Cheap Apartments for Rent in St. Cloud, MN from $300 (226 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
to
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Lifestyle Matching SearchDone
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done

Search the lowest-cost Apartments available for rent right now in St. Cloud.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400

Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301
property at 402 7th Ave S

$420

Total Monthly Price

Total Monthly Price

Base Rent
$420

Total Monthly Price
$420

3 Bedroom, 2 Bath Home for Rent

Available Jun 1

402 7th Ave S

St. CloudMN56301

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

close
View Me
Driftwood Apartments
$750 - $920
Total Monthly Price

Total Monthly Price

Base Rent
$750 - $920

Total Monthly Price
$750 - $920
Studio to 2 Bedroom Apartments Contact Us For Availability

Driftwood Apartments

820-850 Driftwood DrSt. Cloud, MN 56303
Cost Per Sq.Ft.
  • Verified
  • Utilities Included
  • 3D Tour
close
View Me
Bright River Estates
$764 - $1,059
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$745 - $1,040
Required Monthly Fees
$19

Total Monthly Price
$764 - $1,059
1 to 3 Bedroom Apartments Available May 1

Bright River Estates

1 Rivercrest DrSt. Cloud, MN 56303
Cost Per Sq.Ft.
  • Verified
  • Customer Reviewed
  • Smoke Free
close
View Me
Lincoln Pointe
$769 - $874
Total Monthly Price

Total Monthly Price

Base Rent
$750 - $855
Required Monthly Fees
$19

Total Monthly Price
$769 - $874
1 to 2 Bedroom Apartments Available May 23, 2099

Lincoln Pointe

1060 7th StSt. Cloud, MN 56304
Cost Per Sq.Ft.
  • Verified
  • Utilities Included
property at 1625 16th St SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1625 16th St SE

St. CloudMN56304

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

property at 134 21st Ave N

$795

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$795

Total Monthly Price
$795

1 Bedroom, 1 Bath Home for Rent

Available Now

134 21st Ave N

St. CloudMN56303
property at 1910 10th Ave S

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Jun 1

1910 10th Ave S

St. CloudMN56301
property at 1514 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Jul 1

1514 15th Ave SE

St. CloudMN56304
close
View Me
Oakshire Apartments
$800 - $1,100
Total Monthly Price

Total Monthly Price

Base Rent
$800 - $1,100

Total Monthly Price
$800 - $1,100
1 to 3 Bedroom Apartments Available Now

Oakshire Apartments

401-405 14th Ave SESt. Cloud, MN 56304
Pet Friendly
  • Verified
  • Utilities Included
  • 3D Tour
property at 1524 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Now

1524 15th Ave SE

St. CloudMN56304

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

property at 1526 16th Ave SE

$775 - $800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Now

1526 16th Ave SE

St. CloudMN56304
close
View Me
Newbury Apartments
$820 - $1,370
Total Monthly Price

Total Monthly Price

Base Rent
$820 - $1,370

Total Monthly Price
$820 - $1,370
1 to 3 Bedroom Apartments Contact Us For Availability

Newbury Apartments

3407-3411 22nd St SSt. Cloud, MN 56301
  • Verified
  • Utilities Included
  • Low Income
close
View Me
Point Saint Germain
$822 - $1,027
Total Monthly Price

Total Monthly Price

Base Rent
$795 - $1,000
Required Monthly Fees
$27

Total Monthly Price
$822 - $1,027
1 to 2 Bedroom Apartments Available May 22, 2099

Point Saint Germain

3346 W St Germain StSt. Cloud, MN 56301
Cost Per Sq.Ft.
  • Verified
  • 3D Tour
property at 812 7th Ave S

$825

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

Studio, 1 Bath Home for Rent

Available Apr 30

812 7th Ave S

St. CloudMN56301
property at 503 15th Ave SE

$825 - $925

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

1 To 2 Bedroom Rentals

Available Now

503 15th Ave SE

St. CloudMN56304

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

St. Cloud, MN Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Cheapest Neighborhoods for Apartments in St. Cloud, MN

Pricing Updated: 04/23/2026

Current apartment rentals in the St. Cloud, MN area range in price from $310 to $3,025 with an overall median price of $1,397. The three St. Cloud neighborhoods with the lowest median rent pricing are Southside at $310, North Saint Cloud at $425, and South Saint Cloud at $310. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for St. Cloud Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Southside$982$31015
North Saint Cloud$995$4259
South Saint Cloud$1,297$31060
Hester Park$1,300$310142
St John Cantius$1,300$310139
Pantown$1,385$31092
Downtown St Cloud$1,397$310148
Wilson Park$1,400$310115
Seberger$1,433$31098
West Saint Cloud$1,450$31091

Cheapest Available St. Cloud Apartments for Rent

 

The cheapest available apartment rental in St. Cloud, MN is a Studio unit found at Columbia IHA in the Wilson neighborhood priced from $650. Riverside Apartments 55+ Senior in the Wilson neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $750. Here is today’s list of the most affordable St. Cloud apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Columbia IHAStudioStudio,1BA$650
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
Stearnsway Apartments1B/1B1BR,1BA$780
Auburn Cove Apartments., LLC1 bedroom1BR,1BA$795
Waite Park CrossingOne bedroom + One bathroom1BR,1BA$795
Clear Brook ApartmentsOne bedroom One Bathroom1BR,1BA$800
Sandwood Apartments1 BD - 1 BA (+ Balcony/Patio)1BR,1BA$815
Sandwood Apartments1 BD - 1 BA (+ Balcony/Patio)1BR,1BA$815

Best Value Apartments for Rent in St. Cloud, MN

As of April 23, 2026 the best value apartment in the St. Cloud area is the $0.99 price per square foot 3 Bed 2 Bath Single Section Model at Bel Clare Estates in the starting from $1,439. The second greatest value St. Cloud apartment is the Two Bedroom One Bath Model at STERLING HEIGHTS starting at $1,273 with a $0.89 price per square foot in the East Saint Cloud neighborhood. Here is today’s list of the best values for St. Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Bel Clare Estates3 Bed 2 Bath Single Section3BR,2BA$0.99
STERLING HEIGHTSTwo Bedroom One Bath2BR,1BA$0.89
Natures Edge Apartments3 Bedroom3BR,2BA$0.88
Timber Cove Apartments2 Bedroom 1 Bath2BR,1BA$0.93
Pine Pointe Apartments3 Bedroom 1 Bathroom3BR,1BA$0.94
Ivy Apartments4 Bed4BR,2BA$1.00
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.84
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$0.91
Hunters Ridge2BR/1BA2BR,1BA$0.97
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$0.99

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

Read Article
Decorative image

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

Read Article
Decorative image

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

Read Article
Decorative image

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Read Article
Decorative image

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

St. Cloud Overview

Hovering over the mighty Mississippi River and boasting upwards of 70,000 residents, St. Cloud represents some of the best in Minnesota living. From a solid economic foundation to a bounty of natural scenery and public park land, this proud midwestern destination city has experienced consistent growth through the years for good reason.

Why live in St. Cloud, MN?

Large enough to offer a sustainable lifestyle and the opportunity for job growth, yet cozy enough to be an ideal place to raise a family and known your neighbor on a first name basis, apartments in St. Cloud have been drawing new residents like a moth to a flame for decades. Flush with downhome charm that the midwest is known for the world over, this idyllic destination is an ideal mix of big city convenience and small town community.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Cloud, MN Rentals by Map

View Map
St. Cloud, MN Apartments Map
View Map
St. Cloud, MN Rental Homes Map

Frequently Asked Questions about Cheap St. Cloud Apartments

What is a cheap apartment in St. Cloud?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in St. Cloud is under $815.

What is the price of a cheap apartment in St. Cloud?

The cheapest apartment in St. Cloud is Riverside Apartments 55+ Senior which is listed at $750, while the average apartment in St. Cloud costs $1,397.

What types of apartments are the cheapest in St. Cloud?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 496 regular apartments in St. Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in St. Cloud?

Cheap apartments in St. Cloud have an average cost of $341 which is $1,056 cheaper than the average rent for all rentals in St. Cloud.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts  article

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.