Cheap Apartments for Rent in the Downtown St Cloud Neighborhood of Saint Cloud, MN from $300 (129 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Downtown St Cloud area of Saint Cloud.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400

Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301
property at 402 7th Ave S

$420

Total Monthly Price

Total Monthly Price

Base Rent
$420

Total Monthly Price
$420

3 Bedroom, 2 Bath Home for Rent

Available Now

402 7th Ave S

St. CloudMN56301

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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433 5th Ave NE
$750
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$750

Total Monthly Price
$750
1 Bedroom Apartment Available Now

433 5th Ave NE

433 5th Ave NESt. Cloud, MN 56304
Cost Per Sq.Ft.
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property at 1526 16th Ave SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1526 16th Ave SE

St. CloudMN56304
property at 812 7th Ave S

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

Studio, 1 Bath Home for Rent

Available Now

812 7th Ave S

St. CloudMN56301
property at 1604 16th St SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1604 16th St SE

St. CloudMN56304
property at 1514 15th Ave SE

$775 - $800

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom Rentals

Available Now

1514 15th Ave SE

St. CloudMN56304
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Stearnsway Apartments
$780 - $920
Total Monthly Price

Total Monthly Price

Base Rent
$780 - $920

Total Monthly Price
$780 - $920
1 to 2 Bedroom Apartments Contact Us For Availability

Stearnsway Apartments

1525 24th Ave NSt. Cloud, MN 56303
Affordability
  • Verified
  • Utilities Included
  • 3D Tour

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Lincoln Pointe
$794 - $1,094
Total Monthly Price

Total Monthly Price

Base Rent
$775 - $1,075
Required Monthly Fees
$19

Total Monthly Price
$794 - $1,094
1 to 3 Bedroom Apartments Available Now

Lincoln Pointe

1060 7th StSt. Cloud, MN 56304
Cost Per Sq.Ft.
  • Verified
  • Utilities Included
property at 1524 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Now

1524 15th Ave SE

St. CloudMN56304
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Oakshire Apartments
$800 - $1,100
Total Monthly Price

Total Monthly Price

Base Rent
$800 - $1,100

Total Monthly Price
$800 - $1,100
1 to 3 Bedroom Apartments Available Now

Oakshire Apartments

401-405 14th Ave SESt. Cloud, MN 56304
Pet Friendly
  • Verified
  • Utilities Included
  • 3D Tour
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Newbury Apartments
$820 - $1,370
Total Monthly Price

Total Monthly Price

Base Rent
$820 - $1,370

Total Monthly Price
$820 - $1,370
1 to 3 Bedroom Apartments Contact Us For Availability

Newbury Apartments

3407-3411 22nd St SSt. Cloud, MN 56301
Affordability
  • Verified
  • Utilities Included
  • 3D Tour
property at 503 15th Ave SE

$825 - $1,100

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

1 To 3 Bedroom Rentals

Available Aug 1

503 15th Ave SE

St. CloudMN56304
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The Landing Apartments
$827 - $1,587
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$800 - $1,560
Required Monthly Fees
Varies

Total Monthly Price
Varies
1 to 3 Bedroom Apartments Available Now

The Landing Apartments

1212 Washington Memorial DrSt. Cloud, MN 56301
Student Housing
  • Verified
  • Utilities Included
  • 3D Tour

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Point Saint Germain
$837 - $1,047
Total Monthly Price

Total Monthly Price

Base Rent
$810 - $1,020
Required Monthly Fees
$27

Total Monthly Price
$837 - $1,047
1 to 2 Bedroom Apartments Available May 22, 2099

Point Saint Germain

3346 W St Germain StSt. Cloud, MN 56301
Cost Per Sq.Ft.
  • Verified
  • 3D Tour
property at 525 6th Ave N

$850

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

1 Bedroom, 1 Bath Home for Rent

Available Now

525 6th Ave N

St. CloudMN56303
property at 3457 3rd St N

$850 - $950

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

1 To 2 Bedroom Rentals

Available Sep 1

3457 3rd St N

St. CloudMN56303
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Cedar Square Apartments
$855 - $1,085
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$825 - $1,055
Required Monthly Fees
Varies

Total Monthly Price
Varies
1 to 2 Bedroom Apartments Available Now

Cedar Square Apartments

1570 E St Germain StSt. Cloud, MN 56304
Family Friendly
  • Verified
  • Customer Reviewed
  • 3D Tour
property at 1515 16th St SE

$875

Total Monthly Price

Total Monthly Price

Base Rent
$875

Total Monthly Price
$875

2 Bedroom, 1 Bath Home for Rent

Available Now

1515 16th St SE

St. CloudMN56304
property at 1634 16th St SE

$875

Total Monthly Price

Total Monthly Price

Base Rent
$875

Total Monthly Price
$875

2 Bedroom, 1 Bath Home for Rent

Available Sep 1

1634 16th St SE

St. CloudMN56304

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Downtown St Cloud, St. Cloud, MN Local Guide

Cheapest Available Downtown St Cloud Apartments for Rent

 

The cheapest available apartment rental in the Downtown St Cloud area of St. Cloud, MN is a 1 Bed unit found at Northwood Apartments priced from $565. Hampton Place Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $749. Here are the most affordable Downtown St Cloud apartments for rent in St. Cloud, MN:

Apartment ListingModel NameBed/BathPriced From
Northwood Apartments1 Bedroom 1 Bathroom1BR,1BA$565
Hampton Place ApartmentsHampton Place Apartments1BR,1BA$749
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
Lincoln Pointe1B1B1BR,1BA$794
The Landing ApartmentsOne Bedroom B1BR,1BA$827
Saint Cloud TerraceOne Bedroom/One Bath1BR,1BA$845
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$845
Victorian Terrace1 BD/1 BA1BR,1BA$850

Best Value Apartments for Rent in Downtown St Cloud, MN

As of July 14, 2026 the best value apartment in the Downtown St Cloud area is the $0.85 price per square foot 2 Bedroom 2 Bathroom Model at Pine Pointe Apartments in the in the Lincoln School neighborhood starting from $1,005. The second greatest value Downtown St Cloud apartment is the 4 Bed Model at Ivy Apartments starting at $1,095 with a $1.00 price per square foot in the Pantown neighborhood. Here is today’s list of the best values for Downtown St Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Pine Pointe Apartments2 Bedroom 2 Bathroom2BR,2BA$0.85
Ivy Apartments4 Bed4BR,2BA$1.00
Oakwood Court ApartmentsTwo Bedroom B2BR,1BA$1.11
Columbia IHA2 Bedroom2BR,1BA$0.85
Brookwood Apartments2 Bedroom 2 Bathroom2BR,2BA$1.06
Cedar Square Apartments2 Bedroom C2BR,1BA$1.09
Oakshire Apartments2B/1B/Ent.Closet2BR,1BA$1.04
Lincoln Pointe1B1B1BR,1BA$1.03
433 5th Ave NE433 5th Ave NE1BR,1BA$1.04
Hampton Place ApartmentsHampton Place Apartments1BR,1BA$1.06

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Downtown St Cloud, Saint Cloud, MN

Ranked #2

Among cities in Minnesota for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of rentals in cities across the United States including Downtown St Cloud, Saint Cloud, and the greater St. Cloud area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including rankings of the best places for the best proximity to parks and outdoor amenities, luxury amenities, transit availability, pet-friendly communities, places to raise kids, and much more. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap Downtown St Cloud Apartments

What is a cheap apartment in Downtown St Cloud?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Downtown St Cloud is under $850.

What is the price of a cheap apartment in Downtown St Cloud?

The cheapest apartment in Downtown St Cloud is Northwood Apartments which is listed at $565, while the average apartment in Downtown St Cloud costs $1,395.

What types of apartments are the cheapest in Downtown St Cloud?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 34 regular apartments in Downtown St Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Downtown St Cloud?

Cheap apartments in Downtown St Cloud have an average cost of $232 which is $1,163 cheaper than the average rent for all rentals in Downtown St Cloud.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

decorative image for Apartment Occupancy Rates: Renter Attraction vs Renter Retention   article

Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.