Cheap Apartments for Rent in the Financial District New York, NY from $1,400 (57 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Financial District area of New York.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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116 John St
Studio to 2 Bedroom Apartments

116 John St

1 Platt StNew York, NY 10038
  • Utilities Included
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111 Mott St
1 to 2 Bedroom Apartments

111 Mott St

111 Mott StNew York, NY 10013

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Post Towers
Studio to 3 Bedroom Apartments

Post Towers

71 West StNew York, NY 10006
  • Utilities Included
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111 Mulberry St
Studio to 1 Bedroom Apartments

111 Mulberry St

111 Mulberry StNew York, NY 10013
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37 Wall Street
Studio to 2 Bedroom Apartments

37 Wall Street

37 Wall StNew York, NY 10005
  • Utilities Included
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88 Fulton St
Studio to 3 Bedroom Apartments

88 Fulton St

88 Fulton StNew York, NY 10038
  • Utilities Included
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78-80 Mulberry St
1 to 2 Bedroom Apartments

78-80 Mulberry St

78-80 Mulberry StNew York, NY 10013
  • Utilities Included
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Independence Plaza
Studio to 4 Bedroom Apartments

Independence Plaza

40 Harrison StNew York, NY 10013
  • Utilities Included
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99 John St
Studio to 4 Bedroom Apartments

99 John St

99 John StNew York, NY 10038
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174 Canal Street
1 to 3 Bedroom Apartments

174 Canal Street

174-176 Canal StNew York, NY 10013
  • Utilities Included
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110 John Street
Studio to 2 Bedroom Apartments

110 John Street

110 John StNew York, NY 10038
  • Utilities Included

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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160 Front St
1 to 2 Bedroom Apartments

160 Front St

160 Front StNew York, NY 10038
  • Utilities Included
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The Cove Club
Studio Apartments

The Cove Club

2 South End AveNew York, NY 10280
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75 Baxter Street
1 to 3 Bedroom Apartments

75 Baxter Street

75 Baxter StNew York, NY 10013
property at 280 Marin Blvd

$2,350 - $3,400

1 Bedroom Rentals

Available Now

280 Marin Blvd

Jersey CityNJ07302
property at 270 Marin Blvd

$2,495

Total Monthly Price

Total Monthly Price

Base Rent
$2,495

Total Monthly Price
$2,495

1 Bedroom, 1 Bath Condo for Rent

Available Jul 2

270 Marin Blvd, Unit 6F

270 Marin Blvd
Jersey CityNJ07302
property at 280 Marin Blvd

$2,495 - $3,800

Total Monthly Price

Total Monthly Price

Base Rent
$2,495 - $3,800

Total Monthly Price
$2,495 - $3,800

1 Bedroom, 1 Bath Condo for Rent

Available Now

280 Marin Blvd

Jersey CityNJ07302
property at 270 Marin Blvd

$2,495 - $3,650

Studio To 2 Bedroom Rentals

Available Now

270 Marin Blvd

Jersey CityNJ07302
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177 YORK St, Unit 2
$2,650
Total Monthly Price

Total Monthly Price

Base Rent
$2,650

Total Monthly Price
$2,650
2 Bedroom Apartment Available Now

177 YORK St, Unit 2

177 YORK StJersey City, NJ 07302
Affordability
  • Smoke Free
property at 105 Greene St

$2,800 - $6,250

Studio To 2 Bedroom Rentals

Available Now

105 Greene St

Jersey CityNJ07302

Beyond the Bridges: Brooklyn, Queens, Jersey City, and the Other Smart Moves for NYC Renters

Looking for apartments outside Manhattan? See average rent, commute times, and neighborhood pros for Brooklyn, Queens, Staten Island, Jersey City, and Yonkers.

Financial District, New York, NY Local Guide

Cheapest Available Financial District Apartments for Rent

 

The cheapest available apartment rental in the Financial District area of New York, NY is a Studio unit found at 70 Columbus priced from $3,075. 146 Sussex St has the second lowest priced unit, which is a 1 Bed apartment currently listed from $3,100. Here are the most affordable Financial District apartments for rent in New York, NY:

Apartment ListingModel NameBed/BathPriced From
70 ColumbusStudio BStudio,1BA$3,075
146 Sussex St1 Beds, 1 Baths1BR,1BA$3,100
LenoxS4Studio,1BA$3,110
65 Bay Street Apartments0 BR 1 BA Res 10: FL 8 - 44, 50 - 51Studio,1BA$3,145
The GothamStudio C with TerraceStudio,1BA$3,150
50 ColumbusStudio CStudio,1BA$3,170
225 Grand1 br - 1ba1BR,1BA$3,280
The Morgan Provost SquareS3-533Studio,1BA$3,282

Best Value Apartments for Rent in Financial District, NY

As of June 09, 2026 the best value apartment in the Financial District area is the $5.34 price per square foot $3.92/sq.ft. - 22M Model at 37 Wall Street in the in the Downtown neighborhood starting from $7,300. The second greatest value Financial District apartment is the 177 YORK St Model at 177 YORK St, Unit 2 starting at $2,650 with a $2.94 price per square foot in the Pavonia neighborhood. Here is today’s list of the best values for Financial District apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
37 Wall Street$3.92/sq.ft. - 22M2BR,2BA$5.34
177 YORK St, Unit 2177 YORK St2BR,1BA$2.94
225 Grand1 br - 1ba1BR,1BA$4.16
Modera LoftsA01 - One Bedroom1BR,1BA$5.48
Warren at York by WindsorA61BR,1BA$5.12
QuinnA1A1BR,1BA$5.05
218 York St, Unit 2218 York St1BR,1BA$4.21
Windsor at Liberty HouseAndrew1BR,1BA$5.49
Liberty TowersS1Studio ,1BA$5.11
18 Park1 bed 1 bath1BR,1BA$5.21

The Local NYC Expert's Guide to the Perfect Neighborhoods Near Top Employers

From Battery Park City to Hudson Heights, find a rental that makes walking to work a reality. Explore the best NYC neighborhoods near major employers.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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A Local Expert's Top Student Friendly Neighborhoods to Rent Near Colleges in NYC

A Local Expert's guide to the Best Student Friendly Neighborhoods Near Colleges in the New York City area for affordable living. Find your perfect NYC Student apartment, condo, or rental home today at ApartmentHomeliving.com

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Financial District, New York, NY

Ranked #10

Among cities in New York for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Frequently Asked Questions about Cheap Financial District Apartments

What is a cheap apartment in Financial District?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Financial District is under $3,282.

What is the price of a cheap apartment in Financial District?

The cheapest apartment in Financial District is 146 Sussex St which is listed at $3,100, while the average apartment in Financial District costs $10,100.

What types of apartments are the cheapest in Financial District?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 10 regular apartments in Financial District that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Financial District?

Cheap apartments in Financial District have an average cost of $166 which is $9,934 cheaper than the average rent for all rentals in Financial District.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Helpful Local Expert Guides

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The 10 Best Affordable Neighborhoods for Renting in New York City

Written by: Joshua Carlucci

New York City is the city that never sleeps, but it’s also the city that’s often synonymous with sky-high rents and steep living costs. That said, if you’re like many of us at ApartmentHomeLiving.

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Top Student Friendly Neighborhoods to Rent Near Colleges in NYC

Written by: Joshua Carlucci

New York City is more than just a destination—it’s a way of life, especially for students eager to dive into a melting pot of cultures, endless activities, and academic prestige.

decorative image for The Local NYC Experts Guide to the Perfect Neighborhoods Near Top Employers article

The Local NYC Experts Guide to the Perfect Neighborhoods Near Top Employers

Written by: Joshua Carlucci

New York has a funny way of making your commute part of your identity.

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The Unofficial NYC Playbook: An Insiders Guide to Where to Eat, Roam, and Find Your Home in the City That Never Sleeps

Written by: Joshua Carlucci

Every block of New York City feels like a stage set for daily life.

Articles, How-To's, and Tips

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

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Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.

decorative image for Neighborhood and Market Insights: How to Choose the Right Area to Rent   article

Neighborhood and Market Insights: How to Choose the Right Area to Rent

Written by: Robin Stewart

Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.