Cheap Apartments for Rent in the Downtown St Cloud Neighborhood of Saint Cloud, MN from $335 (118 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Downtown St Cloud area of Saint Cloud.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400

Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301
property at 402 7th Ave S

$420

Total Monthly Price

Total Monthly Price

Base Rent
$420

Total Monthly Price
$420

3 Bedroom, 2 Bath Home for Rent

Available Now

402 7th Ave S

St. CloudMN56301

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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433 5th Ave NE, Unit 3
$760
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$760

Total Monthly Price
$760
1 Bedroom Apartment Available Now

433 5th Ave NE, Unit 3

433 5th Ave NESt. Cloud, MN 56304
Cost Per Sq.Ft.
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property at 1526 16th Ave SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1526 16th Ave SE

St. CloudMN56304
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The Landing Apartments
$777 - $1,412
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$750 - $1,385
Required Monthly Fees
Varies

Total Monthly Price
Varies
1 to 3 Bedroom Apartments Available Now

The Landing Apartments

1212 Washington Memorial DrSt. Cloud, MN 56301
Student Housing
  • Verified
  • Utilities Included
  • 3D Tour
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Cedar Square Apartments
$780 - $1,150
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$750 - $1,120
Required Monthly Fees
$30

Total Monthly Price
$780 - $1,150
1 to 2 Bedroom Apartments Available Now

Cedar Square Apartments

1570 E St Germain StSt. Cloud, MN 56304
Family Friendly
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  • Customer Reviewed
  • 3D Tour
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Lincoln Pointe
$794 - $889
Total Monthly Price

Total Monthly Price

Base Rent
$775 - $870
Required Monthly Fees
$19

Total Monthly Price
$794 - $889
1 to 2 Bedroom Apartments Available Now

Lincoln Pointe

1060 7th StSt. Cloud, MN 56304
Cost Per Sq.Ft.
  • Verified
  • Utilities Included
property at 1514 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Now

1514 15th Ave SE

St. CloudMN56304

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Oakshire Apartments
$800 - $1,100
Total Monthly Price

Total Monthly Price

Base Rent
$800 - $1,100

Total Monthly Price
$800 - $1,100
1 to 3 Bedroom Apartments Available Now

Oakshire Apartments

401-405 14th Ave SESt. Cloud, MN 56304
Pet Friendly
  • Verified
  • Utilities Included
  • 3D Tour
property at 1910 10th Ave S

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Now

1910 10th Ave S

St. CloudMN56301
property at 1920 10th Ave S

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Sep 1

1920 10th Ave S

St. CloudMN56301
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Newbury Apartments
$820 - $1,370
Total Monthly Price

Total Monthly Price

Base Rent
$820 - $1,370

Total Monthly Price
$820 - $1,370
1 to 3 Bedroom Apartments Contact Us For Availability

Newbury Apartments

3407-3411 22nd St SSt. Cloud, MN 56301
  • Verified
  • Utilities Included
  • 3D Tour
property at 905 Kilian Blvd SE

$825

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

2 Bedroom, 1 Bath Home for Rent

Available Now

905 Kilian Blvd SE

St. CloudMN56304
property at 503 15th Ave SE

$825 - $1,100

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

1 To 3 Bedroom Rentals

Available Now

503 15th Ave SE

St. CloudMN56304

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Point Saint Germain
$837 - $1,047
Total Monthly Price

Total Monthly Price

Base Rent
$810 - $1,020
Required Monthly Fees
$27

Total Monthly Price
$837 - $1,047
1 to 2 Bedroom Apartments Available May 22, 2099

Point Saint Germain

3346 W St Germain StSt. Cloud, MN 56301
Cost Per Sq.Ft.
  • Verified
  • 3D Tour
property at 200 5th Ave N

$850 - $950

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

1 To 2 Bedroom Rentals

Available Now

200 5th Ave N

St. CloudMN56303
property at 3457 3rd St N

$850 - $950

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

1 To 2 Bedroom Rentals

Available Sep 1

3457 3rd St N

St. CloudMN56303
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Upper Town Apartments
$861 - $1,096
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$855 - $1,090
Required Monthly Fees
Varies

Total Monthly Price
Varies
1 to 2 Bedroom Apartments Available Sep 1

Upper Town Apartments

1310 15th St NSt. Cloud, MN 56303
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  • Customer Reviewed
  • Utilities Included
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Park Plaza Apartments
$880 - $1,555
Total Monthly Price

Total Monthly Price

Base Rent
$880 - $1,555

Total Monthly Price
$880 - $1,555
1 to 3 Bedroom Apartments Available Now

Park Plaza Apartments

830 13th St SSt. Cloud, MN 56301
Student Living
  • Verified
  • Customer Reviewed
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Downtown St Cloud, St. Cloud, MN Local Guide

Cheapest Available Downtown St Cloud Apartments for Rent

 

The cheapest available apartment rental in the Downtown St Cloud area of St. Cloud, MN is a Studio unit found at Columbia IHA priced from $650. Riverside Apartments 55+ Senior has the second lowest priced unit, which is a 1 Bed apartment currently listed from $750. Here are the most affordable Downtown St Cloud apartments for rent in St. Cloud, MN:

Apartment ListingModel NameBed/BathPriced From
Columbia IHAStudioStudio,1BA$650
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
Cedar Square Apartments1 Bedroom A1BR,1BA$780
Lincoln Pointe1B1B1BR,1BA$794
Saint Cloud TerraceOne Bedroom/One Bath1BR,1BA$845
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$845
Victorian Terrace1 BD/1 BA1BR,1BA$850
Anchor Pointe ApartmentsSecond Floor Apartment2BR,1BA$850

Best Value Apartments for Rent in Downtown St Cloud, MN

As of August 29, 2026 the best value apartment in the Downtown St Cloud area is the $0.85 price per square foot 2 Bedroom 2 Bathroom Model at Pine Pointe Apartments in the in the East Saint Cloud neighborhood starting from $1,005. The second greatest value Downtown St Cloud apartment is the 2 Bedroom 1 Bath Model at Riverstone Apartments starting at $960 with a $0.92 price per square foot in the Wilson neighborhood. Here is today’s list of the best values for Downtown St Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Pine Pointe Apartments2 Bedroom 2 Bathroom2BR,2BA$0.85
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.92
Brookwood Apartments2 Bedroom 2 Bathroom2BR,2BA$1.06
Granite City TownhomesTwo Bedroom2BR,1.5BA$1.13
Woodhaven East ApartmentsTwo Bedroom + One Bathroom2BR,1BA$1.08
Willow Breeze ApartmentsOne Bedroom One Bathroom1BR,1BA$1.13
Oakshire Apartments2B/1B/Ent.Closet2BR,1BA$1.04
Oaks at BentonshireO 1X1 BASS1BR,1BA$1.11
Lincoln Pointe1B1B1BR,1BA$1.03
433 5th Ave NE, Unit 3433 5th Ave NE1BR,1BA$1.06

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Downtown St Cloud, Saint Cloud, MN

Ranked #2

Among cities in Minnesota for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of rentals in cities across the United States including Downtown St Cloud, Saint Cloud, and the greater St. Cloud area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including rankings of the best places for the best proximity to parks and outdoor amenities, luxury amenities, transit availability, pet-friendly communities, places to raise kids, and much more. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap Downtown St Cloud Apartments

What is the price of a cheap apartment in Downtown St Cloud?

The cheapest apartment in Downtown St Cloud is Riverside Apartments 55+ Senior which is listed at $750, while the average apartment in Downtown St Cloud costs $1,021.

What types of apartments are the cheapest in Downtown St Cloud?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 34 regular apartments in Downtown St Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Downtown St Cloud?

Cheap apartments in Downtown St Cloud have an average cost of $195 which is $826 cheaper than the average rent for all rentals in Downtown St Cloud.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.