Cheap Apartments for Rent in Gary, IN from $400 (73 Rentals)

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Lancaster Apartments
1 to 4 Bedroom Apartments

Lancaster Apartments

2122 Virginia StGary, IN 46407
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Marines Landing
2 Bedroom Apartments

Marines Landing

5155 Georgia StGary, IN 46409
  • Utilities Included
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Concord Commons
1 to 3 Bedroom Apartments

Concord Commons

2002 Hanley StGary, IN 46406
  • Utilities Included
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Parkwood Apartments
2 Bedroom Apartments

Parkwood Apartments

1005 W 35th AveGary, IN 46408
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Broadway Lofts
1 to 2 Bedroom Apartments

Broadway Lofts

701 S BroadwayGary, IN 46402
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

property at 4340 Buchanan St

$1,200

Total Monthly Price

Total Monthly Price

Base Rent
$1,200

Total Monthly Price
$1,200

3 Bedroom, 1 Bath Home for Rent

Available Now

4340 Buchanan St

GaryIN46408
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Birchwood Apartments
$930 - $1,120
Total Monthly Price

Total Monthly Price

Base Rent
$930 - $1,120

Total Monthly Price
$930 - $1,120
1 to 2 Bedroom Apartments Available Now

Birchwood Apartments

5790 Grant StMerrillville, IN 46410
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  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Gary, IN Local Guide

Cheapest Neighborhoods for Apartments in Gary, IN

Pricing Updated: 04/27/2026

Current apartment rentals in the Gary, IN area range in price from $200 to $770,810 with an overall median price of $1,566. The three Gary neighborhoods with the lowest median rent pricing are Brunswick at $810, Glen Park at $919, and Aetna at $897. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Gary Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Brunswick$1,200$8109
Glen Park$1,339$9193
Aetna$1,550$89710
Miller$1,550$89712
Ambridge Horace Mann$1,580$20026
Downtown Gary$1,580$20026
Emerson$1,580$20028
Pulaski$1,580$20029
Black Oak$1,600$81034
Midtown Gary$1,600$2007

Cheapest Available Gary Apartments for Rent

 

The cheapest available apartment rental in Gary, IN is a 4 Beds unit found at Gary NSA V in the Outlying North Lake County IN neighborhood priced from $200. Al Thomas Senior High Rise in the Liverpool neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $200. Here is today’s list of the most affordable Gary apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Gary NSA V4 Bedroom4BR,1BA$200
Al Thomas Senior High RiseTwo Bedroom2BR,1BA$200
Westbrook Apartments1BR - APT1BR,1BA$810
Morton Apartments1BR/1BA1BR,1BA$895
La Vue Lake ApartmentsStudioStudio,1BA$897
Birchwood ApartmentsOne Bedroom1BR,1BA$930
The Ridge ApartmentsFir1BR,1BA$975
Crestview Apartments HomesB-StudioStudio,1BA$999
Park West1 Bedroom, 1 Bath NO PATIO OR BALCONY (672 sqft.)1BR,1BA$1,069

Best Value Apartments for Rent in Gary, IN

As of April 27, 2026 the best value apartment in the Gary area is the $1.12 price per square foot G Model at Cherry Hill Apartment Homes in the in the Garyton neighborhood starting from $1,475. The second greatest value Gary apartment is the 1070 N Warren St Model at 1070 N Warren St, Unit North starting at $1,800 with a $1.50 price per square foot in the Garyton neighborhood. Here is today’s list of the best values for Gary apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Cherry Hill Apartment HomesG3BR,1.5BA$1.12
1070 N Warren St, Unit North1070 N Warren St2BR,1BA$1.50
762 Harrison St, Unit 1762 Harrison St3BR,1BA$1.45
Tiberon Trails2x1A2BR,1BA$1.54
Morton Apartments1BR/1BA1BR,1BA$1.28
Gary NSA V1 Bedroom1BR,1BA$0.29
The Ridge ApartmentsFir1BR,1BA$1.50
Birchwood ApartmentsOne Bedroom1BR,1BA$1.43
2729 New Jersey St2729 New Jersey St2BR,1BA$1.58
Al Thomas Senior High RiseStudioStudio ,1BA$0.38

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Gary, IN
Population: 75,282

Ranked #470

in US Census Population by City

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Gary Apartments

What is a cheap apartment in Gary?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Gary is under $1,069.

What is the price of a cheap apartment in Gary?

The cheapest apartment in Gary is Gary NSA V which is listed at $200, while the average apartment in Gary costs $1,566.

What types of apartments are the cheapest in Gary?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 24 regular apartments in Gary that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Gary?

Cheap apartments in Gary have an average cost of $323 which is $1,243 cheaper than the average rent for all rentals in Gary.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.