Cheap Apartments for Rent near Spencer, TN from $780 (55 Rentals)

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Search the lowest-cost Apartments available for rent right now in Spencer.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Hayfield Homes
Rent Specials
$995 - $1,450

Total Monthly Price

Base Rent$995 - $1,450
Total Monthly Price$995 - $1,450
1 to 3 Bedroom Apartments Available Now

Hayfield Homes

58 Hayfield SquareManchester, TN 37355
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  • Utilities Included
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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Governors Place
2 to 3 Bedroom Apartments

Governors Place

115 Governors Place LnLivingston, TN 38570
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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University Towers
1 Bedroom Apartments

University Towers

1218 Byrne AveCookeville, TN 38501
  • Utilities Included
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Alluvian Terrace
3 to 4 Bedroom Apartments

Alluvian Terrace

255 Quinland Lake RdCookeville, TN 38506
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Country Oaks
Studio to 2 Bedroom Apartments

Country Oaks

137 Oyler LnHixson, TN 37343
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22 E 18th St
2 to 3 Bedroom Apartments

22 E 18th St

22 E 18th StCookeville, TN 38501
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Valley View Gardens
2 to 3 Bedroom Apartments

Valley View Gardens

10 Garden Court LoopDunlap, TN 37327
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230 Denton Ave
2 Bedroom Apartments

230 Denton Ave

230 Denton AveCookeville, TN 38501

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Hill Place Apartments
1 to 3 Bedroom Apartments

Hill Place Apartments

122 Creamery WaySale Creek, TN 37373
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508 E Broad St
1 Bedroom Apartments

508 E Broad St

508 E Broad StCookeville, TN 38501
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70 E 18th St
2 Bedroom Apartments

70 E 18th St

70 E 18th StCookeville, TN 38501
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1816 Stargazer Dr
2 Bedroom Apartments

1816 Stargazer Dr

1816 Stargazer DrCookeville, TN 38501
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Carden Estates Apartments
1 to 2 Bedroom Apartments

Carden Estates Apartments

1700 Summer StManchester, TN 37355
Corporate Housing
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1216 Virginia Ave
2 Bedroom Apartments

1216 Virginia Ave

1216 Virginia AveCookeville, TN 38501
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Willow Grove
2 Bedroom Apartments

Willow Grove

1316-1346 Willow DrManchester, TN 37355

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Spencer, TN Local Guide

Cheapest Available Spencer Apartments for Rent and Nearby

 

The cheapest available apartment rental in Spencer, TN is a 2 Beds unit found at Northside Drive Apartments priced from $772. Ashton Place Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $780. Here is today’s list of the most affordable Spencer apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Northside Drive Apartments2x22BR, 2BA$772
Ashton Place Apartments1 BR1BR, 1BA$780
Eagle VillageStudioStudio, 1BA$800
Country OaksStudioStudio, 1BA$900
Asbury ParkAsbury 2B 2B2BR, 2BA$900
Valley View GardensTwo Bedroom A2BR, 1BA$908
Saxony Apartment Homes1BR/1BA w/d1BR, 1BA$921
Manchester Arbors Apartments1 Bedroom 1 Bath1BR, 1BA$925
Cypress Creek2 Bedroom 2 Bathroom2BR, 2BA$925
230 Denton Ave2 Bedroom2BR, 1BA$925

Best Value Apartments for Rent in Spencer, TN and Nearby

As of September 18, 2026 the best value apartment in the Spencer area is the $1.01 price per square foot 3 Bedroom Model at 22 E 18th St starting from $1,300. The second greatest value Spencer apartment is the 3x2 Model at Northside Drive Apartments starting at $971 with a $0.87 price per square foot. Here is today’s list of the best values for Spencer apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
22 E 18th St3 Bedroom3BR, 2BA$1.01
Northside Drive Apartments3x23BR, 2BA$0.87
Asbury ParkAsbury 3B 2B3BR, 2BA$1.05
70 E 18th St2 Bedroom2BR, 1.5BA$1.04
1840 Summerhaven Ave2 Bedroom2BR, 1.5BA$1.04
1816 Stargazer Dr2 Bedroom2BR, 1.5BA$1.04
1839 Stargazer Dr2 Bedroom2BR, 1.5BA$1.04
1558 S Spring St2 Beds, 1 bath2BR, 1BA$0.98
Cypress Creek2 Bedroom 2 Bathroom2BR, 2BA$0.99
Ashton Place Apartments1 BR1BR, 1BA$0.93

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Spencer Apartments

How much is rent for a Cheap One Bedroom Spencer Apartment?

The lowest price for a Cheap One Bedroom Spencer Apartment is $780 at Ashton Place Apartments.

What is the lowest price for a Cheap Two Bedroom Spencer Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Spencer is starting from $772 at Northside Drive Apartments.

What is the most affordable Spencer Three Bedroom Apartment?

The best deal on a cheap Spencer Three Bedroom Apartment rental is at Northside Drive Apartments and starts from $971.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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How Commercial-to-Residential Property Conversions Help the Housing Crisis

Written by: Robin Stewart

Many housing markets throughout America share a common complaint: a lack of affordable rental properties.

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Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!

Written by: Robin Stewart

Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.