
Cheap Apartments for Rent in Spencer, MA from $600 (70 Rentals)
Search the lowest-cost Apartments available for rent right now in Spencer.


19 Mc Donald St

8 Dustin St

0 Town House Ct

1 1/2 Main St

Total Monthly Price
Colton Apartments

Eastview Apartments

Julia Bancroft - 62+ Senior Apartments

Bancroft On The Grid

New Park on the Grid
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Portside on the Grid

Park Plaza on the Grid

191 City Depot Rd

Stratton Hill Park Apartments

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Jefferson Mills

Portland on the Grid

Total Monthly Price
Wexford Village

Junction Shop Lofts

Poet Hill Place

Total Monthly Price
The Reeds
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Plantation Towers

Total Monthly Price
Ledgewood Court Apartments

Arrowpoint at Mill Street

Total Monthly Price
The Revington

175 James St

Rosemeade Apartments

Total Monthly Price
The 6Hundred

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145 Front at City Square

Green Hill Park Apartments Worcester

100 Wall St
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Royal Worcester Apartments

Total Monthly Price
Altitude

The Kiln

Total Monthly Price
Highland West

Sutton Estates

20 Eden St

Courthouse Lofts

The Cove

Total Monthly Price
Audubon Plantation Ridge

TOPOGRAPH
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Total Monthly Price
Edge Worcester

The Fairways

Residences on Lincoln Square, A 55+ Community

Aurora Apartments

Merrick at the Square

Torrey Factory Lofts

Sudbury Street Lofts

109 High Street

44 Byron St

33 Hermon
Worcester's Best Affordable Neighborhoods
Learn about Worcester and the best places to live with original content written by our Local Expert Kevin Wesley
Spencer, MA Local Guide

How much does it cost to rent an apartment in Spencer?
| Bedroom | Average Price | Cheapest Price | Highest Price |
|---|---|---|---|
| Spencer Studio Apartments | $1,761 | $1,200 | $2,550 |
| Spencer 1 Bedroom Apartments | $2,248 | $1,095 | $4,887 |
| Spencer 2 Bedroom Apartments | $2,863 | $1,400 | $4,400 |
| Spencer 3 Bedroom Apartments | $3,331 | $2,000 | $4,206 |
| Spencer 4 Bedroom Apartments | $3,031 | $2,650 | $3,580 |
Browse Top Apartments in Spencer
See all Apartments in SpencerExplore Spencer
Spencer, MA Local Guide
- Nearby Cities
- ZIP codes
- Local Counties
- School Districts
Cheapest Available Spencer Apartments for Rent and Nearby
 The cheapest available apartment rental in Spencer, MA is a Studio unit found at Colton Apartments in the West Tatnuck neighborhood priced from $1,200. Julia Bancroft - 62+ Senior Apartments in the Hadwen Park neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $1,265. Here is today’s list of the most affordable Spencer apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Colton Apartments | 0x1AcT3 | Studio,1BA | $1,200 |
| Julia Bancroft - 62+ Senior Apartments | Studio | Studio,1BA | $1,265 |
| Residences on Lincoln Square, A 55+ Community | Grove - Studio Income Restricted | Studio,1BA | $1,309 |
| Bancroft On The Grid | 0BR/1.0BA | Studio,1BA | $1,350 |
| Park Plaza on the Grid | WS200 | Studio,1BA | $1,425 |
| Portside on the Grid | 0BR/1.0BA | Studio,1BA | $1,425 |
| Eastview Apartments | 1BR | 1BR,1BA | $1,600 |
| Wexford Village | The Bradford | Studio,1BA | $1,655 |
| Stratton Hill Park Apartments | 1 Bedroom | 1BR,1BA | $1,725 |
| Poet Hill Place | S1 | Studio,1BA | $1,730 |
Best Value Apartments for Rent in Spencer, MA and Nearby
As of May 08, 2026 the best value apartment in the Spencer area is the $1.87 price per square foot Two Bedrooms Model at 100 Wall St in the in the Downtown Worcester neighborhood starting from $2,100. The second greatest value Spencer apartment is the Three Bedroom Model at 20 Eden St starting at $2,000 with a $1.84 price per square foot in the West Tatnuck neighborhood. Here is today’s list of the best values for Spencer apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 100 Wall St | Two Bedrooms | 2BR,1BA | $1.87 |
| 20 Eden St | Three Bedroom | 3BR,1BA | $1.84 |
| Cobblestone Village Apartments | 1 Bedroom with Study | 1BR,1BA | $2.36 |
| Highland West | Amherst | 1BR,1BA | $2.15 |
| Green Hill Park Apartments Worcester | The Emerald Updated | 2BR,1BA | $2.07 |
| Plantation Towers | 1 Bed, 1 Bath | 1BR,1BA | $2.32 |
| Ledgewood Court Apartments | 1 Bed, 1 bath | 1BR,1BA | $2.33 |
| Eastview Apartments | 1BR | 1BR,1BA | $2.13 |
| Stratton Hill Park Apartments | 1 Bedroom | 1BR,1BA | $2.40 |
| Residences on Lincoln Square, A 55+ Community | Grove - Studio Income Restricted | Studio ,1BA | $2.25 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Pet Friendly LifestyleSpencer, MA
Ranked #23
Among cities in Massachusetts for Apartment listings with Pet Friendly Amenities.
Pet Friendliness Lifestyle Score
2.5Pet Friendly
Best Local Schools in Spencer, MA
Knox Trail Junior High School
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Spencer, MA Rentals by Map
See the most popular apartments and homes in Spencer, MA
Frequently Asked Questions about Cheap Spencer Apartments
What is the Cheapest Studio apartment in Spencer?
Currently the most affordable Cheap Studio Apartment in Spencer is at Colton Apartments listed at $1,200.
How much is rent for a Cheap One Bedroom Spencer Apartment?
The lowest price for a Cheap One Bedroom Spencer Apartment is $1,360 at Julia Bancroft - 62+ Senior Apartments.
What is the lowest price for a Cheap Two Bedroom Spencer Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Spencer is starting from $1,684 at Residences on Lincoln Square, A 55+ Community.
What is the most affordable Spencer Three Bedroom Apartment?
The best deal on a cheap Spencer Three Bedroom Apartment rental is at 20 Eden St and starts from $2,000.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Local Secrets: Finding the Top Affordable Neighborhoods for Renting in Worcester
Written by: Kevin Wesley
Worcester is a vibrant, culturally rich and diverse city at the heart of central Massachusetts.

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.