Cheap Apartments for Rent near Surf City, NJ from $400 (43 Rentals)

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Search the lowest-cost Apartments available for rent right now in Surf City.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Ocean Breeze (55+)
1 to 2 Bedroom Apartments

Ocean Breeze (55+)

36 Gooseberry DrBarnegat, NJ 08005
Senior Living
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206 Washington St
1 to 2 Bedroom Apartments

206 Washington St

206 Washington StToms River, NJ 08753
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34-38 Main St
1 to 2 Bedroom Apartments

34-38 Main St

34-38 Main StToms River, NJ 08753

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Surf City, NJ Local Guide

Cheapest Available Surf City Apartments for Rent and Nearby

 

The cheapest available apartment rental in Surf City, NJ is a 1 Bed unit found at Cornerstone at Barnegat priced from $684. Cornerstone at Seaside Heights has the second lowest priced unit, which is a 2 Beds apartment currently listed from $821. Here is today’s list of the most affordable Surf City apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Cornerstone at BarnegatOne Bedroom1BR,1BA$684
Cornerstone at Seaside HeightsTwo Bedroom2BR,1BA$821
Birchwood at Whiting 55+ Rentals1 Bedroom1BR,1BA$1,202
The Ocean at 101 BoardwalkStudio with Ocean ViewStudio,1BA$1,250
Vermont Plaza ApartmentsOne Bedroom1BR,1BA$1,320
Silver Ridge Apartments1 Bed, 1 bath1BR,1BA$1,630
Jamestowne VillageA11BR,1BA$1,695
600 NoBe at North BeachA1BR,1BA$1,695
The Willows at Little Egg Harbor2 Bedroom2BR,1BA$1,714
Walnut Bay Apartments2x1 762sf2BR,1BA$1,800

Best Value Apartments for Rent in Surf City, NJ and Nearby

As of August 20, 2026 the best value apartment in the Surf City area is the $1.87 price per square foot The Summit III Model at Sunrise Bay in the in the Pomona neighborhood starting from $2,679. The second greatest value Surf City apartment is the $2.23/sq.ft. - Layout E Model at Green Meadows at Pleasant Plains starting at $2,925 with a $2.11 price per square foot . Here is today’s list of the best values for Surf City apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Sunrise BayThe Summit III3BR,2.5BA$1.87
Green Meadows at Pleasant Plains$2.23/sq.ft. - Layout E2BR,2BA$2.11
Charles Drew Court ApartmentsTownhome4BR,1.5BA$1.75
The Willows at Little Egg Harbor2 Bedroom2BR,1BA$1.45
RAVEN'S NESTB2BR,2BA$2.05
Paramount Apartments & TownhomesHaven2BR,2BA$2.16
Silver Ridge Apartments1 Bed, 1 bath1BR,1BA$1.80
Toms River ApartmentsOne Bedroom1BR,1BA$2.31
600 NoBe at North BeachA1BR,1BA$2.08
Birchwood at Whiting 55+ Rentals1 Bedroom1BR,1BA$1.72

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Surf City Apartments

What is the Cheapest Studio apartment in Surf City?

Currently the most affordable Cheap Studio Apartment in Surf City is at The Ocean at 101 Boardwalk listed at $1,250.

How much is rent for a Cheap One Bedroom Surf City Apartment?

The lowest price for a Cheap One Bedroom Surf City Apartment is $1,195 at Cornerstone at Seaside Heights.

What is the lowest price for a Cheap Two Bedroom Surf City Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Surf City is starting from $821 at Cornerstone at Seaside Heights.

What is the most affordable Surf City Three Bedroom Apartment?

The best deal on a cheap Surf City Three Bedroom Apartment rental is at Charles Drew Court Apartments and starts from $2,050.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.