
Cheap Apartments for Rent in Bay County, FL from $400 (113 Rentals)
Search the lowest-cost Apartments available for rent right now in Bay County.


7718 FL-22

Lynn Haven Cove Apartments

2701 E 8th Ct

Cottages by the Bay

Cedar Trace Apartments

1525 Oak Ave

Stone Harbor

Caladium Apartments

Northgate Terrace I
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Pinnacle at Hammock Square

Pinnacle at Hammock Place

3704 E 11th St

237 Helen Ave

Andrews Place Apartments

Tyndall Pointe Townhomes

3519 E 1st Ct, Unit 10-202

3519 E 1st Ct, Unit 10-102

2814 N Panama Ave

Bayside Villas
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

119 College Ave

6707-6722 FL-22

Westwood Village

Stanford Pointe

240 Harmon Ave, Unit 110

1104 W 19th Ct

5408 Manzonita Dr

Total Monthly Price
5820 Hickory St, Unit Apt 2, Unit Apt 2

Bay Front Apartments

Turtle Lake
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

12 Alma Ave

Spyglass Apartments

Westshore Palms

707-713 N 9th St

Aztec Villa Apartments

6427 Sunset Ave

Total Monthly Price
10X Retreat at PCB

Exchange at the Beach

North Bay Landings

2409-2413 Allison Ave
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

5117 E 10th St

The Reserve at Northshore

Edgewater Crossings

Exchange at North Bay

Total Monthly Price
10X Panama City Beach

White Sands

The Tyde Apartments

Waterstone at Jenks

The Lory of Panama City

Emerald Park
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
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Bay County, FL Local Guide

How much does it cost to rent an apartment in Bay County?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Bay County Studio Apartments | $1,449 | $895 | $2,605 |
| Bay County 1 Bedroom Apartments | $1,600 | $850 | $5,718 |
| Bay County 2 Bedroom Apartments | $1,966 | $895 | $6,212 |
| Bay County 3 Bedroom Apartments | $2,346 | $1,000 | $10,000+ |
| Bay County 4 Bedroom Apartments | $5,680 | $1,500 | $10,000+ |
Browse Apartments in Bay County
See all Apartments in BayExplore Bay County
Cheapest Available Bay County Apartments for Rent
 The cheapest available apartment rental in Bay County, FL is a Studio unit found at Cottages by the Bay priced from $899. Cedar Trace Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $900. Here is today’s list of the most affordable Bay County apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Cottages by the Bay | Studio | Studio,1BA | $899 |
| Cedar Trace Apartments | 1 bedroom | 1BR,1BA | $900 |
| Stone Harbor | One Bedroom One Bath | 1BR,1BA | $923 |
| Caladium Apartments | Studio | Studio,1BA | $925 |
| Pinnacle at Hammock Place | 1x1 | 1BR,1BA | $946 |
| Andrews Place Apartments | 1 Bed 1 Bath | 1BR,1BA | $983 |
| Tyndall Pointe Townhomes | 1 Bed 1 Bath Unit | 1BR,1BA | $995 |
| Turtle Lake | The Seabreeze | 1BR,1BA | $1,135 |
| Westshore Palms | The Sapphire | 1BR,1BA | $1,199 |
Best Value Apartments for Rent in Bay County, FL
As of May 04, 2026 the best value apartment in the Bay County area is the $1.14 price per square foot Silver Bell Model at Arbor Trace Apartment Homes in the in the SweetBay neighborhood starting from $1,559. The second greatest value Bay County apartment is the The Windmark Model at MAA Emerald Coast starting at $1,708 with a $1.29 price per square foot . Here is today’s list of the best values for Bay County apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Arbor Trace Apartment Homes | Silver Bell | 2BR,2BA | $1.14 |
| MAA Emerald Coast | The Windmark | 3BR,2BA | $1.29 |
| White Sands | The Avalon | 2BR,2BA | $1.20 |
| The Arbors @ 15th | Oakland | 3BR,2BA | $1.18 |
| Bay Front Apartments | 2 Bed, 1 Bath (Reno) | 2BR,1BA | $1.18 |
| Westwood Village | The Hibiscus | 2BR,1.5BA | $1.28 |
| Andrews Place Apartments | 1 Bed 1 Bath | 1BR,1BA | $1.12 |
| Stone Harbor | One Bedroom One Bath | 1BR,1BA | $1.15 |
| Tyndall Pointe Townhomes | 1 Bed 1 Bath Unit | 1BR,1BA | $1.24 |
| Pinnacle at Hammock Place | 1x1 | 1BR,1BA | $1.29 |
Frequently Asked Questions about Cheap Bay County Apartments
What is the Cheapest Studio apartment in Bay County?
Currently the most affordable Cheap Studio Apartment in Bay County is at Cottages by the Bay listed at $899.
How much is rent for a Cheap One Bedroom Bay County Apartment?
The lowest price for a Cheap One Bedroom Bay County Apartment is $900 at Cedar Trace Apartments.
What is the lowest price for a Cheap Two Bedroom Bay County Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Bay County is starting from $1,000 at Cedar Trace Apartments.
What is the most affordable Bay County Three Bedroom Apartment?
The best deal on a cheap Bay County Three Bedroom Apartment rental is at Cedar Trace Apartments and starts from $1,150.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.