
3 Bedroom Apartments for Rent in Panama City, FL Under $3,900 (162 Rentals)


The Kelly at 23rd Luxury Apartments

Exchange at North Bay

Arbor Landing Mill Bayou

Emerald Park

The Lory of Panama City

Westshore Palms

Waterstone at Jenks

Eagles Landing Luxury Apartment Homes

The Enclave
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

MAA Emerald Coast

Residences at SweetBay

North Bay Landings

Total Monthly Price
Sunset Village

Stanford Pointe

Andrews Place Apartments

Ava Kay Townhomes

Pinnacle at Hammock Place

Cedar Trace Apartments
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Total Monthly Price
123 Keystone Plz, Unit 123 Keystone Plaza, Unit 123 Keystone Plaza

256 N Berthe Ave, Unit A, Unit A

1014 Kurze Ave

1110 Sheffield Ave

3727 Greentree Pl

2115 Bent Oak Ct

326 Raven Ln

517 E 8th St

1710 Drake Ave

3525 T St
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

2623 E 16th St

3012 Laurie Ave

2323 Discovery Loop

8107 Heritage Woods Ln

9117 Laird St

707-713 N 9th St

9123 Laird St

9119 Laird St

119 College Ave

208 N Hwy 22 A
Navigating the Rental Market: Tips for First-Time Renters
Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

707 N 9th St

518 Everitt Ave

517-22A S Hwy 22 A

4905 Alameda St

1510 Clay Ave

300 N James Ave

6321 Olokee St

2786 Largo Ave

6216 Pridgen St

1132 Mulberry Ave
Panama City, FL Local Guide

How much does it cost to rent an apartment in Panama City?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Studio Apartments | $1,014 | $895 | $1,325 |
| Panama City 1 Bedroom Apartments | $1,344 | $850 | $2,185 |
| Panama City 2 Bedroom Apartments | $1,645 | $950 | $5,376 |
| Panama City 3 Bedroom Apartments | $1,986 | $1,200 | $8,288 |
| Panama City 4 Bedroom Apartments | $3,211 | $1,250 | $10,000+ |
Explore Panama City
Panama City, FL Local Guide
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10 Hidden Costs of Renting You Should Budget for Before Signing a Lease
Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.
Read ArticleDon't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Panama City, FL
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Panama City, FL Rentals by Map
See the most popular apartments and homes in Panama City, FL
Panama City, FL Area Reviews
Estrella
February 25, 2025Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir
Frequently Asked Questions about 3 Bedroom Panama City Apartments
How much is the average rent for a 3 Bedroom Panama City Apartment?
The average rent for a 3 Bedroom Apartment in Panama City is $1,986.
What is the largest available 3 Bedroom Panama City Apartment for rent?
Today's apartment with the most square footage in Panama City is a 1,671 square feet unit starting from $1,779 at Arbor Trace Apartment Homes.
What is the average size for Panama City 3 Bedroom Apartments for rent?
The average size for a 3 Bedroom rental in Panama City is currently 1,421 sq ft.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property
Written by: Lauren Harrington
Renting your next home can feel thrilling and overwhelming at the same time.
