
Cheap Apartments for Rent in the Downtown St Cloud Neighborhood of Saint Cloud, MN from $300 (129 Rentals)
Search the lowest-cost Apartments available for rent right now in the Downtown St Cloud area of Saint Cloud.


500 11th St S, Unit 103

627 5th Ave S, Unit 202

575 7th St S, Unit 103

819 5th Ave S, Unit 104

505 12th St S, Unit 305

812 6th Ave S

500 12th St S, Unit 202

815 5th Ave S

402 7th Ave S
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

1536 Northway Dr, Unit 213

1536 Northway Dr, Unit 208

1536 Northway Dr, Unit 211

418 5th Ave S, Unit State 10

Columbia IHA

Executive Apartments

Total Monthly Price
914 8th Ave S, Unit 5

914 8th Ave S, Unit 5

Hampton Place Apartments

Riverside Apartments 55+ Senior
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

718 6th Ave S

Total Monthly Price
433 5th Ave NE

Covington Place Apartments

Brookwood Apartments

1526 16th Ave SE

812 7th Ave S

1604 16th St SE

1514 15th Ave SE

Total Monthly Price
Stearnsway Apartments

Washington Place Apartments
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Total Monthly Price
Lincoln Pointe

1524 15th Ave SE

Clear Brook Apartments

Victorian Terrace

Total Monthly Price
Oakshire Apartments

Total Monthly Price
Newbury Apartments

Total Monthly Price
Greenbriar Apartments

503 15th Ave SE

Total Monthly Price
The Landing Apartments

Willow Breeze Apartments
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Total Monthly Price
Point Saint Germain

Saint Cloud Terrace

525 6th Ave N

Anchor Pointe Apartments

Total Monthly Price
1419 7th St N

3457 3rd St N

Total Monthly Price
Cedar Square Apartments

Riverstone Apartments

1515 16th St SE

1634 16th St SE
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.
Downtown St Cloud, St. Cloud, MN Local Guide

How much does it cost to rent an apartment in Downtown St Cloud?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Downtown St Cloud Studio Apartments | $794 | $465 | $1,140 |
| Downtown St Cloud 1 Bedroom Apartments | $912 | $325 | $1,645 |
| Downtown St Cloud 2 Bedroom Apartments | $1,107 | $810 | $2,200 |
| Downtown St Cloud 3 Bedroom Apartments | $1,447 | $420 | $3,427 |
| Downtown St Cloud 4 Bedroom Apartments | $1,350 | $350 | $1,696 |
Browse Apartments in this Neighborhood
There are currently 129 rentals with your search options within a 2 mile radius of the Downtown St Cloud Neighborhood of Saint Cloud, MN.
See all Apartments in Saint CloudExplore Saint Cloud
Downtown St Cloud, St. Cloud, MN Local Guide
- Nearby Saint Cloud neighborhoods
- Nearby Cities
- ZIP codes
- Local Counties
- School Districts
Cheapest Available Downtown St Cloud Apartments for Rent
 The cheapest available apartment rental in the Downtown St Cloud area of St. Cloud, MN is a 1 Bed unit found at Northwood Apartments priced from $565. Hampton Place Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $749. Here are the most affordable Downtown St Cloud apartments for rent in St. Cloud, MN:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Northwood Apartments | 1 Bedroom 1 Bathroom | 1BR,1BA | $565 |
| Hampton Place Apartments | Hampton Place Apartments | 1BR,1BA | $749 |
| Riverside Apartments 55+ Senior | One Bedroom/ One Bathroom | 1BR,1BA | $750 |
| Lincoln Pointe | 1B1B | 1BR,1BA | $794 |
| The Landing Apartments | One Bedroom B | 1BR,1BA | $827 |
| Saint Cloud Terrace | One Bedroom/One Bath | 1BR,1BA | $845 |
| Brookwood Apartments | 1 Bedroom 1 Bathroom | 1BR,1BA | $845 |
| Victorian Terrace | 1 BD/1 BA | 1BR,1BA | $850 |
Best Value Apartments for Rent in Downtown St Cloud, MN
As of July 14, 2026 the best value apartment in the Downtown St Cloud area is the $0.85 price per square foot 2 Bedroom 2 Bathroom Model at Pine Pointe Apartments in the in the Lincoln School neighborhood starting from $1,005. The second greatest value Downtown St Cloud apartment is the 4 Bed Model at Ivy Apartments starting at $1,095 with a $1.00 price per square foot in the Pantown neighborhood. Here is today’s list of the best values for Downtown St Cloud apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Pine Pointe Apartments | 2 Bedroom 2 Bathroom | 2BR,2BA | $0.85 |
| Ivy Apartments | 4 Bed | 4BR,2BA | $1.00 |
| Oakwood Court Apartments | Two Bedroom B | 2BR,1BA | $1.11 |
| Columbia IHA | 2 Bedroom | 2BR,1BA | $0.85 |
| Brookwood Apartments | 2 Bedroom 2 Bathroom | 2BR,2BA | $1.06 |
| Cedar Square Apartments | 2 Bedroom C | 2BR,1BA | $1.09 |
| Oakshire Apartments | 2B/1B/Ent.Closet | 2BR,1BA | $1.04 |
| Lincoln Pointe | 1B1B | 1BR,1BA | $1.03 |
| 433 5th Ave NE | 433 5th Ave NE | 1BR,1BA | $1.04 |
| Hampton Place Apartments | Hampton Place Apartments | 1BR,1BA | $1.06 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Pet Friendly LifestyleDowntown St Cloud, Saint Cloud, MN
Ranked #2
Among cities in Minnesota for Apartment listings with Pet Friendly Amenities.
Pet Friendliness Lifestyle Score
4.0Pet Friendly
Lifestyle Ratings
ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of rentals in cities across the United States including Downtown St Cloud, Saint Cloud, and the greater St. Cloud area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including rankings of the best places for the best proximity to parks and outdoor amenities, luxury amenities, transit availability, pet-friendly communities, places to raise kids, and much more. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!
Frequently Asked Questions about Cheap Downtown St Cloud Apartments
What is a cheap apartment in Downtown St Cloud?
A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Downtown St Cloud is under $850.
What is the price of a cheap apartment in Downtown St Cloud?
The cheapest apartment in Downtown St Cloud is Northwood Apartments which is listed at $565, while the average apartment in Downtown St Cloud costs $1,395.
What types of apartments are the cheapest in Downtown St Cloud?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 34 regular apartments in Downtown St Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Downtown St Cloud?
Cheap apartments in Downtown St Cloud have an average cost of $232 which is $1,163 cheaper than the average rent for all rentals in Downtown St Cloud.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.