
Cheap Apartments for Rent in the Financial District New York, NY from $1,400 (57 Rentals)
Search the lowest-cost Apartments available for rent right now in the Financial District area of New York.


Adorable ROOM at The Monroe House, Unit 5

Peaceful ROOM at The Monroe House, Unit 2

Adorable ROOM at The Monroe House, Unit 3

Chic ROOM at The Monroe House, Unit 2

Adorable ROOM at The Monroe House, Unit 1

Peaceful ROOM at The Monroe House, Unit 3

Modern ROOM at The Monroe House, Unit 3

Peaceful ROOM at The Monroe House, Unit 1

Chic ROOM at The Monroe House, Unit 3
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Modern ROOM at The Monroe House, Unit 1

Peaceful ROOM at The Monroe House, Unit 5

Chic ROOM at The Monroe House, Unit 5

Chic ROOM at The Monroe House, Unit 1

Adorable ROOM at The Monroe House, Unit 2

Modern ROOM at The Monroe House, Unit 5

Peaceful ROOM at The Monroe House, Unit 4

Chic ROOM at The Monroe House, Unit 4

Adorable ROOM at The Monroe House, Unit 4

Modern ROOM at The Monroe House, Unit 4
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

163 Mulberry St, Unit 9

20 West St, Unit 17A

67 Mott St

88 Greenwich St, Unit 1203

102 Fulton St, Unit 7-D

375 S End Ave

116 John St

111 Mott St

280 Rector Pl

Fulton Plaza Apartments
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Post Towers

111 Mulberry St

37 Wall Street

88 Fulton St

78-80 Mulberry St

Independence Plaza

99 John St

121 Mulberry Street

174 Canal Street

110 John Street
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

160 Front St

The Cove Club

75 Baxter Street

99 Hudson St, Unit 2300

280 Marin Blvd

270 Marin Blvd, Unit 6F

280 Marin Blvd

270 Marin Blvd

Total Monthly Price
177 YORK St, Unit 2

105 Greene St
Beyond the Bridges: Brooklyn, Queens, Jersey City, and the Other Smart Moves for NYC Renters
Looking for apartments outside Manhattan? See average rent, commute times, and neighborhood pros for Brooklyn, Queens, Staten Island, Jersey City, and Yonkers.
Financial District, New York, NY Local Guide

How much does it cost to rent an apartment in Financial District?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Financial District Studio Apartments | $3,996 | $2,575 | $6,860 |
| Financial District 1 Bedroom Apartments | $4,674 | $2,350 | $10,000+ |
| Financial District 2 Bedroom Apartments | $6,035 | $2,650 | $10,000+ |
| Financial District 3 Bedroom Apartments | $7,097 | $3,850 | $10,000+ |
| Financial District 4 Bedroom Apartments | $8,519 | $6,495 | $10,000+ |
Browse Apartments in this Neighborhood
There are currently 57 rentals with your search options within a 2 mile radius of the Financial District Neighborhood of New York, NY.
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Financial District, New York, NY Local Guide
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Cheapest Available Financial District Apartments for Rent
 The cheapest available apartment rental in the Financial District area of New York, NY is a Studio unit found at 70 Columbus priced from $3,075. 146 Sussex St has the second lowest priced unit, which is a 1 Bed apartment currently listed from $3,100. Here are the most affordable Financial District apartments for rent in New York, NY:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| 70 Columbus | Studio B | Studio,1BA | $3,075 |
| 146 Sussex St | 1 Beds, 1 Baths | 1BR,1BA | $3,100 |
| Lenox | S4 | Studio,1BA | $3,110 |
| 65 Bay Street Apartments | 0 BR 1 BA Res 10: FL 8 - 44, 50 - 51 | Studio,1BA | $3,145 |
| The Gotham | Studio C with Terrace | Studio,1BA | $3,150 |
| 50 Columbus | Studio C | Studio,1BA | $3,170 |
| 225 Grand | 1 br - 1ba | 1BR,1BA | $3,280 |
| The Morgan Provost Square | S3-533 | Studio,1BA | $3,282 |
Best Value Apartments for Rent in Financial District, NY
As of June 09, 2026 the best value apartment in the Financial District area is the $5.34 price per square foot $3.92/sq.ft. - 22M Model at 37 Wall Street in the in the Downtown neighborhood starting from $7,300. The second greatest value Financial District apartment is the 177 YORK St Model at 177 YORK St, Unit 2 starting at $2,650 with a $2.94 price per square foot in the Pavonia neighborhood. Here is today’s list of the best values for Financial District apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 37 Wall Street | $3.92/sq.ft. - 22M | 2BR,2BA | $5.34 |
| 177 YORK St, Unit 2 | 177 YORK St | 2BR,1BA | $2.94 |
| 225 Grand | 1 br - 1ba | 1BR,1BA | $4.16 |
| Modera Lofts | A01 - One Bedroom | 1BR,1BA | $5.48 |
| Warren at York by Windsor | A6 | 1BR,1BA | $5.12 |
| Quinn | A1A | 1BR,1BA | $5.05 |
| 218 York St, Unit 2 | 218 York St | 1BR,1BA | $4.21 |
| Windsor at Liberty House | Andrew | 1BR,1BA | $5.49 |
| Liberty Towers | S1 | Studio ,1BA | $5.11 |
| 18 Park | 1 bed 1 bath | 1BR,1BA | $5.21 |
The Local NYC Expert's Guide to the Perfect Neighborhoods Near Top Employers
From Battery Park City to Hudson Heights, find a rental that makes walking to work a reality. Explore the best NYC neighborhoods near major employers.
Read ArticleDon't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleA Local Expert's Top Student Friendly Neighborhoods to Rent Near Colleges in NYC
A Local Expert's guide to the Best Student Friendly Neighborhoods Near Colleges in the New York City area for affordable living. Find your perfect NYC Student apartment, condo, or rental home today at ApartmentHomeliving.com
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Pet Friendly LifestyleFinancial District, New York, NY
Ranked #10
Among cities in New York for Apartment listings with Pet Friendly Amenities.
Pet Friendliness Lifestyle Score
4.0Pet Friendly
Best Local Schools in Financial District, New York, NY
Millennium High School
Spruce Street School
School data provided by Great Schools
Frequently Asked Questions about Cheap Financial District Apartments
What is a cheap apartment in Financial District?
A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Financial District is under $3,282.
What is the price of a cheap apartment in Financial District?
The cheapest apartment in Financial District is 146 Sussex St which is listed at $3,100, while the average apartment in Financial District costs $10,100.
What types of apartments are the cheapest in Financial District?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 10 regular apartments in Financial District that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Financial District?
Cheap apartments in Financial District have an average cost of $166 which is $9,934 cheaper than the average rent for all rentals in Financial District.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Helpful Local Expert Guides

The 10 Best Affordable Neighborhoods for Renting in New York City
Written by: Joshua Carlucci
New York City is the city that never sleeps, but it’s also the city that’s often synonymous with sky-high rents and steep living costs. That said, if you’re like many of us at ApartmentHomeLiving.

Top Student Friendly Neighborhoods to Rent Near Colleges in NYC
Written by: Joshua Carlucci
New York City is more than just a destination—it’s a way of life, especially for students eager to dive into a melting pot of cultures, endless activities, and academic prestige.

The Local NYC Experts Guide to the Perfect Neighborhoods Near Top Employers
Written by: Joshua Carlucci
New York has a funny way of making your commute part of your identity.

The Unofficial NYC Playbook: An Insiders Guide to Where to Eat, Roam, and Find Your Home in the City That Never Sleeps
Written by: Joshua Carlucci
Every block of New York City feels like a stage set for daily life.
Articles, How-To's, and Tips

Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

Creative Ways Developers Reimagine Retail Spaces as Residential Units
Written by: Robin Stewart
Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.

Neighborhood and Market Insights: How to Choose the Right Area to Rent
Written by: Robin Stewart
Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.