
Cheap Apartments for Rent in Lutz, FL from $500 (167 Rentals)
Search the lowest-cost Apartments available for rent right now in Lutz.


The Livingston

Turtle Creek Apartment Homes

Willow Lake Crossing

The Grand at Cypress Cove

The Iris at Northpointe

18715 Hamilton St

Cobalt

Villas at Deer Park Apartments

Silversaw Wesley Chapel
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

AZORA AT CYPRESS RANCH

Alara Promenade

Total Monthly Price
Sage at Cypress Cay

4209 Woodstorks Walk Way, Unit 4209 Woodstorks Walk Way, Lutz, FL 33558, Unit 4209 Woodstorks Walk Way, Lutz, FL 33558

Maeva Modern Apartments

Total Monthly Price
Residences at Lake Park

Uptown Townhomes

Total Monthly Price
Lantana at Cypress Cay

2511 Rustic Ridge Loop, Unit SI FL1-ID1018135P

2503 Black Horse Loop, Unit SI FL2-ID1295171P
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

The Cottages at Cypress Cay

2604 Rustic Ridge Loop, Unit SI FL1-ID1295163P

15001 Caribou Ct, Unit SI ID1018146P

Livano Sunlake

Tapestry Lake District

Lantower Cypress Creek

1510 E 151st Ave

2204 Irene St

15616 Morning Dr

18108 Peregrines Perch Pl
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

13106 Leisurewood Pl

The Wave Apartments

Verra North

Vista Palms

Cambridge Woods

The Bahia Apartments

Live Oak Apartments

Vista North

Sunscape Apartment Homes

1214 E 138th Ave
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Willow Brooke Apartments

Windwood Oaks Apartments

Greenwich Commons Apartment Homes

1306 E 137th Ave

The Grove Apartments

Eagles Point at Tampa Palms Apartments

Total Monthly Price
Montierra Apartments

Azure East

Lago Bello Apartment Homes

Total Monthly Price
Uptown Apartments
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.
Lutz, FL Local Guide

How much does it cost to rent an apartment in Lutz?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Cheap Lutz Studio Apartments | $1,320 | $953 | $1,890 |
| Cheap Lutz 1 Bedroom Apartments | $1,504 | $900 | $3,424 |
| Cheap Lutz 2 Bedroom Apartments | $1,806 | $829 | $4,554 |
| Cheap Lutz 3 Bedroom Apartments | $2,149 | $719 | $4,365 |
| Cheap Lutz 4 Bedroom Apartments | $1,538 | $549 | $10,000+ |
Browse Top Apartments in Lutz
See all Apartments in LutzExplore Lutz
Lutz, FL Local Guide
- Lutz Neighborhoods
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Cheapest Neighborhoods for Apartments in Lutz, FL
Pricing Updated: 04/24/2026Current apartment rentals in the Lutz, FL area range in price from to with an overall median price of . Here is today’s list neighborhoods with the lowest median pricing for Lutz Apartments for rent:
| Neighborhood | Median Price | Min Price | Available Units |
|---|---|---|---|
| Keystone | $10,246 | $953 | 136 |
Cheapest Available Lutz Apartments for Rent
 The cheapest available apartment rental in Lutz, FL is a 3 Beds unit found at 42N in the University Square neighborhood priced from $949. Vista Palms in the University Square neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $999. Here is today’s list of the most affordable Lutz apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| 42N | 3x3 A | 3BR,3BA | $949 |
| Vista Palms | A1 | 1BR,1BA | $999 |
| Verra North | 1 Bedroom 1 Bath | 1BR,1BA | $999 |
| The Wave Apartments | 1/1S | 1BR,1BA | $999 |
| Cambridge Woods | Plan A1A | 1BR,1BA | $1,028 |
| Cove Commons | 5BR/5.5BA - Keystone - Platinum | 5BR,5BA | $1,049 |
| The Bahia Apartments | The Inlet | Studio,1BA | $1,050 |
| SMS 2 - 1515 E 139TH AVE | 1/1 | 1BR,1BA | $1,100 |
| Willow Brooke Apartments | Classic 1BD/1BTH | 1BR,1BA | $1,105 |
| Haley Park | One Bedroom-One Bath | 1BR,1BA | $1,112 |
Best Value Apartments for Rent in Lutz, FL
As of April 24, 2026 the best value apartment in the Lutz area is the $0.73 price per square foot 4BR/4.5BA - Boulder - Platinum Model at Cove Commons in the in the University Square neighborhood starting from $1,190. The second greatest value Lutz apartment is the $1.29/sq.ft. - Palm Gardens Model at New Tampa Palms starting at $2,025 with a $1.29 price per square foot in the Wachovia Bank at New Tampa neighborhood. Here is today’s list of the best values for Lutz apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Cove Commons | 4BR/4.5BA - Boulder - Platinum | 4BR,4.5BA | $0.73 |
| New Tampa Palms | $1.29/sq.ft. - Palm Gardens | 2BR,2BA | $1.29 |
| Venue at North Campus | D1 | 4BR,4BA | $0.61 |
| Palm Flats Apartments | $1500 In Free Rent + Reduced Rents! | 2BR,2BA | $1.10 |
| Uptown Townhomes | 3 Bed/1.5 Bath | 3BR,1.5BA | $1.32 |
| 42N | 3x3 A | 3BR,3BA | $0.82 |
| Uptown Palms Apartments | B1 | 2BR,1.5BA | $1.24 |
| Reflections | 3/3U w/ Quartz Leased By The Room | 3BR,3BA | $0.66 |
| Spanish Trace | 2x2 | 2BR,2BA | $1.29 |
| Lark on 42nd | 2 Bedroom, 2 Bath | 2BR,2BA | $1.22 |
10 Hidden Costs of Renting You Should Budget for Before Signing a Lease
Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.
Read ArticleDon't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleTop Student Friendly Neighborhoods to Rent Near Colleges in Tampa
A Local Expert's guide to the Best Student Friendly Neighborhoods Near Colleges in the Tampa Bay area for affordable living. Find your perfect Tampa Student apartment, condo, or rental home today at ApartmentHomeliving.com
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Lutz, FL
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Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Lutz, FL Rentals by Map
See the most popular apartments and homes in Lutz, FL
Frequently Asked Questions about Cheap Lutz Apartments
What is a cheap apartment in Lutz?
A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Lutz is under $1,112.
What is the price of a cheap apartment in Lutz?
The cheapest apartment in Lutz is Vista Palms which is listed at $999, while the average apartment in Lutz costs $10,246.
What types of apartments are the cheapest in Lutz?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 11 regular apartments in Lutz that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Lutz?
Cheap apartments in Lutz have an average cost of $203 which is $10,043 cheaper than the average rent for all rentals in Lutz.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

A Local Expert’s Guide To the 10 Top Budget-Friendly Neighborhoods to Rent in Tampa
Written by: Vickie Ferguson
Hi, and welcome to ApartmentHomeLiving.com, we're here to provide you with all the information you need about top areas in and around Tampa that are great choices to call home.

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.