3 Bedroom Apartments for Rent in St. Charles, MO (54 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
Lifestyle Matching SearchDone
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

property at 322 N 6th St

322 N 6th St

St. CharlesMO63301
property at 1611 Treetop Dr

1611 Treetop Dr

St. CharlesMO63303

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

close
View Me
Fox Hill
3 Bedroom Apartments

Fox Hill

3100 Fox Chase DrSt. Charles, MO 63301
  • Utilities Included
close
View Me
Meadowridge Apartments
3 Bedroom Apartments

Meadowridge Apartments

2000 Styling Ridge DrSt. Charles, MO 63304
  • Utilities Included
close
View Me
Oakridge
3 Bedroom Apartments

Oakridge

2505 Arena PkySt. Charles, MO 63303
close
View Me
808-814 Nathan St
3 Bedroom Apartments

808-814 Nathan St

808-814 Nathan StSt. Charles, MO 63301
close
View Me
2356 Banon Dr
3 Bedroom Apartments

2356 Banon Dr

2356 Banon DrSt. Charles, MO 63301
close
View Me
1610-1616 Maude
3 Bedroom Apartments

1610-1616 Maude

1610-1616 MaudeSt. Charles, MO 63301

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

close
View Me
New Town Portfolio
3 Bedroom Apartments

New Town Portfolio

3201-3249 Domain StSt. Charles, MO 63301
close
View Me
Heritage Apartments
3 Bedroom Apartments

Heritage Apartments

1002 Heritage CtSt. Charles, MO 63303
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

St. Charles, MO Local Guide

Photo of Staff Writer  - Local Guide Expert
Written By:
Staff Writer
Local Guide Expert

Largest Available St. Charles 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in St. Charles, MO is found at Woodstone Apartments in the Brighton Park neighborhood and is 1,473 square feet priced from $1,950. River Crossing Apartments in the Saint Charles neighborhood has the second largest 3 Bedroom, which is sized at 1,326 square feet and currently listed start at $2,253. Here is today’s list of the largest available 3 Bedroom units in St. Charles:

Apartment ListingModel NameSquare FootagePriced From
Woodstone ApartmentsThree Bedroom1,473 Sq Ft$1,950
River Crossing ApartmentsThe Waverly 3 BR 2 BA1,326 Sq Ft$2,253
JasperRoyal1,302 Sq Ft$2,257
Sterling Heights Apartments3 Bedroom Townhouse1,140 Sq Ft$1,533
Reserve at SpencerSpencer2 Sq Ft$1,226

Cheapest Available St. Charles 3 Bedroom Apartments

As of September 08, 2025 the lowest priced 3 Bedroom apartment unit in St. Charles, MO is the Spencer Model starting from $1,226 at Reserve at Spencer in the Brighton Park neighborhood. The second most affordable St. Charles 3 Bedroom is the 3 Bedroom Townhouse Model at Sterling Heights Apartments starting at $1,531 in the OFallon St Charles neighborhood. The average price for all 3 Bedroom apartments in St. Charles is currently $1,998. Here is today’s list of the cheapest available 3 Bedroom options in St. Charles:

Apartment ListingModel NamePriced From
Reserve at SpencerSpencer$1,226
Sterling Heights Apartments3 Bedroom Townhouse$1,531
Woodstone ApartmentsThree Bedroom$1,950
JasperRoyal$2,257
River Crossing ApartmentsThe Waverly 3 BR 2 BA$2,294

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

St. Charles Overview

St Louis, Missouri is often referred to as the Gateway to the West. There are numerous attractive suburbs surrounding the St. Louis region. One of the most popular is Saint Charles, Missouri, which is just to the west of St Louis itself. If you are looking for a great place to live and work, then Saint Charles might be for you. If you are looking for apartments in St Charles, learn more about this amazing city below! Then, count on us to help you find your Saint Charles Apartments.á

Why live in St. Charles, MO?

There are a lot of reasons why so many people are moving to St. Charles, MO, and calling this place home. First, the city provides easy access to the city of St Louis itself. Despite this, the cost of living is significantly lower, because people are living outside the major city. Second, the schools in this location are outstanding. Everyone has access to a great education, even if they cannot afford private school. Finally, it is relatively easy to get around. Even though traffic and get heavy during rush hour, it is not something that people have to worry about significantly. For all of these reasons, the area surrounding St. Charles is growing quickly.á

Pet Friendly Lifestyle
St. Charles, MO

Ranked #412

Among cities in Missouri for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

2.5
Pet Friendly

decorative image of woman handing cat to small boy

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Charles, MO Rentals by Map

View Map
St. Charles, MO Apartments Map
View Map
St. Charles, MO Rental Homes Map

Getting Around St. Charles, MO

Walk Score®

47 / 100

Car-Dependent

Most errands require a car

Bike Score®

38 / 100

Somewhat Bikeable

Minimal bike infrastructure

Frequently Asked Questions about 3 Bedroom St. Charles Apartments

What is the Cheapest apartment in St. Charles with 3 Bedroom?

Currently the most affordable 3 Bedroom in St. Charles is at Reserve at Spencer listed at $1,226.

How much is the average rent for a 3 Bedroom St. Charles Apartment?

The average rent for a 3 Bedroom Apartment in St. Charles is $1,998.

What is the largest available 3 Bedroom St. Charles Apartment for rent?

Today's apartment with the most square footage in St. Charles is a 1,473 square feet unit starting from $1,950 at Woodstone Apartments.

What is the average size for St. Charles 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in St. Charles is currently 1,408 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

decorative image for A Local Expert’s Guide To the 10 Top Budget-Friendly Neighborhoods to Rent in St. Louis article

A Local Expert’s Guide To the 10 Top Budget-Friendly Neighborhoods to Rent in St. Louis

Written by: Taryn Shorr-Mckee

I’m Taryn, your ApartmentHomeLiving.com team Local Expert for St. Louis, Missouri. Nicknamed “a city of neighborhoods,” St. Louis has nearly 80 distinct communities, each with unique characteristics setting it apart from others.

decorative image for Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between article

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.

decorative image for The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro article

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Written by: Christine Leonard, Esq.

Hard truth. Moving is never easy. I’ve done it all – from local moves to cross-country relocations From packing to unpacking the last box, I have found moving to be an exhausting, expensive and stressful experience every time.

decorative image for Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting article

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Written by: Christine Leonard, Esq.

Throughout the day, think about all the times that you have to pay for something. So many of us reach automatically for a credit card or even our phone for a quick payment.