Cheap Apartments for Rent in St. Cloud, MN from $300 (112 Rentals)

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Search the lowest-cost Apartments available for rent right now in St. Cloud.

property at 402 7th Ave S

402 7th Ave S

St. CloudMN56301

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cedar Square Apartments
$736 - $1,056
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$725 - $1,045
Required Monthly Fees
$11
Total Monthly Price
$736 - $1,056
1 to 2 Bedroom Apartments Available Now

Cedar Square Apartments

1570 E St Germain StSt. Cloud, MN 56304
Family Friendly
  • Verified
  • Customer Reviewed
  • Matterport 3D Tour
property at 1524 15th Ave SE

1524 15th Ave SE

St. CloudMN56304
property at 1515 16th Ave SE

1515 16th Ave SE

St. CloudMN56304

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Bright River Estates
$764 - $1,059
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$745 - $1,040
Required Monthly Fees
$19
Total Monthly Price
$764 - $1,059
1 to 3 Bedroom Apartments Available Now

Bright River Estates

1 Rivercrest DrSt. Cloud, MN 56303
  • Verified
  • Customer Reviewed
  • Smoke Free
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Lincoln Pointe
$769 - $874
Total Monthly Price

Total Monthly Price

Base Rent
$750 - $855
Required Monthly Fees
$19
Total Monthly Price
$769 - $874
1 to 2 Bedroom Apartments Available Now

Lincoln Pointe

1060 7th StSt. Cloud, MN 56304
Cost Per Sq.Ft.
  • Verified
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Point Saint Germain West
$822 - $1,027
Total Monthly Price

Total Monthly Price

Base Rent
$795 - $1,000
Required Monthly Fees
$27
Total Monthly Price
$822 - $1,027
1 to 2 Bedroom Apartments Available Now

Point Saint Germain West

3346 W St Germain StSt. Cloud, MN 56301
Cost Per Sq.Ft.
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Upper Town Apartments
Rent Specials
$824 - $1,089
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$795 - $1,060
Required Monthly Fees
$29
Total Monthly Price
$824 - $1,089
1 to 2 Bedroom Apartments Available Oct 24

Upper Town Apartments

1310 15th St NSt. Cloud, MN 56303
  • Verified
  • Customer Reviewed
  • Utilities Included
property at 503 15th Ave SE

503 15th Ave SE

St. CloudMN56304

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 3457 3rd St N

3457 3rd St N

St. CloudMN56303
property at 1610 University Dr SE

1610 University Dr SE

St. CloudMN56304

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Showing Results 1-50, Page 1 of 3

St. Cloud, MN Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Cheapest Neighborhoods for Apartments in St. Cloud, MN

Pricing Updated: 10/23/2025

Current apartment rentals in the St. Cloud, MN area range in price from $310 to $2,750 with an overall median price of $1,434. The three St. Cloud neighborhoods with the lowest median rent pricing are North Saint Cloud at $425, West End at $725, and Pantown at $310. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for St. Cloud Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
North Saint Cloud$960$42518
West End$1,300$7259
Pantown$1,325$31093
Seberger$1,325$31082
South Saint Cloud$1,325$31040
Southside$1,375$31010
Hester Park$1,400$310109
St John Cantius$1,400$310104
West Saint Cloud$1,475$310117
Downtown St Cloud$1,528$310113

Cheapest Available St. Cloud Apartments for Rent

 

The cheapest available apartment rental in St. Cloud, MN is a 1 Bed unit found at Birchwood Apartment Homes in the Pantown neighborhood priced from $705. Riverside Apartments 55+ Senior in the Wilson neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $720. Here is today’s list of the most affordable St. Cloud apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Birchwood Apartment Homes1 Bedroom 1 Bathroom1BR,1BA$705
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$720
Kents West Apartments2 Bedroom2BR,1BA$725
Clear Brook ApartmentsOne bedroom One Bathroom1BR,1BA$750
Bright River Estates1B1B - CONTACT FOR AVAILABILITY1BR,1BA$764
Lincoln Pointe1B1B - CONTACT FOR AVAILABILITY1BR,1BA$769
Auburn Cove Apartments., LLC1 bedroom1BR,1BA$795
Park MeadowsStearns1BR,1BA$812
Westchester LLC1B1B - CONTACT FOR AVAILABILITY1BR,1BA$819

Best Value Apartments for Rent in St. Cloud, MN

As of October 23, 2025 the best value apartment in the St. Cloud area is the $0.86 price per square foot Three Bedroom A Model at East Germain Court in the in the Wilson neighborhood starting from $1,400. The second greatest value St. Cloud apartment is the 1420 Four Bedroom Model at Cloudhaven Apartments starting at $1,100 with a $0.80 price per square foot in the Pantown neighborhood. Here is today’s list of the best values for St. Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
East Germain CourtThree Bedroom A3BR,2BA$0.86
Cloudhaven Apartments1420 Four Bedroom4BR,1BA$0.80
Oakshire Apartments3B/1B3BR,1BA$0.93
Stratford Square2BD-1BA (Large)2BR,1BA$0.95
Covington Place Apartments2 Bed, 1 Bath2BR,1BA$0.79
Waite Park CrossingTwo bedroom + One bathroom B2BR,1BA$0.91
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.95
Westwood VillageTwo bedroom/ One bathroom2BR,1BA$0.98
Kents West Apartments2 Bedroom2BR,1BA$0.96
Birchwood Apartment Homes1 Bedroom 1 Bathroom1BR,1BA$0.97

Apartment Common Area Rules: What Renters Need to Know

From the lounge to the laundry room, understand your rights and responsibilities in shared apartment spaces. Get tips on pet rules, noise, and security.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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St. Cloud Overview

Hovering over the mighty Mississippi River and boasting upwards of 70,000 residents, St. Cloud represents some of the best in Minnesota living. From a solid economic foundation to a bounty of natural scenery and public park land, this proud midwestern destination city has experienced consistent growth through the years for good reason.

Why live in St. Cloud, MN?

Large enough to offer a sustainable lifestyle and the opportunity for job growth, yet cozy enough to be an ideal place to raise a family and known your neighbor on a first name basis, apartments in St. Cloud have been drawing new residents like a moth to a flame for decades. Flush with downhome charm that the midwest is known for the world over, this idyllic destination is an ideal mix of big city convenience and small town community.

Best Local Schools in
St. Cloud, MN

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Cloud, MN Rentals by Map

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See the most popular apartments and homes in St. Cloud, MN

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Getting Around St. Cloud, MN

Walk Score®

46 / 100

Car-Dependent

Most errands require a car

Bike Score®

52 / 100

Bikeable

Some bike infrastructure

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about Cheap St. Cloud Apartments

What is a cheap apartment in St. Cloud?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in St. Cloud is under $819.

What is the price of a cheap apartment in St. Cloud?

The cheapest apartment in St. Cloud is Birchwood Apartment Homes which is listed at $705, while the average apartment in St. Cloud costs $1,434.

What types of apartments are the cheapest in St. Cloud?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 189 regular apartments in St. Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in St. Cloud?

Cheap apartments in St. Cloud have an average cost of $186 which is $1,248 cheaper than the average rent for all rentals in St. Cloud.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.