Apartments for Rent in Chattanooga, TN Under $1,200 with Utilities Included (60 Rentals)

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Apartments in Chattanooga where your utility payments are included in your rent.

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

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821 Vine St
2 Bedroom Apartments

821 Vine St

821 Vine StChattanooga, TN 37403
Student Housing
  • Utilities Included
  • Smoke Free
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Mana Lane Apartments
2 Bedroom Apartments

Mana Lane Apartments

1413 Mana LnChattanooga, TN 37412
  • Utilities Included
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Hannah Parc
2 to 3 Bedroom Apartments

Hannah Parc

610 Gurley StChattanooga, TN 37405
  • Utilities Included
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404 Homes
2 to 3 Bedroom Apartments

404 Homes

404 Tunnel BlvdChattanooga, TN 37411
  • Utilities Included
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Abby North
1 to 2 Bedroom Apartments

Abby North

560 Cherokee BlvdChattanooga, TN 37405
  • Utilities Included
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The Oaks at Midtown
1 to 2 Bedroom Apartments

The Oaks at Midtown

205 Dellwood PlChattanooga, TN 37411
  • Utilities Included
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Sunset Park Apartments
1 Bedroom Apartments

Sunset Park Apartments

2845 Dayton BlvdChattanooga, TN 37415
  • Utilities Included
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The Lofts at Tremont
Studio to 2 Bedroom Apartments

The Lofts at Tremont

110 Tremont StChattanooga, TN 37405
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Sergeant's Apartments
1 to 2 Bedroom Apartments

Sergeant's Apartments

710 Cherokee BlvdChattanooga, TN 37405
  • Utilities Included
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Park Village Apartments
1 to 2 Bedroom Apartments

Park Village Apartments

701 N Germantown RdChattanooga, TN 37411
  • Utilities Included
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Vue on 5th
Studio to 2 Bedroom Apartments

Vue on 5th

500 Lindsay StChattanooga, TN 37403
Student Housing
  • Utilities Included
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Dodson Ave Apartments
2 to 3 Bedroom Apartments

Dodson Ave Apartments

457 Dodson AveChattanooga, TN 37404
  • Utilities Included
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The View at Midtown
1 to 2 Bedroom Apartments

The View at Midtown

3700 Cherryton DrChattanooga, TN 37411
  • Utilities Included
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Walden Apartments
1 to 2 Bedroom Apartments

Walden Apartments

528 E 8th StChattanooga, TN 37403
Student Housing
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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320 High Street
1 Bedroom Apartments

320 High Street

320 High StChattanooga, TN 37403
  • Utilities Included
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Arbor Hill Apartments
1 to 2 Bedroom Apartments

Arbor Hill Apartments

5305-5315 Highway 58Chattanooga, TN 37416
  • Utilities Included
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Mitchell Apartments
3 Bedroom Apartments

Mitchell Apartments

1601 Mitchell AveChattanooga, TN 37408
Student Housing
  • Utilities Included
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Campbell Ridge
1 to 3 Bedroom Apartments

Campbell Ridge

3401 Campbell StChattanooga, TN 37406
  • Utilities Included
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Crestview Apartments
1 to 2 Bedroom Apartments

Crestview Apartments

107 Goodson AveChattanooga, TN 37405
  • Utilities Included
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418 Vine St
1 to 3 Bedroom Apartments

418 Vine St

418 Vine StChattanooga, TN 37403
Student Housing
  • Utilities Included
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Montview Apartments
1 to 2 Bedroom Apartments

Montview Apartments

30 Tunnel BlvdChattanooga, TN 37411
  • Utilities Included
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Mission at Main
Studio to 2 Bedroom Apartments

Mission at Main

26 E Main StChattanooga, TN 37408
  • Utilities Included
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St Elmo
1 Bedroom Apartments

St Elmo

4625 Saint Elmo AveChattanooga, TN 37409
Senior Living
  • Utilities Included

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Highlands Apartments
1 to 3 Bedroom Apartments

Highlands Apartments

2001 S Lyerly StChattanooga, TN 37404
  • Utilities Included

Chattanooga's Best Affordable Neighborhoods

Learn about Chattanooga and the best places to live with original content written by our Local Expert Catrina Cowart

Chattanooga, TN Local Guide

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Getting Around Chattanooga, TN

Walk Score®

47 / 100

Car-Dependent

Most errands require a car

Bike Score®

49 / 100

Somewhat Bikeable

Minimal bike infrastructure

Transit Score®

21 / 100

Minimal Transit

It may be possible to get on a bus

Chattanooga, TN Area Reviews

  • Parks
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  • Safety

Catrina1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Utilities Included Chattanooga Apartments

What is the Cheapest Utilities Included apartment in Chattanooga?

Currently the most affordable Utilities Included Apartment in Chattanooga is at Douglas Heights listed at $600.

How much is the average rent for a Utilities Included Chattanooga Apartment?

The average rent for a Utilities Included Apartment in Chattanooga is $1,468.

What is the largest Utilities Included Chattanooga Apartment for rent?

Today's Utilities Included apartment with the most square footage in Chattanooga is a 1,800 square feet unit starting from $1,085 at Northshore Flats Apartments.

What is the average size for Chattanooga Utilities Included Apartments for rent?

The average size for a Utilities Included rental in Chattanooga is currently at 582 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

Written by: Cheryl Bowman

A fantastic way to save money and enjoy a built-in community is to share an apartment. However, a bad roommate situation can turn your dream rental into a nightmare.

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The Art of the Rental Viewing: What to look for during a property tour

Written by: Marie Brown

You’ve scrolled through countless listings, walked through a blur of rentals, and finally found what feels like the one. The pictures? Fantastic. The neighborhood seems just right.

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Know Your Budget: Calculating What You Can Realistically Afford When Renting

Written by: Lauren Harrington

Renting an apartment or house isn’t just about looking through online ads, choosing a few apartments or homes you want to tour, filling out an application, and putting down a deposit. Those things are all necessary and important.