2 Bedroom Apartments

1436 California St

1436 California StSan Francisco, CA 94109
  • Utilities Included
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1650 Jones St
1 Bedroom Apartments

1650 Jones St

1650 Jones StSan Francisco, CA 94109
  • Utilities Included
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Cesar Chavez Apartments
Studio to 2 Bedroom Apartments

Cesar Chavez Apartments

4130-4140 Cesar Chavez StSan Francisco, CA 94131
  • Utilities Included

San Francisco, CA Local Guide

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore San Francisco, CA Rentals by Map

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Getting Around San Francisco, CA

Walk Score®

95 / 100

Walker’s Paradise

Daily errands do not require a car

Bike Score®

81 / 100

Very Bikeable

Biking is convenient for most trips

Transit Score®

83 / 100

Excellent Transit

Transit is convenient for most trips

San Francisco, CA Area Reviews

  • Parks
  • Entertainment
  • Local Vibes
  • Restaurants
  • Location
  • Traffic
  • Public Transportation
  • Outdoor Access
  • Cost of Living
  • Safety

Shannon

February 25, 2025

Gorgeous parks and a wonderful place for those who appreciate culture, great food, and incredible ocean views. The arts and culture scene here is world-class!

Frequently Asked Questions about Utilities Included San Francisco Apartments

What is the Cheapest Utilities Included apartment in San Francisco?

Currently the most affordable Utilities Included Apartment in San Francisco is at UrbaNests | 221 7th St Residences listed at $595.

How much is the average rent for a Utilities Included San Francisco Apartment?

The average rent for a Utilities Included Apartment in San Francisco is $3,044.

What is the largest Utilities Included San Francisco Apartment for rent?

Today's Utilities Included apartment with the most square footage in San Francisco is a 3,210 square feet unit starting from $4,220 at The Presidio Residences.

What is the average size for San Francisco Utilities Included Apartments for rent?

The average size for a Utilities Included rental in San Francisco is currently at 542 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

decorative image for A San Francisco Local Expert’s Guide to the Top Budget-Friendly Bay Area Neighborhoods to Rent article

A San Francisco Local Expert’s Guide to the Top Budget-Friendly Bay Area Neighborhoods to Rent

Written by: Shannon Hilson

If you’re anything like me, the thought of San Francisco is synonymous with concepts like creativity, character, and quirky local style.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Written by: Christine Leonard, Esq.

Hard truth. Moving is never easy. I’ve done it all – from local moves to cross-country relocations From packing to unpacking the last box, I have found moving to be an exhausting, expensive and stressful experience every time.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Written by: Christine Leonard, Esq.

Throughout the day, think about all the times that you have to pay for something. So many of us reach automatically for a credit card or even our phone for a quick payment.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

Written by: Cheryl Bowman

A fantastic way to save money and enjoy a built-in community is to share an apartment. However, a bad roommate situation can turn your dream rental into a nightmare.