Cheap Apartments for Rent in Ratcliff, TX from $500 (53 Rentals)

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Search the lowest-cost Apartments available for rent right now in Ratcliff.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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101 E 6th St
1 to 3 Bedroom Apartments

101 E 6th St

101 E 6th StRusk, TX 75785
  • Utilities Included
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WillowBrook Apartments
1 to 2 Bedroom Apartments

WillowBrook Apartments

706 Henderson StLufkin, TX 75904
  • Utilities Included

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Oakview Condos
2 Bedroom Apartments

Oakview Condos

4133 NE Stallings DrNacogdoches, TX 75965

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Ratcliff, TX Local Guide

Cheapest Available Ratcliff Apartments for Rent and Nearby

 

The cheapest available apartment rental in Ratcliff, TX is a Studio unit found at Windhill Apartments priced from $585. Banita Creek Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $650. Here is today’s list of the most affordable Ratcliff apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Windhill ApartmentsThe PlateauStudio,1BA$585
Banita Creek Apartments1BR/1BA1BR,1BA$650
Silvercreek ApartmentsStudio/EFFStudio,1BA$697
Hidden OaksStudioStudio,1BA$700
3220 North ApartmentsA1-EFFStudio,1BA$704
University Club ApartmentsOne Bedroom1BR,1BA$709
Whisper Oaks1 Bedroom1BR,1BA$725
Sagewood Villas2-1 FoxS2BR,1BA$725
University Courtyard Apartments2 X 1 Small2BR,1BA$729
Deer CrossOzark1BR,1BA$739

Best Value Apartments for Rent in Ratcliff, TX and Nearby

As of June 09, 2026 the best value apartment in the Ratcliff area is the $0.97 price per square foot 3 Bed, 2 Bath (60% Income Restricted) Model at Arbor Pines in the starting from $1,127. The second greatest value Ratcliff apartment is the Townhouse Model at Campus Colony starting at $1,025 with a $1.03 price per square foot . Here is today’s list of the best values for Ratcliff apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Arbor Pines3 Bed, 2 Bath (60% Income Restricted)3BR,2BA$0.97
Campus ColonyTownhouse2BR,1.5BA$1.03
The Overlook2X22BR,2BA$0.92
Deer WoodWillow1BR,1BA$1.09
Whisper Oaks1 Bedroom1BR,1BA$1.01
Reserve at MottOne Bedroom1BR,1BA$1.18
Banita Creek Apartments1BR/1BA1BR,1BA$0.93
University Courtyard Apartments2 X 1 Small2BR,1BA$1.05
Royal Oaks Apartments1 bed, 1 bath1BR,1BA$1.18
University Club ApartmentsOne Bedroom1BR,1BA$1.13

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Ratcliff, TX Rentals by Map

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Frequently Asked Questions about Cheap Ratcliff Apartments

What is the Cheapest Studio apartment in Ratcliff?

Currently the most affordable Cheap Studio Apartment in Ratcliff is at Windhill Apartments listed at $585.

How much is rent for a Cheap One Bedroom Ratcliff Apartment?

The lowest price for a Cheap One Bedroom Ratcliff Apartment is $650 at Windhill Apartments.

What is the lowest price for a Cheap Two Bedroom Ratcliff Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Ratcliff is starting from $729 at University Courtyard Apartments.

What is the most affordable Ratcliff Three Bedroom Apartment?

The best deal on a cheap Ratcliff Three Bedroom Apartment rental is at University Club Apartments and starts from $1,099.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

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Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.

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Neighborhood and Market Insights: How to Choose the Right Area to Rent

Written by: Robin Stewart

Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.