3 Bedroom Apartments for Rent in St. Cloud, MN (98 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Bright River Estates
$1,039 - $1,059
Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$745 - $1,040
Required Monthly Fees
$19

Total Monthly Price
$764 - $1,059
3 Bedroom Apartments Available Now

Bright River Estates

1 Rivercrest DrSt. Cloud, MN 56303
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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

property at 210 5th Ave NE

210 5th Ave NE

St. CloudMN56304
property at 402 7th Ave S

402 7th Ave S

St. CloudMN56301
property at 710 13th St S

710 13th St S

St. CloudMN56301
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La Cruz Community
3 Bedroom Apartments

La Cruz Community

1505 6th Ave SSt. Cloud, MN 56301
  • Utilities Included
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Broadwell Estates
3 Bedroom Apartments

Broadwell Estates

200-202 Wilson Ave NESt. Cloud, MN 56304
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Regency East
3 Bedroom Apartments

Regency East

28 NE 3rd AveSt. Cloud, MN 56304
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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Oakhaven Estates
3 Bedroom Apartments

Oakhaven Estates

1110-1150 7th StSt. Cloud, MN 56304
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Oak Gardens
3 Bedroom Apartments

Oak Gardens

3060 W St Germain StSt. Cloud, MN 56301
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East Germain Court
3 Bedroom Apartments

East Germain Court

1027 E St Germain StSt. Cloud, MN 56304
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Bel Clare Estates
3 Bedroom Apartments

Bel Clare Estates

3210 Bel Clare DrSt. Cloud, MN 56301
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Wyndemere Apartments
3 Bedroom Apartments

Wyndemere Apartments

3420 W Saint Germain StSt. Cloud, MN 56301
  • Utilities Included

Navigating the Rental Market: Tips for First-Time Renters

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St. Cloud, MN Local Guide

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Written By:
Justin Habersaat
Editing Staff

St. Cloud 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: November 02, 2025

There are currently 129 available 3 Bedroom apartment units from neighborhoods all over St. Cloud, MN that range in price from $420 to $2,750. Clemens Munsinger Gardens, West Saint Cloud and West Side are the neighborhoods that currently have the most 3 Bedroom availability. Here is today's list of the top neighborhoods in St. Cloud with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Clemens Munsinger Gardens26$1,748$420
West Saint Cloud15$1,478$420
West Side14$1,501$960
East Saint Cloud10$1,410$1,009
Pantown10$1,322$420
Downtown St Cloud9$1,275$420
Hester Park8$1,310$420
Seberger8$1,361$420
St John Cantius8$1,320$420
Colonial Gardens6$1,501$420

Largest Available St. Cloud 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in St. Cloud, MN is found at Liberty Townhomes in the South Saint Cloud neighborhood and is 2,209 square feet priced from $2,150. East Germain Court in the Wilson neighborhood has the second largest 3 Bedroom, which is sized at 1,631 square feet and currently listed start at $1,400. Here is today’s list of the largest available 3 Bedroom units in St. Cloud:

Apartment ListingModel NameSquare FootagePriced From
Liberty Townhomes22332,209 Sq Ft$2,150
East Germain CourtThree Bedroom A1,631 Sq Ft$1,400
Natures Edge Apartments3BR1,400 Sq Ft$1,170
The Club at HeritageF 3x21,285 Sq Ft$2,000
Regency ParkC1R1,275 Sq Ft$1,837
Newbury Apartments3B/2B1,240 Sq Ft$1,320
Prosper WestC2R1,200 Sq Ft$1,755
Grand River Estates3 x 21,194 Sq Ft$1,805
STERLING HEIGHTSThree Bedroom One Bath1,129 Sq Ft$1,410
Pine Pointe Apartments3 bedrooms1,050 Sq Ft$1,019

Cheapest Available St. Cloud 3 Bedroom Apartments

As of November 02, 2025 the lowest priced 3 Bedroom apartment unit in St. Cloud, MN is the Three bedroom/ One bathroom Model starting from $1,015 at Westwood Village . The second most affordable St. Cloud 3 Bedroom is the Three Bedroom/ Two Bathroom Model at Swisshelm Village Apartments starting at $1,015 in the East Saint Cloud neighborhood. The average price for all 3 Bedroom apartments in St. Cloud is currently $1,451. Here is today’s list of the cheapest available 3 Bedroom options in St. Cloud:

Apartment ListingModel NamePriced From
Westwood VillageThree bedroom/ One bathroom$1,015
Swisshelm Village ApartmentsThree Bedroom/ Two Bathroom$1,015
Pine Pointe Apartments3 bedrooms$1,019
Bright River Estates3B1B - CONTACT FOR AVAILABILITY$1,039
Oakshire Apartments3B/1B$1,040
Natures Edge Apartments3BR$1,170
Victorian Terrace3 BD/1 BA$1,200
Park MeadowsClemens$1,312
Newbury Apartments3B/2B$1,320
East Germain CourtThree Bedroom A$1,400

Apartment Common Area Rules: What Renters Need to Know

From the lounge to the laundry room, understand your rights and responsibilities in shared apartment spaces. Get tips on pet rules, noise, and security.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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St. Cloud Overview

Hovering over the mighty Mississippi River and boasting upwards of 70,000 residents, St. Cloud represents some of the best in Minnesota living. From a solid economic foundation to a bounty of natural scenery and public park land, this proud midwestern destination city has experienced consistent growth through the years for good reason.

Why live in St. Cloud, MN?

Large enough to offer a sustainable lifestyle and the opportunity for job growth, yet cozy enough to be an ideal place to raise a family and known your neighbor on a first name basis, apartments in St. Cloud have been drawing new residents like a moth to a flame for decades. Flush with downhome charm that the midwest is known for the world over, this idyllic destination is an ideal mix of big city convenience and small town community.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Getting Around St. Cloud, MN

Walk Score®

46 / 100

Car-Dependent

Most errands require a car

Bike Score®

52 / 100

Bikeable

Some bike infrastructure

Frequently Asked Questions about 3 Bedroom St. Cloud Apartments

What is the Cheapest apartment in St. Cloud with 3 Bedroom?

Currently the most affordable 3 Bedroom in St. Cloud is at Westwood Village listed at $1,015.

How much is the average rent for a 3 Bedroom St. Cloud Apartment?

The average rent for a 3 Bedroom Apartment in St. Cloud is $1,451.

What is the largest available 3 Bedroom St. Cloud Apartment for rent?

Today's apartment with the most square footage in St. Cloud is a 2,209 square feet unit starting from $2,150 at Liberty Townhomes.

What is the average size for St. Cloud 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in St. Cloud is currently 1,782 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.