Cheap Apartments for Rent in St. Cloud, MN from $300 (223 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
to
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Lifestyle Matching SearchDone
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done

Search the lowest-cost Apartments available for rent right now in St. Cloud.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400

Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301
property at 402 7th Ave S

$420

Total Monthly Price

Total Monthly Price

Base Rent
$420

Total Monthly Price
$420

3 Bedroom, 2 Bath Home for Rent

Available Now

402 7th Ave S

St. CloudMN56301

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

close
View Me
1209 10th Ave S, Unit 2
$695
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$695

Total Monthly Price
$695
1 Bedroom Apartment Available Now

1209 10th Ave S, Unit 2

1209 10th Ave SSt. Cloud, MN 56301
Affordability
  • Smoke Free

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

close
View Me
Wildwood Townhomes
$711 - $1,696
Total Monthly Price

Total Monthly Price

Base Rent
$695 - $1,680
Required Monthly Fees
$16

Total Monthly Price
$711 - $1,696
1 to 4 Bedroom Apartments Available Jun 12

Wildwood Townhomes

1812 16th St SESt. Cloud, MN 56304
  • Verified
  • Customer Reviewed
  • Utilities Included
close
View Me
433 5th Ave NE
$750 - $800
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$750 - $800

Total Monthly Price
$750 - $800
1 Bedroom Apartment Available Now

433 5th Ave NE

433 5th Ave NESt. Cloud, MN 56304
  • Smoke Free
property at 1604 16th St SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1604 16th St SE

St. CloudMN56304
property at 1614 16th St SE

$775

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom, 1 Bath Home for Rent

Available Now

1614 16th St SE

St. CloudMN56304
property at 1514 15th Ave SE

$775 - $800

Total Monthly Price

Total Monthly Price

Base Rent
$775

Total Monthly Price
$775

1 Bedroom Rentals

Available Jul 1

1514 15th Ave SE

St. CloudMN56304

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

close
View Me
Bright River Estates
$779 - $1,079
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$760 - $1,060
Required Monthly Fees
$19

Total Monthly Price
$779 - $1,079
1 to 3 Bedroom Apartments Available Now

Bright River Estates

1 Rivercrest DrSt. Cloud, MN 56303
  • Verified
  • Customer Reviewed
  • Smoke Free
close
View Me
Lincoln Pointe
$794 - $889
Total Monthly Price

Total Monthly Price

Base Rent
$775 - $870
Required Monthly Fees
$19

Total Monthly Price
$794 - $889
1 to 2 Bedroom Apartments Available May 23, 2099

Lincoln Pointe

1060 7th StSt. Cloud, MN 56304
Cost Per Sq.Ft.
  • Verified
  • Utilities Included
property at 616 10th Ave N

$795

Total Monthly Price

Total Monthly Price

Base Rent
$795

Total Monthly Price
$795

2 Bedroom, 1 Bath Home for Rent

Available Jun 10

616 10th Ave N

St. CloudMN56303
property at 1920 10th Ave S

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom, 1 Bath Home for Rent

Available Aug 1

1920 10th Ave S

St. CloudMN56301
close
View Me
Oakshire Apartments
$800 - $1,100
Total Monthly Price

Total Monthly Price

Base Rent
$800 - $1,100

Total Monthly Price
$800 - $1,100
1 to 3 Bedroom Apartments Available Now

Oakshire Apartments

401-405 14th Ave SESt. Cloud, MN 56304
Pet Friendly
  • Verified
  • Utilities Included
  • 3D Tour
property at 1526 16th Ave SE

$775 - $800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Now

1526 16th Ave SE

St. CloudMN56304

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

property at 1524 15th Ave SE

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

1 Bedroom Rentals

Available Now

1524 15th Ave SE

St. CloudMN56304
property at 3205 12th St N

$825

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

2 Bedroom, 1 Bath Home for Rent

Available Jun 10

3205 12th St N

St. CloudMN56303
property at 503 15th Ave SE

$825 - $925

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

1 To 2 Bedroom Rentals

Available Now

503 15th Ave SE

St. CloudMN56304
close
View Me
Point Saint Germain
$837 - $1,047
Total Monthly Price

Total Monthly Price

Base Rent
$810 - $1,020
Required Monthly Fees
$27

Total Monthly Price
$837 - $1,047
1 to 2 Bedroom Apartments Available May 22, 2099

Point Saint Germain

3346 W St Germain StSt. Cloud, MN 56301
Cost Per Sq.Ft.
  • Verified
  • 3D Tour

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

St. Cloud, MN Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Cheapest Neighborhoods for Apartments in St. Cloud, MN

Pricing Updated: 06/08/2026

Current apartment rentals in the St. Cloud, MN area range in price from $310 to $2,991 with an overall median price of $1,418. The three St. Cloud neighborhoods with the lowest median rent pricing are Southside at $310, North Saint Cloud at $465, and South Saint Cloud at $310. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for St. Cloud Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Southside$1,140$31027
North Saint Cloud$1,192$46512
South Saint Cloud$1,300$31068
St John Cantius$1,307$310133
Hester Park$1,347$310139
Pantown$1,372$31096
Colonial Gardens$1,400$31097
Seberger$1,400$31094
West End$1,400$8206
West Saint Cloud$1,400$31096

Cheapest Available St. Cloud Apartments for Rent

 

The cheapest available apartment rental in St. Cloud, MN is a Studio unit found at Columbia IHA in the Wilson neighborhood priced from $650. Riverside Apartments 55+ Senior in the Wilson neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $750. Here is today’s list of the most affordable St. Cloud apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Columbia IHAStudioStudio,1BA$650
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
Auburn Cove Apartments., LLC1 bedroom1BR,1BA$795
Waite Park CrossingOne bedroom + One bathroom1BR,1BA$795
Clear Brook ApartmentsOne bedroom One Bathroom1BR,1BA$800
Birchwood Apartment Homes1 Bedroom 1 Bathroom1BR,1BA$800
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$820

Best Value Apartments for Rent in St. Cloud, MN

As of June 08, 2026 the best value apartment in the St. Cloud area is the $1.04 price per square foot 2 Bed/ 2 Bath Model at Parkbury Villa in the in the West Saint Cloud neighborhood starting from $1,295. The second greatest value St. Cloud apartment is the 2 Bedroom 2 Bathroom Model at Pine Pointe Apartments starting at $1,005 with a $0.85 price per square foot in the Lincoln School neighborhood. Here is today’s list of the best values for St. Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Parkbury Villa2 Bed/ 2 Bath2BR,2BA$1.04
Pine Pointe Apartments2 Bedroom 2 Bathroom2BR,2BA$0.85
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.92
Westwood VillageTwo bedroom/ One bathroom2BR,1BA$1.02
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$0.91
30 Maple St NEUpper2BR,1BA$1.03
Woodhaven East ApartmentsTwo Bedroom + One Bathroom2BR,1BA$1.01
Hunters Ridge2BR/1BA2BR,1BA$0.97
Park Ave2 Bedroom2BR,1BA$1.03
Anchor Pointe ApartmentsSecond Floor Apartment2BR,1BA$1.02

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

Read Article
Decorative image

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

Read Article
Decorative image

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

St. Cloud Overview

Hovering over the mighty Mississippi River and boasting upwards of 70,000 residents, St. Cloud represents some of the best in Minnesota living. From a solid economic foundation to a bounty of natural scenery and public park land, this proud midwestern destination city has experienced consistent growth through the years for good reason.

Why live in St. Cloud, MN?

Large enough to offer a sustainable lifestyle and the opportunity for job growth, yet cozy enough to be an ideal place to raise a family and known your neighbor on a first name basis, apartments in St. Cloud have been drawing new residents like a moth to a flame for decades. Flush with downhome charm that the midwest is known for the world over, this idyllic destination is an ideal mix of big city convenience and small town community.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Cloud, MN Rentals by Map

View Map
St. Cloud, MN Apartments Map
View Map
St. Cloud, MN Rental Homes Map

Frequently Asked Questions about Cheap St. Cloud Apartments

What is a cheap apartment in St. Cloud?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in St. Cloud is under $820.

What is the price of a cheap apartment in St. Cloud?

The cheapest apartment in St. Cloud is Riverside Apartments 55+ Senior which is listed at $750, while the average apartment in St. Cloud costs $1,418.

What types of apartments are the cheapest in St. Cloud?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 426 regular apartments in St. Cloud that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in St. Cloud?

Cheap apartments in St. Cloud have an average cost of $272 which is $1,146 cheaper than the average rent for all rentals in St. Cloud.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Pet-Friendly Renting: Everything You Need to Know Before You Move article

Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

decorative image for Creative Ways Developers Reimagine Retail Spaces as Residential Units  article

Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.

decorative image for Neighborhood and Market Insights: How to Choose the Right Area to Rent   article

Neighborhood and Market Insights: How to Choose the Right Area to Rent

Written by: Robin Stewart

Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

decorative image for A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back article

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.