Cheap Homes for Rent in Panama City Beach, FL from $900 (68 Rentals)

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Search the lowest-cost Homes available for rent right now in Panama City Beach.

property at 2524 Beech St

$1,250

2 Bedroom Rentals

Available Now

2524 Beech St

Panama City BeachFL32408

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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property at 7813 N Lagoon Dr

$1,500 - $1,900

2 Bedroom Rentals

Available Now

7813 N Lagoon Dr

Panama City BeachFL32408

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 6224 Sunset Ave

$1,550

2 Bedroom, 2 Bath Home for Rent

Available Now

6224 Sunset Ave

Panama City BeachFL32408

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Panama City Beach, FL Local Guide

Cheapest Neighborhoods for Apartments in Panama City Beach, FL

Pricing Updated: 01/09/2026

Current apartment rentals in the Panama City Beach, FL area range in price from to with an overall median price of . Here is today’s list neighborhoods with the lowest median pricing for Panama City Beach Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Palmetto Trace$1,851$1,10062

Cheapest Available Panama City Beach Apartments for Rent

 

The cheapest available apartment rental in Panama City Beach, FL is a Studio unit found at Cottages by the Bay priced from $899. 10X Panama City Beach has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,046. Here is today’s list of the most affordable Panama City Beach apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Cottages by the BayStudioStudio,1BA$899
10X Panama City BeachA1e1BR,1BA$1,046
Palm Court Apartments4x1.54BR,1BA$1,095
10X Breakfast PointA11BR,1BA$1,098
79 WestThe West1BR,1BA$1,100
The Place at Grand LagoonA11BR,1BA$1,190
White SandsThe Cabana1BR,1BA$1,190
Edgewater CrossingsBIRKDALE1BR,1BA$1,240
10X Retreat at PCBA21BR,1BA$1,241
Exchange at the Beach1 Bedroom 120%1BR,1BA$1,241

Best Value Apartments for Rent in Panama City Beach, FL

As of January 09, 2026 the best value apartment in the Panama City Beach area is the $1.59 price per square foot Type 3 Model at Emerald Park in the starting from $2,050. The second greatest value Panama City Beach apartment is the 4x1.5 Model at Palm Court Apartments starting at $1,095 with a $0.92 price per square foot . Here is today’s list of the best values for Panama City Beach apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Emerald ParkType 33BR,3BA$1.59
Palm Court Apartments4x1.54BR,1BA$0.92
MAA Emerald CoastThe Santa Rosa2BR,2BA$1.39
Edgewater CrossingsBIRKDALE1BR,1BA$1.42
White SandsThe Kalypso1BR,1BA$1.43
Sea SoundSunset 21BR,1BA$1.74
10X Retreat at PCBA21BR,1BA$1.52
10X Breakfast PointA11BR,1BA$1.35
The Place at Grand LagoonA11BR,1BA$1.53
79 WestThe West1BR,1BA$1.51

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
Panama City Beach, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City Beach, FL Rentals by Map

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See the most popular apartments and homes in Panama City Beach, FL

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Frequently Asked Questions about Panama City Beach

What type of rentals are currently available in Panama City Beach?

There are currently 148 Apartments for Rent in Panama City Beach, FL with pricing that ranges from $899 to $17,022. There are also 262 Single Family Homes for rent, Condos, and Townhome rentals currently available in Panama City Beach ranging from $950 to $7,150.

What is the current price range for Rental Homes in Panama City Beach?

Today's rental pricing for Homes for Rent, Condos and Townhomes in Panama City Beach ranges from $950 to $7,150 with an average monthly rent of $2,587.

How much are larger Three and Four Bedroom Rentals in Panama City Beach?

For those who are looking for larger living arrangements, Three Bedroom Apartments in Panama City Beach range from $1,490 to $14,392, while Three Bedroom Homes, Condos, and Townhomes for rent range from $1,750 to $3,600. Four Bedroom Single-Family rentals are also available starting from $1,795 and Four Bedroom Apartments start at $1,095.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate!