Cheap Apartments for Rent in the Downtown St Cloud Neighborhood of Saint Cloud, MN from $300 (139 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Downtown St Cloud area of Saint Cloud.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400

Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301
property at 402 7th Ave S

$420

Total Monthly Price

Total Monthly Price

Base Rent
$420

Total Monthly Price
$420

3 Bedroom, 2 Bath Home for Rent

Available Jun 1

402 7th Ave S

St. CloudMN56301

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Lincoln Pointe
$769 - $874
Total Monthly Price

Total Monthly Price

Base Rent
$750 - $855
Required Monthly Fees
$19

Total Monthly Price
$769 - $874
1 to 2 Bedroom Apartments Available May 23, 2099

Lincoln Pointe

1060 7th StSt. Cloud, MN 56304
Cost Per Sq.Ft.
  • Verified
  • Utilities Included
property at 1625 16th St SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1625 16th St SE

St. CloudMN56304
property at 134 21st Ave N

$795

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$795

Total Monthly Price
$795

1 Bedroom, 1 Bath Home for Rent

Available Now

134 21st Ave N

St. CloudMN56303

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

property at 1514 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Jul 1

1514 15th Ave SE

St. CloudMN56304
property at 1910 10th Ave S

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Jun 1

1910 10th Ave S

St. CloudMN56301
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Oakshire Apartments
$800 - $1,100
Total Monthly Price

Total Monthly Price

Base Rent
$800 - $1,100

Total Monthly Price
$800 - $1,100
1 to 3 Bedroom Apartments Available Now

Oakshire Apartments

401-405 14th Ave SESt. Cloud, MN 56304
Pet Friendly
  • Verified
  • Utilities Included
  • 3D Tour
property at 1524 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Now

1524 15th Ave SE

St. CloudMN56304
property at 1526 16th Ave SE

$775 - $800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Now

1526 16th Ave SE

St. CloudMN56304
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Newbury Apartments
$820 - $1,370
Total Monthly Price

Total Monthly Price

Base Rent
$820 - $1,370

Total Monthly Price
$820 - $1,370
1 to 3 Bedroom Apartments Contact Us For Availability

Newbury Apartments

3407-3411 22nd St SSt. Cloud, MN 56301
  • Verified
  • Utilities Included
  • Low Income

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Point Saint Germain
$822 - $1,027
Total Monthly Price

Total Monthly Price

Base Rent
$795 - $1,000
Required Monthly Fees
$27

Total Monthly Price
$822 - $1,027
1 to 2 Bedroom Apartments Available May 22, 2099

Point Saint Germain

3346 W St Germain StSt. Cloud, MN 56301
Cost Per Sq.Ft.
  • Verified
  • 3D Tour
property at 812 7th Ave S

$825

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

Studio, 1 Bath Home for Rent

Available Apr 30

812 7th Ave S

St. CloudMN56301
property at 503 15th Ave SE

$825 - $925

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

1 To 2 Bedroom Rentals

Available Now

503 15th Ave SE

St. CloudMN56304
property at 3457 3rd St N

$850

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

1 Bedroom, 1 Bath Home for Rent

Available May 1

3457 3rd St N

St. CloudMN56303
property at 200 5th Ave N

$850

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

1 Bedroom, 1 Bath Home for Rent

Available May 1

200 5th Ave N

St. CloudMN56303

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Downtown St Cloud, St. Cloud, MN Local Guide

Cheapest Available Downtown St Cloud Apartments for Rent

 

The cheapest available apartment rental in the Downtown St Cloud area of St. Cloud, MN is a Studio unit found at Columbia IHA priced from $650. Riverside Apartments 55+ Senior has the second lowest priced unit, which is a 1 Bed apartment currently listed from $750. Here are the most affordable Downtown St Cloud apartments for rent in St. Cloud, MN:

Apartment ListingModel NameBed/BathPriced From
Columbia IHAStudioStudio,1BA$650
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$770
Stearnsway Apartments1B/1B1BR,1BA$780
Washington Place Apartments1 Bedroom 1 Bathroom1BR,1BA$790
Clear Brook ApartmentsOne bedroom One Bathroom1BR,1BA$800
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$820
Saint Cloud TerraceOne Bedroom/One Bath1BR,1BA$845
Anchor Pointe ApartmentsSecond Floor Apartment2BR,1BA$850

Best Value Apartments for Rent in Downtown St Cloud, MN

As of April 15, 2026 the best value apartment in the Downtown St Cloud area is the $1.10 price per square foot 4 Bedroom Townhome Model at Wildwood Townhomes in the in the East Saint Cloud neighborhood starting from $1,546. The second greatest value Downtown St Cloud apartment is the 3 Bedroom 1 Bathroom Model at Pine Pointe Apartments starting at $1,040 with a $0.88 price per square foot in the Lincoln School neighborhood. Here is today’s list of the best values for Downtown St Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Wildwood Townhomes4 Bedroom Townhome4BR,1.5BA$1.10
Pine Pointe Apartments3 Bedroom 1 Bathroom3BR,1BA$0.88
Ivy Apartments4 Bed4BR,2BA$1.00
Oakwood Court ApartmentsTwo Bedroom B2BR,1BA$1.00
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.84
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$0.91
Oakshire Apartments2B/1B/Ent.Closet2BR,1BA$1.04
Summit Ave Apartments2B/1B/Large2BR,1BA$1.10
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$0.91
Birchwood Apartment Homes2 Bedroom 1 Bathroom2BR,1BA$1.08

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Downtown St Cloud, Saint Cloud, MN

Ranked #2

Among cities in Minnesota for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com is happy to bring you our detailed rental search system called 'Lifestyle ratings', composed of rentals in cities across the United States including Downtown St Cloud, Saint Cloud, and the greater St. Cloud area. Our Lifestyle Ratings help you zero-in on the perfect place to call home. This takes in many factors including rankings of the best places for the best proximity to parks and outdoor amenities, luxury amenities, transit availability, pet-friendly communities, places to raise kids, and much more. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap Downtown St Cloud Apartments

What is a cheap apartment in Downtown St Cloud?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Downtown St Cloud is under $850.

What is the price of a cheap apartment in Downtown St Cloud?

The cheapest apartment in Downtown St Cloud is Riverside Apartments 55+ Senior which is listed at $750, while the average apartment in Downtown St Cloud costs $1,425.

What types of apartments are the cheapest in Downtown St Cloud?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 47 regular apartments in Downtown St Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Downtown St Cloud?

Cheap apartments in Downtown St Cloud have an average cost of $256 which is $1,169 cheaper than the average rent for all rentals in Downtown St Cloud.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.