Cheap Apartments for Rent in Bay County, FL from $400 (74 Rentals)

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Search the lowest-cost Apartments available for rent right now in Bay County.

property at 143 Claire Ave

143 Claire Ave

Panama CityFL32401

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Read Article

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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property at 237 Helen Ave

237 Helen Ave

Panama CityFL32401

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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property at 506 N 11th St

506 N 11th St

Panama CityFL32404

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 3614 Tiki Dr

3614 Tiki Dr

Panama CityFL32408

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Cheapest Available Bay County Apartments for Rent

 

The cheapest available apartment rental in Bay County, FL is a 1 Bed unit found at Cedar Trace Apartments priced from $900. Stone Harbor Apartments has the second lowest priced unit, which is a 2 Beds apartment currently listed from $906. Here is today’s list of the most affordable Bay County apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Cedar Trace Apartments1 bedroom1BR,1BA$900
Stone Harbor ApartmentsTwo Bedroom Two Bath2BR,2BA$906
Cottages by the BayStudioStudio,1BA$915
Northgate Terrace IThe Kenley IIStudio,1BA$925
Pinnacle at Hammock Square1 Bed, 1 bath1BR,1BA$947
Bayside VillasThe Coral2BR,1BA$999
Westshore PalmsThe Sapphire1BR,1BA$1,049
Westwood VillageThe Anise1BR,1BA$1,075
Turtle LakeThe Seabreeze1BR,1BA$1,165

Best Value Apartments for Rent in Bay County, FL

As of November 11, 2025 the best value apartment in the Bay County area is the $1.28 price per square foot Aria Model at Sunset Village in the starting from $2,100. The second greatest value Bay County apartment is the Palm A Model at Parkview at Lynn Haven starting at $1,900 with a $1.25 price per square foot in the SweetBay neighborhood. Here is today’s list of the best values for Bay County apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Sunset VillageAria3BR,2BA$1.28
Parkview at Lynn HavenPalm A3BR,2.5BA$1.25
Bridge Harbor Townhomes3 bedroom3BR,2.5BA$1.21
Arbor Trace Apartment HomesLaurel Oak2BR,2BA$1.22
Aztec VillaThree Bedroom3BR,2BA$1.09
Stone Harbor ApartmentsThree Bedroom Two Bath3BR,2BA$1.02
The Arbors @ 15thMagnolia2BR,2BA$1.20
White SandsThe Cabana1BR,1BA$1.25
Pinnacle at Hammock Square1 Bed, 1 bath1BR,1BA$1.23
524 Elm Avenue, Unit Apt C524 Elm Avenue2BR,1BA$1.30

Frequently Asked Questions about Cheap Bay County Apartments

What is the Cheapest Studio apartment in Bay County?

Currently the most affordable Cheap Studio Apartment in Bay County is at Cottages by the Bay listed at $915.

How much is rent for a Cheap One Bedroom Bay County Apartment?

The lowest price for a Cheap One Bedroom Bay County Apartment is $900 at Cedar Trace Apartments.

What is the lowest price for a Cheap Two Bedroom Bay County Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Bay County is starting from $906 at Stone Harbor Apartments.

What is the most affordable Bay County Three Bedroom Apartment?

The best deal on a cheap Bay County Three Bedroom Apartment rental is at Cedar Trace Apartments and starts from $1,150.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

decorative image for Apartment Common Area Rules: What Renters Need to Know article

Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

decorative image for How to Negotiate Your Apartment Lease and Save Money article

How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

decorative image for The Rental Move-In Inspection Checklist: A Guide for Renters article

The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

decorative image for Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between article

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.