
Cheap Apartments for Rent near Rancho Santa Fe, CA from $1,799 (29 Rentals)
Search the lowest-cost Apartments available for rent right now in Rancho Santa Fe.


Encinitas Senior Living - 55+ Active Adult Apartments

Total Monthly Price
Encinitas Terrace Apartment Homes, 55+

Silverado Apartments, a 55+ Community

Total Monthly Price
The Ritz Colony

The Royal of Rancho Penasquitos

Total Monthly Price
Elan Sandpiper Del Mar
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Total Monthly Price
La Terraza Apartments

Elan Quail Pointe Apartment Homes

Total Monthly Price
Elan Playa Mar Apartment Homes

Solana Mar Apartments

Essex Heights

Terraces at Del Mar

Cresterra Apartments
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Total Monthly Price
Elan Solana Pointe

The Club Torrey Pines

Total Monthly Price
Folia

Santa Fe Ranch

Carmel Creek

Beach Colony

Total Monthly Price
Elan Pacifico Encinitas
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

Total Monthly Price
Avino

Deerwood

Elan Alicante La Costa

Los Arboles Apartments

Park Place Del Mar

3463 Caminito Sierra

Symphony at Del Sur
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

1760 S El Camino Real
Rancho Santa Fe, CA Local Guide

How much does it cost to rent an apartment in Rancho Santa Fe?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Rancho Santa Fe Studio Apartments | $2,207 | $1,799 | $3,452 |
| Rancho Santa Fe 1 Bedroom Apartments | $3,284 | $1,995 | $5,825 |
| Rancho Santa Fe 2 Bedroom Apartments | $4,619 | $2,800 | $8,906 |
| Rancho Santa Fe 3 Bedroom Apartments | $4,721 | $3,245 | $9,298 |
| Rancho Santa Fe 4 Bedroom Apartments | $4,750 | $4,750 | $4,750 |
Browse Top Apartments in Rancho Santa Fe
See all Apartments in Rancho Santa FeExplore Rancho Santa Fe
Rancho Santa Fe, CA Local Guide
- Rancho Santa Fe Neighborhoods
- Nearby Cities
- ZIP codes
- Local Counties
- School Districts
Cheapest Neighborhoods for Apartments in Rancho Santa Fe, CA
Pricing Updated: 08/24/2026Current apartment rentals in the Rancho Santa Fe, CA area range in price from $1,700 to $50,000 with an overall median price of $8,170. Here is today’s list neighborhoods with the lowest median pricing for Rancho Santa Fe Apartments for rent:
| Neighborhood | Median Price | Min Price | Available Units |
|---|---|---|---|
| Pacific Highlands | $6,097 | $1,700 | 36 |
| Fairbanks Ranch | $17,500 | $6,495 | 8 |
Cheapest Available Rancho Santa Fe Apartments for Rent and Nearby
 The cheapest available apartment rental in Rancho Santa Fe, CA is a Studio unit found at Azure Point at Encinitas - 55+ Active Adult Apartments in the Encinitas neighborhood priced from $1,799. Encinitas Senior Living - 55+ Active Adult Apartments in the Encinitas neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $1,845. Here is today’s list of the most affordable Rancho Santa Fe apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Azure Point at Encinitas - 55+ Active Adult Apartments | Studio - Deluxe | Studio,1BA | $1,799 |
| Encinitas Senior Living - 55+ Active Adult Apartments | Studio - S1 | Studio,1BA | $1,845 |
| Encinitas Terrace Apartment Homes, 55+ | 1x1 | 1BR,1BA | $2,194 |
| The Royal of Rancho Penasquitos | 10 | 1BR,1BA | $2,395 |
| La Terraza Apartments | Marbella A | 1BR,1BA | $2,455 |
| Terraces at Del Mar | One Bedroom Plan A | 1BR,1BA | $2,700 |
| Cresterra Apartments | A1 | 1BR,1BA | $2,721 |
| Folia | A1 | 1BR,1BA | $2,947 |
| Carmel Creek | Plan 1E | 1BR,1BA | $2,989 |
| Beach Colony | Brand New Studio | Studio,1BA | $3,100 |
Best Value Apartments for Rent in Rancho Santa Fe, CA and Nearby
As of August 25, 2026 the best value apartment in the Rancho Santa Fe area is the $3.85 price per square foot C1 3x2 Model at Avino in the in the Torrey Hills neighborhood starting from $4,643. The second greatest value Rancho Santa Fe apartment is the Del Mar Model at Deerwood starting at $3,823 with a $3.20 price per square foot in the Rancho Bernardo neighborhood. Here is today’s list of the best values for Rancho Santa Fe apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Avino | C1 3x2 | 3BR,2BA | $3.85 |
| Deerwood | Del Mar | 3BR,2BA | $3.20 |
| Altura | B3 2x2 | 2BR,2BA | $3.67 |
| Elan Alicante La Costa | 2x2 | 2BR,2BA | $3.25 |
| Palma de la Reina Apartments | 2 BR / 2 BA | 2BR,2BA | $3.76 |
| Del Mar Ridge | Pinnacle | 1BR,1BA | $3.86 |
| Carmel Creek | Plan 1E | 1BR,1BA | $3.69 |
| La Terraza Apartments | Marbella A | 1BR,1BA | $3.39 |
| Cresterra Apartments | A1 | 1BR,1BA | $3.78 |
| Terraces at Del Mar | One Bedroom Plan A | 1BR,1BA | $3.86 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Rancho Santa Fe, CA Rentals by Map
See the most popular apartments and homes in Rancho Santa Fe, CA
Frequently Asked Questions about Cheap Rancho Santa Fe Apartments
What is the Cheapest Studio apartment in Rancho Santa Fe?
Currently the most affordable Cheap Studio Apartment in Rancho Santa Fe is at Azure Point at Encinitas - 55+ Active Adult Apartments listed at $1,799.
How much is rent for a Cheap One Bedroom Rancho Santa Fe Apartment?
The lowest price for a Cheap One Bedroom Rancho Santa Fe Apartment is $2,194 at Encinitas Terrace Apartment Homes, 55+.
What is the lowest price for a Cheap Two Bedroom Rancho Santa Fe Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Rancho Santa Fe is starting from $2,995 at The Royal of Rancho Penasquitos.
What is the most affordable Rancho Santa Fe Three Bedroom Apartment?
The best deal on a cheap Rancho Santa Fe Three Bedroom Apartment rental is at La Terraza Apartments and starts from $3,245.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

First Apartment Regrets: Real Renters Share What They'd Do Differently
Written by: Robin Stewart
Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.